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Shinhan Financial Group Co., Ltd. (055550.KS)

KRW106,500.00 -2,100.00 (-1.93%)
KR KSC Financial Services Banks - Regional
Address 20, Sejong-daero 9-gil 4513
Seoul, KR
CEO Ok-Dong Jin
IPO 2000-01-04
ISIN KR7055550008

Explore sections of this company profile

Also trades on Korea Exchange · 055550.KS (KRW) New York Stock Exchange · SHG (USD)
Description

Shinhan Financial Group Co., Ltd. delivers a comprehensive array of financial solutions and offerings to clients both within South Korea and across the globe. Its operations are structured across six primary divisions: Banking, Credit Card, Securities, Life Insurance, Credit, and a miscellaneous "Others" category. For individual customers, the group furnishes retail banking provisions such as current, savings, and time deposit accounts; checking facilities; various forms of personal lending including mortgages and home equity loans; digital banking platforms; ATM access; and essential transactional services like bill payments, payroll processing, check cashing, foreign currency exchange, and wire transfers. In the corporate sector, it extends a broad spectrum of services, encompassing investment banking, funding for real estate and international development projects, infrastructure and structured finance, equity and venture capital investments, and advisory for mergers and acquisitions. Furthermore, its corporate offerings include securitization and derivatives products, foreign exchange trading, and diverse loan types such as working capital and facilities financing. The group also participates actively in treasury and investment endeavors within global capital markets, engaging in the trading of foreign currency securities, foreign exchange services and transactions, trade finance, international factoring, and conducting overseas banking operations. Complementing these, Shinhan provides trust management, securities brokerage, and asset management services. Its wider portfolio includes leasing and equipment financing, savings bank operations, debt collection and credit reporting, oversight of collective investment schemes, private equity investments, and the development of financial systems. By the close of 2021, its extensive operational footprint comprised 784 service centers, 5,234 automated teller machines (ATMs), 7 cash dispensers, and 85 digital kiosks. Established in 1982, Shinhan Financial Group Co., Ltd. maintains its headquarters in Seoul, South Korea.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
KRW106,500.00 -2,100.00 (-1.93%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.66
Float Shares
439.29M
Free Float %
93.3%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.86% -4.68% -6.31% -3.41% +20.00% +22.19% +61.10% +165.91% +120.49% +137.56% +386.00%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (2 ratings, all time) Buy
Price Targets & DCF
Current price
106,500.00
Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 8 0
Buy 12 -1
Hold 0 -1
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.13
Distress
Piotroski F-Score
7 / 9
Strong
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    -80.4% Q1'26: -74.0% (vs Q1'25)
  • EPS growth
    +21.3% Q1'26: +17.2% (vs Q1'25)
  • FCF margin
    Q1'26: +373.4% (vs Q1'25)
  • EBIT margin
    Q1'26: +100.0% (vs Q1'25)
  • ROIC
    Q1'26: +4.0% (vs Q1'25)
  • Share dilution
    -1.9% Q1'26: -2.7% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 16.71× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.74) × ERP
WACC = 23% × Ke + 77% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 106,500.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
17 Rev. Ana.
17 EPS Ana.
Dec 2027
17 Rev. Ana.
18 EPS Ana.
Dec 2028
9 Rev. Ana.
9 EPS Ana.
Revenue
17.84T
est: 8.66T (+105.9%)
17.55T
est: 8.80T (+99.4%)
18.57T
est: 9.48T (+95.8%)
20.89T
est: 9.93T (+110.3%)
26.50T
est: 11.16T (+137.5%)
25.72T
est: 11.57T (+122.4%)
25.75T
est: 12.62T (+104.1%)
24.56T
est: 13.47T (+82.4%)
33.80T
est: 14.44T (+134.1%)
35.38T
est: 14.83T (+138.6%)
6.93T
est: 15.34T (-54.8%)
16.56T
14.53T – 17.30T
+8.0% YoY
17.26T
15.63T – 18.47T
+4.2% YoY
18.02T
16.07T – 19.06T
+4.4% YoY
EBITDA
3.42T
est: 2.05T (+66.6%)
3.43T
est: 2.08T (+64.5%)
4.05T
est: 2.25T (+80.3%)
4.77T
est: 2.35T (+102.7%)
5.59T
est: 2.64T (+111.4%)
5.52T
est: 2.74T (+101.5%)
6.49T
est: 2.99T (+117.0%)
7.37T
est: 3.19T (+130.8%)
7.15T
est: 3.42T (+109.0%)
7.31T
est: 5.84T (+25.1%)
6.93T
est: 6.04T (+14.7%)
6.52T
5.72T – 6.82T
+8.0% YoY
6.80T
6.16T – 7.28T
+4.2% YoY
7.10T
6.33T – 7.51T
+4.4% YoY
EBIT
3.14T
est: 1.75T (+79.9%)
3.17T
est: 1.77T (+78.8%)
3.80T
est: 1.91T (+98.7%)
4.47T
est: 2.00T (+123.2%)
4.91T
est: 2.25T (+118.4%)
4.75T
est: 2.33T (+103.9%)
5.58T
est: 2.54T (+119.6%)
6.37T
est: 2.71T (+134.5%)
5.96T
est: 2.91T (+105.0%)
6.03T
est: 5.40T (+11.5%)
6.93T
est: 5.59T (+23.9%)
6.04T
5.30T – 6.31T
+8.0% YoY
6.29T
5.70T – 6.73T
+4.2% YoY
6.57T
5.86T – 6.95T
+4.4% YoY
Net Income
2.37T
est: 2.40T (-1.3%)
2.77T
est: 2.74T (+1.4%)
2.92T
est: 3.48T (-16.2%)
3.16T
est: 3.39T (-6.8%)
3.40T
est: 3.66T (-6.9%)
3.41T
est: 3.34T (+2.3%)
4.02T
est: 3.92T (+2.4%)
4.67T
est: 4.57T (+2.2%)
4.37T
est: 4.38T (-0.2%)
4.45T
est: 4.58T (-2.9%)
5.08T
est: 5.10T (-0.3%)
5.79T
5.56T – 6.16T
+13.5% YoY
6.34T
5.75T – 6.80T
+9.6% YoY
6.83T
5.87T – 7.34T
+7.6% YoY
SGA
8.88T
est: 2.47T (+258.8%)
9.08T
est: 2.51T (+261.5%)
9.45T
est: 2.71T (+249.1%)
9.18T
est: 2.84T (+223.6%)
12.41T
est: 3.19T (+289.4%)
12.24T
est: 3.30T (+270.6%)
12.14T
est: 3.60T (+237.1%)
4.77T
est: 3.85T (+24.0%)
4.89T
est: 4.12T (+18.6%)
5.01T
est: 2.82T (+77.4%)
est: 2.92T (-100.0%)
3.15T
2.77T – 3.29T
+8.0% YoY
3.29T
2.98T – 3.52T
+4.2% YoY
3.43T
3.06T – 3.63T
+4.4% YoY
EPS
4,789.00
est: 4,736.08 (+1.1%)
5,736.00
est: 5,404.61 (+6.1%)
6,118.00
est: 6,882.73 (-11.1%)
6,579.00
est: 6,688.06 (-1.6%)
7,000.00
est: 7,223.19 (-3.1%)
6,653.97
est: 6,594.45 (+0.9%)
7,308.05
est: 7,753.20 (-5.7%)
8,498.00
est: 9,020.80 (-5.8%)
8,047.57
est: 8,649.35 (-7.0%)
8,441.00
est: 9,226.65 (-8.5%)
10,240.00
est: 10,273.79 (-0.3%)
11,657.28
11,195.46 – 12,406.69
+13.5% YoY
12,772.69
11,586.80 – 13,694.93
+9.6% YoY
13,748.25
11,812.88 – 14,778.32
+7.6% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 2/5 1/5 3/5 3/5 1/5 3/5 3/5
2026-05-28 B- 2/5 1/5 3/5 3/5 1/5 3/5 3/5
2026-05-27 B- 2/5 1/5 3/5 3/5 1/5 3/5 3/5
2026-05-26 B- 2/5 1/5 3/5 3/5 1/5 3/5 3/5
2026-05-22 B- 2/5 1/5 3/5 3/5 1/5 3/5 3/5
2026-05-21 B- 2/5 1/5 3/5 3/5 1/5 3/5 3/5
2026-05-20 B- 2/5 1/5 3/5 3/5 1/5 3/5 3/5
2026-05-19 B- 2/5 1/5 3/5 3/5 1/5 3/5 3/5
2026-05-18 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-15 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-14 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-13 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-12 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-11 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-08 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-07 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-06 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-04 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-04-30 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-04-29 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-04-28 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-04-27 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-04-24 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-04-23 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-22 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-21 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-20 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-17 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-16 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-15 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-14 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-1.06T
OE per share TTM
-2,100.07
Owner's Yield
-2.35%
Maintenance CapEx ratio
79.69%
Maint CapEx / Avg PPE
20.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
36.66B
Shares Outstanding
470.86M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Ok-Dong Jin Chief Executive Officer & Executive Director 1B male
Keon-hyok Lee Head of Future Strategy Research Institute 1B
Dong-kwon Bang Deputy President & Chief Risk Officer male
Een-kyoon Lee Deputy President & Chief Operating Officer male
Hyo-Ryul An Deputy President & Head of Group Wealth Management male
Jeong Hoon Jang Deputy President & Chief Financial Officer male
Jung Kee Min Chief of Asset Management Unit male
Keun Soo Jung Deputy President and Head of Group & Global Investment Banking Group male
Sang Yung Chun Deputy President & Chief Financial Officer male
Young-Taeg Heo Deputy President & Chief Management Officer male
Cheol Woo Park Head of Investor Relations male
Youngho Lee Executive Director & Chief Compliance Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits