KB Financial Group Inc. (105560.KS)
Seoul, KR
KB Financial Group Inc., established in 2008 and headquartered in Seoul, South Korea, is a leading provider of comprehensive banking and financial services. The company caters to both individual consumers and corporate clients, operating across South Korea and internationally. Its extensive operations are segmented into Corporate Banking, Retail Banking, Securities Business, Non-life Insurance Business, Credit Card Business, Life Insurance Business, and Other Banking Services. KB Financial Group offers a wide array of financial products, including various loans and deposit accounts, tailored for large, small, and medium-sized enterprises, as well as for small and home offices, individuals, and households. Additionally, it provides investment banking and brokerage services, a full suite of life and non-life insurance products, and credit card facilities such as credit sales, cash services, and card loans. The group is also actively involved in securities and derivatives trading, funding activities, and associated support services. Furthermore, its diverse range of offerings encompasses foreign exchange transactions, financial investments, installment financing, financial leasing, real estate trust management, capital investment, receivables collection and credit investigation, software advisory and development, investment advisory, claims management, general management consulting, savings banking, and information and communication services.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.60% | -5.93% | -6.17% | -5.28% | +20.67% | +22.14% | +44.39% | +211.48% | +156.12% | +351.57% | +215.42% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 8 | 0 |
| Buy | 12 | -1 |
| Hold | 0 | -1 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+34.3% Q1'26: +34.1% (vs Q1'25)
-
EPS growth+20.4% Q1'26: +16.8% (vs Q1'25)
-
FCF margin— Q1'26: +23.4% (vs Q1'25)
-
EBIT margin— Q1'26: +20.5% (vs Q1'25)
-
ROIC— Q1'26: +3.9% (vs Q1'25)
-
Share dilution-0.4% Q1'26: +0.5% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 13.02× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 15 Rev. Ana. 18 EPS Ana. |
Dec 2027 16 Rev. Ana. 18 EPS Ana. |
Dec 2028 14 Rev. Ana. 9 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
12.63T
est: 7.36T (+71.7%)
|
12.20T
est: 7.59T (+60.7%)
|
15.14T
est: 10.01T (+51.2%)
|
17.33T
est: 10.99T (+57.6%)
|
18.66T
est: 11.43T (+63.2%)
|
19.81T
est: 12.37T (+60.2%)
|
20.97T
est: 14.42T (+45.4%)
|
12.09T
est: 15.02T (-19.5%)
|
36.41T
est: 16.30T (+123.4%)
|
37.77T
est: 17.25T (+118.9%)
|
50.71T
est: 17.42T (+191.2%)
|
19.01T
18.70T – 19.65T
+9.2% YoY
|
19.57T
18.50T – 20.69T
+2.9% YoY
|
20.17T
19.45T – 21.09T
+3.1% YoY
|
| EBITDA |
2.42T
est: 1.88T (+28.8%)
|
2.92T
est: 1.94T (+50.4%)
|
4.69T
est: 2.56T (+83.2%)
|
4.93T
est: 2.81T (+75.3%)
|
5.51T
est: 2.92T (+88.6%)
|
5.83T
est: 3.16T (+84.4%)
|
7.09T
est: 3.69T (+92.3%)
|
6.27T
est: 3.84T (+63.5%)
|
6.99T
est: 4.17T (+67.7%)
|
7.90T
est: 4.98T (+58.7%)
|
9.37T
est: 5.03T (+86.4%)
|
5.49T
5.40T – 5.67T
+9.2% YoY
|
5.65T
5.34T – 5.97T
+2.9% YoY
|
5.82T
5.61T – 6.09T
+3.1% YoY
|
| EBIT |
2.16T
est: 1.61T (+34.4%)
|
2.63T
est: 1.66T (+58.1%)
|
4.14T
est: 2.19T (+88.8%)
|
4.30T
est: 2.41T (+78.8%)
|
4.53T
est: 2.50T (+81.2%)
|
4.78T
est: 2.71T (+76.5%)
|
6.08T
est: 3.16T (+92.6%)
|
5.39T
est: 3.29T (+64.1%)
|
6.12T
est: 3.57T (+71.5%)
|
6.99T
est: 4.31T (+61.9%)
|
8.20T
est: 4.35T (+88.2%)
|
4.75T
4.68T – 4.91T
+9.2% YoY
|
4.89T
4.63T – 5.17T
+2.9% YoY
|
5.04T
4.86T – 5.27T
+3.1% YoY
|
| Net Income |
1.73T
est: 1.59T (+8.6%)
|
2.14T
est: 2.07T (+3.6%)
|
3.31T
est: 3.11T (+6.3%)
|
3.06T
est: 3.12T (-1.8%)
|
3.31T
est: 3.16T (+4.8%)
|
3.47T
est: 3.31T (+4.9%)
|
4.41T
est: 4.31T (+2.4%)
|
4.15T
est: 4.48T (-7.2%)
|
4.59T
est: 4.73T (-2.8%)
|
5.08T
est: 5.08T (+0.0%)
|
5.85T
est: 5.91T (-1.1%)
|
6.81T
6.15T – 7.45T
+15.2% YoY
|
7.35T
6.15T – 8.39T
+7.9% YoY
|
7.92T
7.55T – 8.39T
+7.8% YoY
|
| SGA |
3.61T
est: 1.68T (+114.6%)
|
4.67T
est: 1.73T (+169.1%)
|
4.87T
est: 2.29T (+113.0%)
|
5.07T
est: 2.51T (+102.0%)
|
5.69T
est: 2.61T (+118.0%)
|
5.82T
est: 2.83T (+105.8%)
|
6.30T
est: 3.29T (+91.1%)
|
5.82T
est: 3.43T (+69.7%)
|
5.85T
est: 3.72T (+57.1%)
|
6.08T
est: 4.11T (+47.8%)
|
4.46T
est: 4.15T (+7.6%)
|
4.53T
4.45T – 4.68T
+9.2% YoY
|
4.66T
4.41T – 4.93T
+2.9% YoY
|
4.80T
4.63T – 5.02T
+3.1% YoY
|
| EPS |
4,396.00
est: 4,148.67 (+6.0%)
|
5,588.00
est: 5,395.99 (+3.6%)
|
8,305.00
est: 8,123.81 (+2.2%)
|
7,720.53
est: 8,135.28 (-5.1%)
|
8,450.65
est: 8,239.20 (+2.6%)
|
8,843.13
est: 8,625.56 (+2.5%)
|
11,133.00
est: 11,236.32 (-0.9%)
|
10,334.00
est: 11,675.39 (-11.5%)
|
11,483.00
est: 12,333.44 (-6.9%)
|
12,880.00
est: 13,289.36 (-3.1%)
|
15,317.00
est: 15,482.34 (-1.1%)
|
17,828.94
16,113.43 – 19,493.15
+15.2% YoY
|
19,232.89
16,089.30 – 21,969.65
+7.9% YoY
|
20,724.91
19,764.88 – 21,956.43
+7.8% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-28 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-27 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-26 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-22 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-21 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-20 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-19 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-18 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-15 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-14 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-13 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-12 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-11 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-08 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-07 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-06 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-04 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-30 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-29 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-28 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-27 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-24 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-17 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-15 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Bong Joong Kwon | Senior MD & Head of IR Department | — | male |
| Chang Kwon Lee | Senior EVP, Chief Digital & IT Officer | — | male |
| Cheal Soo Choi | Senior EVP & Chief Risk Management Officer | — | male |
| Dae Hwan Lim | EVP & Chief Compliance Officer | — | male |
| Hyo Sung Jeon | MD & Chief Human Resources Officer | — | male |
| Jae Keun Lee | SEVP & Chief Business Officer of Global | — | male |
| Jong Hee Yang | Chief Executive Officer & Chairman | — | male |
| Jong Hoon Lee | Head of the Legal Affairs Unit | — | — |
| Kang Seung | MD & Head of Secretariat | — | male |
| Sang-Rok Na | Senior MD & CFO | — | male |
| Shindong Jeung | Senior MD & Head of KB Research | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 105560.KS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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