PT Bank Danamon Indonesia Tbk (BDMN.JK)
Jakarta, ID
PT Bank Danamon Indonesia Tbk, operating within Indonesia, delivers a comprehensive array of banking and financial solutions to a diverse client base, including individual consumers, small and medium-sized enterprises (SMEs), and larger commercial and corporate entities. The bank structures its operations through distinct Retail and Wholesale segments. Core offerings encompass various account types such as savings, checking, and current accounts, alongside both conventional time deposits and Sharia-compliant deposit options. It also issues credit and debit cards. Beyond these, Danamon provides a wide range of lending and financing solutions, including unsecured personal loans, property mortgages, Sharia housing loans, and specialized financing for automotive purchases and business operations. Further services extend to Sharia leasing, funding for employee cooperatives, working capital facilities, investment financing, trade finance, additional mortgage products, and financial supply chain solutions. Complementing these are cash management services that cover collection, payment processing, and liquidity optimization. The bank's portfolio also features foreign exchange services, interest rate and cross-currency swaps, marketable securities, money market instruments, and repo/reverse repo agreements. Digital banking (e-banking) is a key offering, as are Sharia-based financial products for both businesses and individuals. Insurance products span personal, investment-linked, health, and general categories. For investors, offerings include mutual funds, investment plans, bonds, and access to foreign exchange markets, among other specialized solutions. As of December 31, 2021, Danamon maintained an extensive physical presence across Indonesia, comprising 41 conventional main branches, 369 conventional sub-branches, cash branches, and functional branches, along with 14 Sharia branches and sub-branches. Its self-service network further included approximately 1,471 automated teller machines (ATMs) and 70 cash deposit machines (CDMs). Established in 1956, the institution initially operated as Bank Kopra Indonesia before adopting its current name, PT Bank Danamon Indonesia Tbk, in 1976. Headquartered in Jakarta, Indonesia, Bank Danamon functions as a subsidiary of MUFG Bank, Ltd.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.69% | +1.53% | +9.91% | +64.08% | +87.15% | +87.90% | +89.43% | +68.23% | +100.00% | +47.47% | +326.58% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+25.0% Q1'26: +17.7% (vs Q1'25)
-
EPS growth+24.9% Q1'26: +49.4% (vs Q1'25)
-
FCF margin— Q1'26: +36.8% (vs Q1'25)
-
EBIT margin— Q1'26: +19.6% (vs Q1'25)
-
ROIC— Q1'26: +6.2% (vs Q1'25)
-
Share dilution+0.0% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 4.86× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
27.98T
est: 18.65T (+50.0%)
|
26.19T
est: 18.54T (+41.3%)
|
23.22T
est: 18.39T (+26.2%)
|
23.49T
est: 18.75T (+25.3%)
|
25.31T
est: 18.35T (+37.9%)
|
23.83T
est: 18.24T (+30.7%)
|
21.30T
est: 16.17T (+31.7%)
|
20.86T
est: 18.30T (+14.0%)
|
23.85T
est: 15.85T (+50.5%)
|
26.85T
est: 20.08T (+33.7%)
|
33.55T
est: 21.22T (+58.1%)
|
23.35T
23.35T – 23.35T
+10.0% YoY
|
24.50T
24.50T – 24.50T
+4.9% YoY
|
25.73T
25.73T – 25.73T
+5.0% YoY
|
| EBITDA |
3.94T
est: 3.35T (+17.5%)
|
4.97T
est: 3.33T (+49.3%)
|
5.41T
est: 3.30T (+63.8%)
|
5.44T
est: 3.37T (+61.4%)
|
5.99T
est: 3.30T (+81.8%)
|
2.73T
est: 3.28T (-16.8%)
|
2.90T
est: 2.91T (-0.3%)
|
5.01T
est: 3.29T (+52.4%)
|
5.33T
est: 3.03T (+75.9%)
|
4.94T
est: 3.84T (+28.6%)
|
5.81T
est: 4.06T (+43.0%)
|
4.47T
4.47T – 4.47T
+10.0% YoY
|
4.69T
4.69T – 4.69T
+4.9% YoY
|
4.93T
4.93T – 4.93T
+5.0% YoY
|
| EBIT |
3.28T
est: 2.83T (+16.1%)
|
4.39T
est: 2.81T (+56.4%)
|
4.89T
est: 2.79T (+75.4%)
|
4.93T
est: 2.84T (+73.4%)
|
5.49T
est: 2.78T (+97.4%)
|
2.07T
est: 2.76T (-25.2%)
|
2.28T
est: 2.45T (-6.9%)
|
4.40T
est: 2.77T (+58.9%)
|
4.69T
est: 2.63T (+78.3%)
|
4.18T
est: 3.34T (+25.4%)
|
5.37T
est: 3.53T (+52.3%)
|
3.88T
3.88T – 3.88T
+10.0% YoY
|
4.07T
4.07T – 4.07T
+4.9% YoY
|
4.28T
4.28T – 4.28T
+5.0% YoY
|
| Net Income |
2.39T
est: 2.60T (-8.0%)
|
2.67T
est: 3.28T (-18.6%)
|
3.68T
est: 3.99T (-7.7%)
|
3.92T
est: 4.27T (-8.2%)
|
4.07T
est: 3.27T (+24.7%)
|
1.01T
est: 1.99T (-49.5%)
|
1.57T
est: 1.78T (-11.8%)
|
3.30T
est: 3.18T (+3.9%)
|
3.50T
est: 3.45T (+1.5%)
|
3.18T
est: 3.38T (-5.9%)
|
3.97T
est: 3.21T (+23.5%)
|
3.96T
3.96T – 3.96T
+23.2% YoY
|
3.96T
3.96T – 3.96T
+0.1% YoY
|
3.95T
3.95T – 3.95T
-0.4% YoY
|
| SGA |
2.19T
est: 2.26T (-3.0%)
|
1.91T
est: 2.25T (-14.8%)
|
1.83T
est: 2.23T (-18.1%)
|
2.72T
est: 2.27T (+19.4%)
|
1.93T
est: 2.23T (-13.3%)
|
1.50T
est: 2.21T (-32.2%)
|
2.65T
est: 1.96T (+35.3%)
|
3.14T
est: 2.22T (+41.3%)
|
3.33T
est: 2.27T (+46.3%)
|
3.47T
est: 2.88T (+20.4%)
|
5.83T
est: 3.04T (+91.7%)
|
3.35T
3.35T – 3.35T
+10.0% YoY
|
3.51T
3.51T – 3.51T
+4.9% YoY
|
3.69T
3.69T – 3.69T
+5.0% YoY
|
| EPS |
249.70
est: 266.04 (-6.1%)
|
278.52
est: 335.63 (-17.0%)
|
384.11
est: 408.05 (-5.9%)
|
409.21
est: 437.09 (-6.4%)
|
378.69
est: 334.17 (+13.3%)
|
103.10
est: 204.07 (-49.5%)
|
160.79
est: 182.23 (-11.8%)
|
337.88
est: 325.19 (+3.9%)
|
358.51
est: 353.10 (+1.5%)
|
325.30
est: 345.84 (-5.9%)
|
406.27
est: 328.94 (+23.5%)
|
405.39
405.39 – 405.39
+23.2% YoY
|
405.65
405.65 – 405.65
+0.1% YoY
|
404.14
404.14 – 404.14
-0.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-26 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-25 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-22 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-21 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-20 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-19 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-18 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-13 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-12 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-11 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-08 | B | 3/5 | 1/5 | 2/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-07 | B | 3/5 | 1/5 | 2/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-06 | B | 3/5 | 1/5 | 2/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-05 | B | 3/5 | 1/5 | 2/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-04 | B | 3/5 | 1/5 | 2/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-30 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-29 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-28 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-27 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-24 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-23 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-22 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-21 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-20 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-17 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-16 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-15 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Daisuke Ejima | President Director | — | male |
| Evi Damayanti | Chief Human Capital | — | female |
| Filipus Suwandi Kusuma | ORM Fraud & QA Head | — | — |
| Gemilang Madyakusuma | IT Production & Infrastructure Management Head | — | — |
| Gunawan Te | EB Business Head (Origination & Collaboration) | — | — |
| Matthew Hanzel | Corporate Communications Manager | — | — |
| Muljono Tjandra | Chief Financial Officer | — | male |
| Neslie Carolani Warouw | HC Business Partner & HC Region Head | — | — |
| Nobuya Kawasaki | President Director | — | male |
| Refita Rulli Arief | Syariah Financing Business Head | — | — |
| Rita Mirasari | Compliance Director, Corporate Secretary & Director | — | female |
| Satyo Haryo Wibisono | Head of Legal Counsel & Litigation | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BDMN.JK
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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