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Türkiye Vakiflar Bankasi Türk Anonim Ortakligi (VAKBN.IS)
Istanbul, TR
Türkiye Vakiflar Bankasi Türk Anonim Ortakligi, alongside its various subsidiaries, delivers a broad spectrum of banking and financial services both within Turkey and across international markets. These services cater to corporate, commercial, small business, retail, and investment clientele. The bank offers a comprehensive suite of financial products, including various deposit options (time, demand, and accumulating accounts) and a wide array of lending solutions. These encompass consumer, automobile, housing, and working capital loans, alongside specialized financing such as foreign currency indexed loans, gold loans, Eximbank facilities, pre-export loans, and ECA-covered financing. Trade finance instruments like letters of guarantee, letters of credit, export factoring, acceptance credits, and draft facilities are also available, in addition to discounted bills and overdraft services. Further extending its offerings, the institution provides services such as forfeiting, leasing arrangements, and derivative products like forwards and futures. It facilitates salary payments, offers investment accounts, cheque services, safety deposit boxes, tax collection, bill payment, and payment order services, alongside a range of insurance products. Corporate, commercial, and retail customers benefit from foreign trade transaction support, cash management solutions, credit cards, and diverse investment vehicles. For small businesses, particularly those in the retail and service sectors, tailored banking services include overdraft facilities, POS machines, credit and debit cards, cheque books, Turkish Lira and foreign currency deposits, and access to internet banking and call center support. In the realm of capital markets, Türkiye Vakiflar Bankasi conducts various transactions, issues capital market instruments, and engages in the purchase and sale of marketable securities. It also delivers investment consultancy and portfolio management services, in addition to directly investing in marketable debt and equity securities, gold, and other precious metals. As of December 31, 2021, the bank maintained an extensive operational footprint, with 936 branches throughout Turkey, supplemented by four international branches located in New York, Bahrain, Qatar, and Erbil. Established in 1954, Türkiye Vakiflar Bankasi Türk Anonim Ortakligi is headquartered in Istanbul, Turkey, and operates as a subsidiary of the Ministry of Treasury and Finance.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.30% | +1.01% | -8.41% | -22.14% | +22.89% | +4.30% | +36.29% | +249.34% | +830.23% | +609.53% | +942.45% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 7 | 0 |
| Hold | 2 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 1 | 0 |
-
Revenue growth+47.0% Q1'26: +22.3% (vs Q1'25)
-
EPS growth+48.5% Q1'26: -23.0% (vs Q1'25)
-
FCF margin— Q1'26: +67.5% (vs Q1'25)
-
EBIT margin— Q1'26: +7.5% (vs Q1'25)
-
ROIC— Q1'26: +6.1% (vs Q1'25)
-
Share dilution+0.0% Q1'26: +1.4% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 16.28× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 2 Rev. Ana. 2 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
15.57B
est: 7.51B (+107.4%)
|
19.03B
est: 9.18B (+107.2%)
|
24.90B
est: 11.35B (+119.4%)
|
39.97B
est: 15.60B (+156.2%)
|
46.66B
est: 17.12B (+172.5%)
|
50.61B
est: 24.93B (+103.0%)
|
74.13B
est: 22.44B (+230.3%)
|
180.72B
est: 87.88B (+105.6%)
|
381.96B
est: 118.54B (+222.2%)
|
797.18B
est: 168.15B (+374.1%)
|
1.17T
est: 261.42B (+348.3%)
|
367.67B
365.66B – 369.68B
+40.6% YoY
|
447.80B
407.06B – 523.74B
+21.8% YoY
|
523.24B
494.81B – 575.16B
+16.8% YoY
|
| EBITDA |
2.57B
est: 1.04B (+147.6%)
|
3.70B
est: 1.27B (+191.6%)
|
5.19B
est: 1.57B (+230.7%)
|
5.90B
est: 2.16B (+173.4%)
|
4.99B
est: 2.37B (+110.9%)
|
8.50B
est: 3.45B (+146.5%)
|
7.15B
est: 3.10B (+130.4%)
|
42.27B
est: 12.15B (+247.9%)
|
37.36B
est: 14.63B (+155.3%)
|
76.04B
est: 20.75B (+266.4%)
|
109.64B
est: 32.27B (+239.8%)
|
45.38B
45.13B – 45.63B
+40.6% YoY
|
55.27B
50.24B – 64.65B
+21.8% YoY
|
64.58B
61.07B – 70.99B
+16.8% YoY
|
| EBIT |
2.40B
est: 998.72M (+140.4%)
|
3.52B
est: 1.22B (+187.9%)
|
5.01B
est: 1.51B (+231.8%)
|
5.69B
est: 2.08B (+174.1%)
|
4.50B
est: 2.28B (+97.6%)
|
7.98B
est: 3.32B (+140.8%)
|
6.62B
est: 2.99B (+121.8%)
|
41.62B
est: 11.69B (+256.0%)
|
36.32B
est: 14.23B (+155.2%)
|
73.86B
est: 20.19B (+265.8%)
|
108.90B
est: 31.39B (+247.0%)
|
44.14B
43.90B – 44.39B
+40.6% YoY
|
53.77B
48.87B – 62.88B
+21.8% YoY
|
62.82B
59.41B – 69.06B
+16.8% YoY
|
| Net Income |
1.95B
est: 7.00B (-72.2%)
|
2.79B
est: 9.87B (-71.7%)
|
3.93B
est: 14.43B (-72.7%)
|
4.54B
est: 16.07B (-71.7%)
|
3.37B
est: 10.34B (-67.4%)
|
6.34B
est: 13.40B (-52.7%)
|
5.17B
est: 10.77B (-52.0%)
|
26.56B
est: 37.55B (-29.3%)
|
31.66B
est: 53.24B (-40.5%)
|
49.19B
est: 41.57B (+18.3%)
|
77.16B
est: 67.03B (+15.1%)
|
102.05B
93.79B – 110.31B
+52.2% YoY
|
127.90B
124.19B – 151.63B
+25.3% YoY
|
170.65B
158.60B – 192.67B
+33.4% YoY
|
| SGA |
82.27M
est: 22.12M (+271.9%)
|
94.76M
est: 27.05M (+250.3%)
|
129.06M
est: 33.44M (+285.9%)
|
182.18M
est: 45.98M (+296.2%)
|
197.05M
est: 50.45M (+290.6%)
|
175.36M
est: 73.44M (+138.8%)
|
291.46M
est: 66.13M (+340.8%)
|
559.00M
est: 258.93M (+115.9%)
|
856.94M
est: 555.17M (+54.4%)
|
1.59B
est: 787.52M (+102.3%)
|
14.24B
est: 1.22B (+1,063.0%)
|
1.72B
1.71B – 1.73B
+40.6% YoY
|
2.10B
1.91B – 2.45B
+21.8% YoY
|
2.45B
2.32B – 2.69B
+16.8% YoY
|
| EPS |
0.78
est: 0.71 (+10.5%)
|
1.12
est: 1.00 (+12.6%)
|
1.57
est: 1.46 (+7.9%)
|
1.82
est: 1.62 (+12.3%)
|
1.35
est: 1.04 (+29.4%)
|
1.64
est: 1.35 (+21.3%)
|
1.39
est: 1.09 (+28.0%)
|
3.63
est: 3.78 (-4.0%)
|
3.19
est: 5.22 (-38.8%)
|
5.38
est: 4.07 (+32.1%)
|
7.99
est: 6.67 (+19.8%)
|
10.29
9.46 – 11.12
+54.3% YoY
|
13.60
12.52 – 15.29
+32.1% YoY
|
17.21
15.99 – 19.43
+26.6% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-07 | B+ | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-05-06 | B+ | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-05-05 | B+ | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-05-04 | B+ | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-30 | B+ | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-29 | B+ | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-28 | B+ | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-27 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-24 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-22 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-16 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Avantis Emerging Markets Value ETF AVES | 0.03% | 456.2K | 0.36% |
| 2 | Avantis Emerging Markets Equity UCITS ETF USD Acc AVEM.L | 0.03% | 64.8K | 0.35% |
| 3 | Dimensional Emerging Markets Sustainability Core 1 ETF DFSE | 0.02% | 136.6K | 0.44% |
| 4 | Dimensional - Emerging Markets ex China Core Equity ETF DEXC | 0.02% | 70.6K | 0.56% |
| 5 | HSBC Emerging Market Screened Equity UCITS ETF HSEM.L | 0.02% | 57.6K | 0.18% |
| 6 | Avantis Emerging Markets ex-China Equity ETF AVXC | 0.02% | 73.7K | 0.33% |
| 7 | Avantis Responsible Emerging Markets Equity ETF AVSE | 0.02% | 34.8K | 0.33% |
| 8 | Dimensional - Emerging Markets High Profitability ETF DEHP | 0.01% | 61.5K | 0.44% |
| 9 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.01% | 1.16M | 0.39% |
| 10 | Dimensional - Emerging Core Equity Market ETF DFAE | 0.01% | 946.5K | 0.29% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Abdi Serdar Ustunsalih | Chief Executive Officer, GM & Executive Director | — | male |
| Alaattin Simsek | Executive Vice President of Corporate, Commercial, SME, Micro SME Banking Marketing & Credit Policies | — | male |
| Ali Tahan | Senior Vice President and Head of International Banking & Investor Relations | — | male |
| Ercument Hindistan | Head of Treasury Marketing | — | — |
| Ferkan Merdan | Executive Vice President of General Accounting & Financial Affairs | — | male |
| Korhan Turgut | Head of Accounting & Financial Affairs | — | male |
| Metin Recep Zafer | Executive Vice President of IT Technologies and Operations | — | — |
| Mikail Hidir | Executive Vice President & Chief Legal Counsel | — | male |
| Muhammet Lutfu Celebi | Executive Vice President of Affiliates, Subsidiaries and Payment Systems | — | male |
| Osman Arslan | CEO & Executive Director | — | male |
| Ramazan Siryol | Head of Compliance and Regulation Department | — | male |
| Suayyip Ilbilgi | Executive Vice President of Human Resources, Organizational Development, Financial Management & Strategy | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for VAKBN.IS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
