Tamilnad Mercantile Bank Limited (TMB.NS)
Thoothukudi, IN
Tamilnad Mercantile Bank Limited is an Indian financial institution offering a diverse range of banking and financial solutions. Its operations are organized into key divisions: Treasury, Corporate and Wholesale Banking, Retail Banking, and various Other Banking Operations. The bank provides a comprehensive suite of products including various deposit accounts (savings, recurring, term, and current), debit and credit cards, and specialized services such as demat and equity trading accounts. Customers can also access POS terminal services, e-tax and online bill payments, investment options like mutual funds and sovereign gold bond schemes, insurance products, money transfer facilities, foreign exchange services, treasury solutions, and convenient internet and mobile banking. Furthermore, Tamilnad Mercantile Bank extends a wide array of loan products, encompassing financing for homes, vehicles (cars, two-wheelers, commercial vehicles), personal needs, house rent, education, and specific segments like doctors, pensioners, NRIs, jewel loans, small and medium-sized enterprises (MSMEs), rice and dhall mills, traders, service providers, and Mahalir groups. They also offer secured loans against properties and sovereign gold bonds, provide vehicle finance for educational institutions, and facilitate secured overdrafts, microenterprise loans, pharmaceutical sector financing, and channel finance. Established in 1921, the institution was initially known as The Nadar Bank Ltd. before adopting its current name, Tamilnad Mercantile Bank Limited, on November 26, 1962. Its main office is situated in Thoothukudi, India.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.05% | +3.66% | +12.54% | +27.71% | +51.26% | +49.29% | +69.48% | +86.88% | +50.51% | +50.51% | +50.51% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
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Revenue growth+9.0% Q1'26: +16.3% (vs Q1'25)
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EPS growth+13.1% Q1'26: +28.0% (vs Q1'25)
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FCF margin— Q1'26: -184.7% (vs Q1'25)
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EBIT margin— Q1'26: +28.1% (vs Q1'25)
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ROIC— Q1'26: +22.7% (vs Q1'25)
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Share dilution+0.0% Q1'26: +0.0% (vs Q1'25)
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Debt / EBITDA— Q1'26: 0.35× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-06-12 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-11 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-10 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-09 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-08 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-05 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-04 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-03 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-02 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-06-01 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-29 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-27 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-26 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-25 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-22 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-21 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-20 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-19 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-18 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-15 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-14 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-13 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-12 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-11 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-08 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-07 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-06 | A- | 4/5 | 3/5 | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-05 | A | 4/5 | 3/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-04 | A | 4/5 | 3/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-30 | A | 4/5 | 3/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-29 | A | 4/5 | 3/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-28 | A | 4/5 | 3/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-27 | A | 4/5 | 3/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-24 | A- | 4/5 | 3/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-23 | A- | 4/5 | 3/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-22 | A- | 4/5 | 3/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-21 | A- | 4/5 | 3/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-20 | A- | 4/5 | 3/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-17 | A- | 4/5 | 3/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-16 | A- | 4/5 | 3/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | WisdomTree Emerging Markets SmallCap Dividend UCITS ETF DGSD.L | 0.12% | 52.5K | 0.54% |
| 2 | WisdomTree Emerging Markets SmallCap Dividend Fund DGS | 0.05% | 917.4K | 0.58% |
| 3 | State Street SPDR S&P Emerging Markets Small Cap ETF EWX | 0.04% | 261.4K | 0.65% |
| 4 | WisdomTree India Earnings Fund EPI | 0.02% | 430.2K | 0.84% |
| 5 | Dimensional - Emerging Markets Value ETF DFEV | 0.01% | 269.7K | 0.46% |
| 6 | Dimensional - Emerging Markets ex China Core Equity ETF DEXC | 0.01% | 40.8K | 0.56% |
| 7 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.01% | 506.5K | 0.39% |
| 8 | Dimensional - Emerging Core Equity Market ETF DFAE | 0.00% | 418.2K | 0.29% |
| 9 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 292.7K | 0.28% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Salee Sukumaran Nair | Chief Executive Officer, MD & Director | 8M | male |
| Vincent Menachery Devassy | Whole Time Executive Director | 6M | male |
| J. Sundaresh Kumar | Executive Vice President & Chief Compliance Officer | — | male |
| K. Vijayan | EVP of Credit Dept, KYC / AML Cell, Recovery Dept & Legal Dept and CQC Off | — | male |
| Laxman Karkala Kudva | Executive Vice President of Chief Risk Officer | — | male |
| Arvind Kanagasabai | Executive Vice President of Head of Integrated Treasury | — | male |
| S. Ilangovan | Executive Vice President & Head of Internal Audit | — | male |
| Sanjoy Kumar Goel | Executive Vice President & Chief Financial Officer | — | male |
| R. Ashok Kumar | Executive Vice President & Country Head Branch Banking | — | male |
| D. Ramesh | Executive Vice President and GM of HRD Department, Public Relations & Corporate Communications | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for TMB.NS
Short-term intention
Target Price Distribution
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