PT Bank Rakyat Indonesia (Persero) Tbk (BBRI.JK)
Jakarta, ID
PT Bank Rakyat Indonesia (Persero) Tbk, widely known as BRI, operates as a leading financial institution, delivering a broad spectrum of banking products and services. Its extensive network spans Indonesia, Singapore, Timor Leste, Hong Kong, Taiwan, and the United States. The bank offers a diverse range of account options, including checking and savings accounts, alongside fixed-term deposits. BRI provides a comprehensive array of loan facilities designed to meet various client needs, such as residential mortgages, micro-business financing, working capital, investment loans, agricultural credits, warehouse receipt-backed loans, partnership and franchise financing, and cash-collateralized loans. Furthermore, it supplies tailored supply chain financing solutions. Customers can utilize essential banking conveniences like bill payment, deposit services, online transactions, funds transfers, and international remittances. BRI also features a selection of investment vehicles, including pension and mutual funds, as well as retail bonds and sukuk. The institution facilitates international trade through import and export services and letters of credit, supported by its BRI RTE online system and currency exchange services. Expanding its offerings, BRI provides robust internet banking and merchant services, a variety of credit cards, and specialized wealth management expertise. For its business clientele, the bank delivers business guarantees, clearing services, and dedicated financial and institutional business banking. Additional specialized services include treasury management, custodial roles, trusteeship, and comprehensive cash management solutions. Established in 1895, PT Bank Rakyat Indonesia (Persero) Tbk maintains its primary operational base in Jakarta, Indonesia.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.31% | -0.31% | -5.90% | -15.83% | -18.21% | -12.36% | -22.00% | -38.06% | -16.16% | +65.14% | +3,253.66% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 15 | 0 |
| Hold | 3 | 0 |
| Sell | 1 | 0 |
| Strong Sell | 1 | 0 |
-
Revenue growth+77.9% Q1'26: +111.4% (vs Q1'25)
-
EPS growth-5.8% Q1'26: +13.1% (vs Q1'25)
-
FCF margin— Q1'26: +28.7% (vs Q1'25)
-
EBIT margin— Q1'26: +20.8% (vs Q1'25)
-
ROIC— Q1'26: +12.8% (vs Q1'25)
-
Share dilution-0.1% Q1'26: -0.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 2.90× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 11 Rev. Ana. 14 EPS Ana. |
Dec 2027 16 Rev. Ana. 18 EPS Ana. |
Dec 2028 11 Rev. Ana. 11 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
94.99T
est: 68.12T (+39.5%)
|
105.79T
est: 79.23T (+33.5%)
|
116.29T
est: 91.06T (+27.7%)
|
128.38T
est: 99.05T (+29.6%)
|
142.78T
est: 107.88T (+32.3%)
|
164.03T
est: 103.94T (+57.8%)
|
175.94T
est: 133.16T (+32.1%)
|
180.05T
est: 172.04T (+4.7%)
|
209.11T
est: 135.25T (+54.6%)
|
174.33T
est: 198.58T (-12.2%)
|
310.09T
est: 206.98T (+49.8%)
|
228.21T
209.60T – 284.44T
+10.3% YoY
|
241.79T
216.61T – 308.76T
+6.0% YoY
|
254.56T
252.25T – 256.88T
+5.3% YoY
|
| EBITDA |
33.59T
est: 16.53T (+103.2%)
|
35.27T
est: 19.23T (+83.5%)
|
38.61T
est: 22.09T (+74.7%)
|
43.62T
est: 24.03T (+81.5%)
|
45.10T
est: 26.18T (+72.3%)
|
33.19T
est: 25.22T (+31.6%)
|
43.75T
est: 32.31T (+35.4%)
|
68.21T
est: 41.74T (+63.4%)
|
80.16T
est: 34.20T (+134.3%)
|
—
est: 50.22T (-100.0%)
|
78.66T
est: 52.34T (+50.3%)
|
57.71T
53.01T – 71.93T
+10.3% YoY
|
61.15T
54.78T – 78.08T
+6.0% YoY
|
64.38T
63.79T – 64.96T
+5.3% YoY
|
| EBIT |
32.49T
est: 15.08T (+115.5%)
|
34.05T
est: 17.54T (+94.2%)
|
37.02T
est: 20.15T (+83.7%)
|
41.75T
est: 21.92T (+90.5%)
|
43.36T
est: 23.88T (+81.6%)
|
29.99T
est: 23.00T (+30.4%)
|
40.99T
est: 29.47T (+39.1%)
|
64.60T
est: 38.08T (+69.7%)
|
76.43T
est: 31.34T (+143.9%)
|
-5.84T
est: 46.01T (-112.7%)
|
72.79T
est: 47.96T (+51.8%)
|
52.88T
48.56T – 65.90T
+10.3% YoY
|
56.02T
50.19T – 71.54T
+6.0% YoY
|
58.98T
58.45T – 59.52T
+5.3% YoY
|
| Net Income |
25.40T
est: 28.72T (-11.6%)
|
26.23T
est: 30.39T (-13.7%)
|
29.00T
est: 33.46T (-13.3%)
|
32.35T
est: 38.98T (-17.0%)
|
34.37T
est: 41.14T (-16.4%)
|
21.04T
est: 23.16T (-9.2%)
|
33.47T
est: 30.59T (+9.4%)
|
51.17T
est: 49.53T (+3.3%)
|
60.10T
est: 60.38T (-0.5%)
|
60.15T
est: 56.73T (+6.0%)
|
56.65T
est: 58.52T (-3.2%)
|
59.15T
56.36T – 63.13T
+1.1% YoY
|
63.18T
54.98T – 71.92T
+6.8% YoY
|
67.68T
60.96T – 83.03T
+7.1% YoY
|
| SGA |
7.14T
est: 7.47T (-4.4%)
|
8.73T
est: 8.69T (+0.4%)
|
9.70T
est: 9.99T (-2.9%)
|
10.45T
est: 10.87T (-3.9%)
|
11.36T
est: 11.84T (-4.1%)
|
15.48T
est: 11.41T (+35.7%)
|
18.60T
est: 14.61T (+27.3%)
|
19.99T
est: 18.88T (+5.9%)
|
22.73T
est: 15.96T (+42.4%)
|
22.47T
est: 23.44T (-4.1%)
|
42.11T
est: 24.43T (+72.4%)
|
26.94T
24.74T – 33.57T
+10.3% YoY
|
28.54T
25.57T – 36.44T
+6.0% YoY
|
30.05T
29.77T – 30.32T
+5.3% YoY
|
| EPS |
206.09
est: 190.50 (+8.2%)
|
214.07
est: 201.57 (+6.2%)
|
236.93
est: 221.93 (+6.8%)
|
264.66
est: 258.56 (+2.4%)
|
274.12
est: 272.86 (+0.5%)
|
148.49
est: 153.59 (-3.3%)
|
237.96
est: 202.87 (+17.3%)
|
338.01
est: 328.52 (+2.9%)
|
398.33
est: 400.35 (-0.5%)
|
399.00
est: 402.57 (-0.9%)
|
376.00
est: 371.24 (+1.3%)
|
395.35
374.05 – 419.00
+6.5% YoY
|
423.97
364.88 – 477.31
+7.2% YoY
|
463.66
404.58 – 551.10
+9.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-11 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-08 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-07 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-06 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-05 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-04 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-30 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-29 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-28 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-27 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-24 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-23 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-22 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-21 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-20 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-17 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-16 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-15 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Achmad Royadi | Director of Finance and Strategy & Director | — | male |
| Aestika Oryza Gunarto | Senior Executive Vice President of Fixed Assets Management & Procurement | — | male |
| Bambang Krisminarno | Senior Executive Vice President of Corporate Banking | — | male |
| Bret Matthew Ginesky | Division Head of Investor Relations | — | male |
| Danar Widyantoro | Executive Vice President of Digital Risk Division | — | male |
| Hendro Padmono | Senior Executive Vice President of Fixed Assets Management & Procurement | — | male |
| Hery Gunardi | President Director | — | — |
| Mahdi Yusuf | Director of Legal & Compliance and Director | — | male |
| Ninis Kesuma Adriani | Division Head of Investor Relations | — | — |
| Nyoman Sugiri Yasa | Senior Executive Vice President of Operations | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BBRI.JK
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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