Disclaimer

Last updated: 2026-08-18.

1. No investment advice

All content on bernal-fintech.com — including data, metrics, scores, forecasts, tools and articles — is provided exclusively for informational and educational purposes. It does not constitute investment advice, financial, legal or tax advice, or a personal recommendation of any kind.

The content is general information not prepared in accordance with the legal requirements for investment research (Regulation (EU) No 596/2014 and MiFID II) and is not subject to any prohibition on dealing ahead of its dissemination. Bernal FinTech SL is not an authorised investment services firm and does not provide personalised investment advice.

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Nothing on this site constitutes an offer, solicitation or invitation to buy or sell any security, fund, cryptocurrency or other financial instrument, in any jurisdiction.

3. Accuracy and timeliness of data

Market data and company figures are obtained from sources believed to be reliable, but they may be delayed, incomplete or contain errors, and may be revised by their sources without notice. We do not guarantee the accuracy, completeness or timeliness of any data displayed, and you should verify any figure before relying on it. If you spot an error in any figure or content, please write to contact@bernal-fintech.com so we can review and correct it.

4. Simulated and hypothetical results

Forecasts, probability estimates, valuations, fair values, price targets, Monte Carlo simulations, backtests and similar outputs shown on this site are hypothetical, model-based results. They are generated with simplifying assumptions, do not represent actual trading, and do not guarantee any future outcome. Hypothetical results have inherent limitations: they are prepared with hindsight and do not account for all market factors or for the impact of financial risk.

5. Risk warning

All investments involve risk, including the possible loss of the entire principal. Past performance does not guarantee future results. The value of investments and any income from them can fall as well as rise, and exchange rate movements can increase or reduce their value.

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Using this site does not create any advisory, fiduciary or client relationship between you and Bernal FinTech SL.

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Any investment decision you make is your sole responsibility. Before investing, consider your objectives, experience and risk tolerance, and consult a qualified, authorised financial professional where appropriate.

8. Jurisdictions

This site is not directed at any person in any jurisdiction where, by reason of that person's nationality, residence or otherwise, the publication or availability of the site is prohibited. Persons who access the site do so on their own initiative and are responsible for compliance with local laws.

9. AI-generated content

Some articles in our newsroom are produced with the assistance of artificial intelligence systems under an automated editorial process: they are synthesized from the sources cited in each article and validated by automated quality checks before publication. AI-generated content may contain errors and is subject to the same limitations described in this disclaimer.