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PT Bank OCBC NISP Tbk (NISP.JK)

IDR1,205.00 +0.00 (+0.00%)
ID JKT Financial Services Banks - Regional
Address OCBC NISP Tower 12940
Jakarta, ID
CEO Parwati Surjaudaja
IPO 2003-02-10
ISIN ID1000094402

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Description

Operating within Indonesia, PT Bank OCBC NISP Tbk delivers a comprehensive array of financial solutions and products tailored for both corporate entities and individual consumers. Its offerings span various deposit options, such as savings and checking accounts, in addition to a wide selection of loan products including home mortgages, versatile personal loans, automobile financing, and credit facilities for working capital and investment. The bank also provides both credit and debit cards. Beyond traditional banking, it supports wealth management with mutual funds, insurance policies, foreign exchange services, bonds, and structured products, further enhanced by premier and private banking segments. For its business clientele, the bank supplies treasury management, cash management, and trade finance services, encompassing supplier financing and support for import and export transactions. Digital accessibility is ensured through web and mobile banking platforms, alongside diverse payment services. Supplementary services include the issuance of bank reference, comfort, and confirmation letters, secure safe deposit box rentals, telegraphic transfers, remittance services, and e-tax processing. The bank's operational network comprises 236 physical branches and 592 automated teller machines throughout Indonesia. Founded in 1941, the institution was initially known as PT Bank NISP Tbk before adopting its current designation and establishing its headquarters in Jakarta. As of June 5, 2022, it functions as a subsidiary of OCBC Overseas Investments Pte. Ltd.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
IDR1,205.00 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
6M
Beta
0.10
Float Shares
1.60B
Free Float %
7.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.37% -1.11% -2.20% -13.59% -2.91% -3.61% +0.00% +26.54% +67.92% +76.82% +1,349.67%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
1,205.00
DCF (Unlevered) 1,783.34 +48.0%
DCF (Levered) 1,734.60 +44.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2025-10 Change
Strong Buy 1 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.52
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
A
Overall Score
4 / 5
High
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +7.1% Q1'26: -5.2% (vs Q1'25)
  • EPS growth
    +3.9% Q1'26: +5.3% (vs Q1'25)
  • FCF margin
    Q1'26: +83.3% (vs Q1'25)
  • EBIT margin
    Q1'26: +33.8% (vs Q1'25)
  • ROIC
    Q1'26: +17.6% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 0.26× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.11) × ERP
WACC = 75% × Ke + 25% × Kd (78.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 1,779.11 Current price: 1,205.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Revenue
19.69T
est: 12.50T (+57.5%)
21.08T
est: 12.50T (+68.7%)
12.50T
12.50T – 12.50T
+0.0% YoY
13.96T
13.96T – 13.96T
+11.7% YoY
EBITDA
6.39T
est: 4.98T (+28.2%)
6.85T
est: 4.98T (+37.6%)
4.98T
4.98T – 4.98T
+0.0% YoY
5.56T
5.56T – 5.56T
+11.7% YoY
EBIT
5.99T
est: 4.67T (+28.3%)
6.40T
est: 4.67T (+37.1%)
4.67T
4.67T – 4.67T
+0.0% YoY
5.21T
5.21T – 5.21T
+11.7% YoY
Net Income
4.87T
est: 4.50T (+8.2%)
5.06T
est: 4.50T (+12.5%)
4.50T
4.50T – 4.50T
+0.0% YoY
5.46T
5.46T – 5.46T
+21.4% YoY
SGA
1.39T
est: 837.89B (+66.0%)
1.30T
est: 837.89B (+54.6%)
837.89B
837.89B – 837.89B
+0.0% YoY
935.99B
935.99B – 935.99B
+11.7% YoY
EPS
212.10
est: 196.00 (+8.2%)
220.41
est: 196.00 (+12.5%)
196.00
196.00 – 196.00
+0.0% YoY
238.00
238.00 – 238.00
+21.4% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 A 4/5 4/5 4/5 4/5 3/5 4/5 4/5
2026-05-11 A 4/5 4/5 4/5 4/5 3/5 4/5 4/5
2026-05-08 A 4/5 4/5 4/5 4/5 3/5 4/5 4/5
2026-05-07 A 4/5 4/5 4/5 4/5 3/5 4/5 4/5
2026-05-06 A 4/5 4/5 4/5 4/5 3/5 4/5 4/5
2026-05-05 A 4/5 4/5 4/5 4/5 3/5 4/5 4/5
2026-05-04 A 4/5 4/5 4/5 4/5 3/5 4/5 4/5
2026-04-30 A 4/5 4/5 4/5 5/5 2/5 4/5 4/5
2026-04-29 A 4/5 4/5 4/5 5/5 2/5 4/5 4/5
2026-04-28 A 4/5 4/5 4/5 5/5 2/5 4/5 4/5
2026-04-27 A 4/5 4/5 4/5 5/5 2/5 4/5 4/5
2026-04-24 A 4/5 4/5 4/5 5/5 2/5 4/5 4/5
2026-04-23 A 4/5 4/5 4/5 5/5 2/5 4/5 4/5
2026-04-22 A 4/5 4/5 4/5 5/5 2/5 4/5 4/5
2026-04-21 A 4/5 4/5 4/5 5/5 2/5 4/5 4/5
2026-04-20 A 4/5 4/5 4/5 5/5 2/5 4/5 4/5
2026-04-17 A 4/5 4/5 4/5 5/5 2/5 4/5 4/5
2026-04-16 A 4/5 4/5 4/5 5/5 2/5 4/5 4/5
2026-04-15 A 4/5 4/5 4/5 5/5 2/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
12.35T
OE per share TTM
538.06
Owner's Yield
40.30%
Maintenance CapEx ratio
7.75%
Maint CapEx / Avg PPE
21.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
991.25M
Shares Outstanding
22.95B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Chan Fook Onn Director of Risk Management & Director male
Filipus Haidiman Suwarno Head of Operations & IT
Hartati Financial Director, MD & Director female
Heriyanto Lee Risk Management Director & Director male
Julie Anwar Head of Human Capital female
Lili Surjani Budiana Head of Corporation Legal Division, Compliance Director & Director female
Martin Widjaja Director of Wholesale Banking & Director male
Parwati Surjaudaja President Director & Human Resources Director female
Sani Effendy Head of Internal Audit Division male
The Ka Jit Operations & Technology Director and Director male
Widjaja Andrae Krishnawan Director of Network & Director male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits