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PT Bank Syariah Indonesia Tbk (BRIS.JK)
Jakarta Selatan, ID
PT Bank Syariah Indonesia Tbk is an Indonesian financial institution that delivers a broad spectrum of commercial banking products and services. The bank organizes its operations across five distinct segments: Wholesale, Small and Medium Enterprise (SME), Consumer, Micro, and an "Others" category. Its offerings include various deposit accounts such as savings, demand, and time deposits, alongside diverse financing solutions like micro-financing, working capital, and investment loans. Customers can also access internet banking services, lease financing for movable and immovable assets, and both debit and financing cards. Furthermore, the company is involved in buying, selling, and guaranteeing third-party securities, providing money transfer and custody services, issuing letters of credit and bank guarantees, and offering trustee, safekeeping, and foreign exchange services. It also publishes, offers, and trades in both short and long-term securities. As of December 31, 2021, PT Bank Syariah Indonesia Tbk maintained a substantial physical presence, operating through 272 branch offices, 972 sub-branch offices, and 74 cash offices. Established in 1969, the company is headquartered in South Jakarta, Indonesia, and functions as a subsidiary of PT Bank Mandiri (Persero) Tbk.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -6.56% | -10.47% | -17.79% | -28.15% | -31.05% | -20.83% | -40.21% | +6.88% | -16.51% | +221.71% | +221.71% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 14 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+60.1% Q1'26: +55.9% (vs Q1'25)
-
EPS growth+8.0% Q1'26: +17.1% (vs Q1'25)
-
FCF margin— Q1'26: +2.4% (vs Q1'25)
-
EBIT margin— Q1'26: +32.6% (vs Q1'25)
-
ROIC— Q1'26: +49.0% (vs Q1'25)
-
Share dilution+0.0% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 1.84× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 8 Rev. Ana. 11 EPS Ana. |
Dec 2027 14 Rev. Ana. 13 EPS Ana. |
Dec 2028 9 Rev. Ana. 8 EPS Ana. |
|---|---|---|---|---|---|---|---|---|
| Revenue |
15.80T
est: 16.56T (-4.6%)
|
17.78T
est: 19.19T (-7.3%)
|
18.72T
est: 19.14T (-2.2%)
|
21.17T
est: 22.61T (-6.4%)
|
33.90T
est: 25.84T (+31.2%)
|
29.60T
29.24T – 30.46T
+14.6% YoY
|
33.38T
30.20T – 36.11T
+12.8% YoY
|
37.67T
37.67T – 37.67T
+12.8% YoY
|
| EBITDA |
5.23T
est: 6.39T (-18.2%)
|
6.36T
est: 7.41T (-14.2%)
|
8.43T
est: 7.49T (+12.5%)
|
10.33T
est: 8.85T (+16.7%)
|
11.22T
est: 10.12T (+10.9%)
|
11.59T
11.45T – 11.92T
+14.6% YoY
|
13.07T
11.82T – 14.14T
+12.8% YoY
|
14.75T
14.75T – 14.75T
+12.8% YoY
|
| EBIT |
4.06T
est: 5.40T (-24.8%)
|
5.66T
est: 6.26T (-9.6%)
|
7.59T
est: 6.56T (+15.7%)
|
9.28T
est: 7.75T (+19.7%)
|
10.00T
est: 8.86T (+12.9%)
|
10.15T
10.03T – 10.44T
+14.6% YoY
|
11.45T
10.35T – 12.38T
+12.8% YoY
|
12.92T
12.92T – 12.92T
+12.8% YoY
|
| Net Income |
3.03T
est: 3.31T (-8.5%)
|
4.26T
est: 4.49T (-5.1%)
|
5.70T
est: 6.28T (-9.1%)
|
7.01T
est: 6.84T (+2.5%)
|
7.57T
est: 7.57T (+0.0%)
|
8.58T
8.22T – 9.08T
+13.4% YoY
|
9.88T
9.12T – 11.20T
+15.1% YoY
|
11.24T
10.39T – 12.01T
+13.8% YoY
|
| SGA |
2.63T
est: 2.93T (-10.0%)
|
3.32T
est: 3.39T (-2.2%)
|
3.40T
est: 3.38T (+0.7%)
|
4.20T
est: 3.99T (+5.4%)
|
5.04T
est: 4.56T (+10.5%)
|
5.22T
5.16T – 5.37T
+14.6% YoY
|
5.89T
5.33T – 6.37T
+12.8% YoY
|
6.64T
6.64T – 6.64T
+12.8% YoY
|
| EPS |
73.69
est: 71.78 (+2.7%)
|
102.54
est: 96.28 (+6.5%)
|
123.65
est: 136.06 (-9.1%)
|
151.88
est: 148.16 (+2.5%)
|
164.05
est: 165.42 (-0.8%)
|
184.15
178.24 – 196.90
+11.3% YoY
|
212.55
197.76 – 242.80
+15.4% YoY
|
244.01
225.13 – 260.30
+14.8% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-11 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-06 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-05 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-04 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 4/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-29 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-28 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-27 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-24 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-17 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-15 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Ade Cahyo Nugroho | Director of Finance & Strategy and Director | — | male |
| Anggoro Eko Cahyo | President Director | — | male |
| Anton Sukarna | Director of Sales & Distribution and Director | — | male |
| Arief Adhi Sanjaya | Director of Compliance & Human Capital and Director | — | — |
| Dwi Hesti Mulyaningrum | Customer Care Group Head | — | — |
| Indriati Tri Handayani | Policy & Procedure Group Head | — | female |
| Irfan Lesmana | Legal Group Head | — | male |
| Priyo Hartono | Corporate Finance & Accounting Group Head | — | male |
| Rizky Budinanda | Investor Relation Group Head | — | — |
| Wijayanto | Digital Banking & E-Channel Operations Group Head | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BRIS.JK
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
