Legal Notice

Last updated: 2026-08-18.

1. Site owner

In compliance with Article 10 of Spanish Law 34/2002 on Information Society Services and Electronic Commerce (LSSI), the owner of bernal-fintech.com is:

Name: Bernal FinTech SL
Tax ID (NIF): B56268253
Registered address: Calle José Francisco Pérez Sánchez 20, 30120 El Palmar (Murcia), España
Registry details: Registro Mercantil de Murcia, tomo 3649, folio 13, hoja MU-111260, inscripción 1ª
Contact email: contact@bernal-fintech.com
Phone: +34 722 74 79 52
Share capital: 3.030 €
EU VAT number: ESB56268253

2. Hosting

The technical hosting of this site is provided by Hetzner Online GmbH, Industriestr. 25, 91710 Gunzenhausen, Alemania, phone +49 9831 505-0. (This information is required, among others, by Article 1-1 of the French LCEN.)

3. Information required by German and French law

Angaben gemäß § 5 DDG (German Digital Services Act): Bernal FinTech SL, Calle José Francisco Pérez Sánchez 20, 30120 El Palmar (Murcia), España. Authorised representative (Vertretungsberechtigter): Javier Bernal Polo.

Responsible for the content under § 18 Abs. 2 MStV (German Interstate Media Treaty): Javier Bernal Polo, Calle José Francisco Pérez Sánchez 20, 30120 El Palmar (Murcia), España.

Directeur de la publication under Article 1-1 of the French LCEN: Javier Bernal Polo, Calle José Francisco Pérez Sánchez 20, 30120 El Palmar (Murcia), España.

4. Single point of contact (Digital Services Act)

The single point of contact for authorities and users under Articles 11 and 12 of Regulation (EU) 2022/2065 is contact@bernal-fintech.com. We accept communications in any of the languages of this site. To notify allegedly illegal content posted by a user, see the terms of use.

5. Purpose of the site

bernal-fintech.com provides financial market data, analysis tools and educational content for information purposes. Accessing the site implies acceptance of this legal notice, the terms of use and the disclaimer.

6. Conditions of use

You agree to use the site lawfully and in good faith. In particular, you must not: scrape or bulk-download the content by automated means, interfere with the operation of the site, use the content for unlawful purposes, or misrepresent your identity.

We may suspend access to users who breach these conditions.

7. Intellectual property

The design, texts, tools and compilation of data on this site are the property of Bernal FinTech SL or its licensors and may not be reproduced, distributed or used commercially without written permission. Company names, tickers and trademarks mentioned belong to their respective owners and are used for identification only.

8. Liability

The content is provided for information purposes and may contain errors or delays; see the disclaimer for the full extent of this limitation. We are not responsible for the content of third-party sites linked from here, nor for interruptions or technical failures beyond our reasonable control.

9. Governing law and jurisdiction

This legal notice is governed by Spanish law. Any dispute shall be submitted to the courts of Murcia (Spain), except where consumer protection law provides a different mandatory forum; in particular, if you are a consumer resident in the European Union, you keep the protection of the mandatory provisions of your country of residence and may bring the claim before its courts (Regulation (EU) No 1215/2012 and Regulation (EC) No 593/2008).

Bernal FinTech SL operates this site from Spain. If you access it from another jurisdiction, you do so on your own initiative and at your own risk; that access does not subject Bernal FinTech SL to the laws or courts of that jurisdiction, except for the mandatory rules referred to above.

10. Consumer dispute resolution

We are not a member of, and do not participate in, any alternative dispute resolution scheme for consumers.