Banco Santander (Brasil) S.A. (SANB11.SA)
São Paulo, SP, BR
Headquartered in São Paulo, Brazil, and incorporated in 1985, Banco Santander (Brasil) S.A. operates as a comprehensive financial institution. It delivers a wide array of banking products and services to a diverse clientele, encompassing individual consumers, small and medium-sized enterprises (SMEs), and large corporate entities, both domestically within Brazil and across international markets. The company's operations are strategically divided into two core divisions: Commercial Banking and Global Wholesale Banking. Its extensive service portfolio includes fundamental banking provisions such as deposit accounts and other funding instruments, alongside a suite of payment solutions like debit and credit cards, digital prepaid options, payment platforms, loyalty programs, and employee benefit vouchers. Lending activities are robust, covering personal finance products like payroll loans, mortgages, home equity, and general consumer credit, as well as digital lending and online debt renegotiation services. For businesses, it provides local and commercial loans, trade finance, guarantees, structured financial solutions, cash management, and capital redirection services. Beyond conventional banking, Santander (Brasil) is active in capital markets, offering specialized advisory services for mergers and acquisitions and equity capital transactions. It also provides expertise in funding, project finance, fixed-income security origination and distribution, acquisition financing, syndicated loans, other complex financial structuring, and transactions involving subordinated debt and energy efficiency. Furthermore, the institution delivers stock brokerage, equity, and equity research services. The company facilitates a range of investment and risk management tools, including foreign exchange, derivative products, and diverse investment options tailored for institutional, corporate, and retail clients, coupled with market-making capabilities. Additional specialized offerings span instant payment systems, bespoke products for the agribusiness sector, microfinance initiatives, online automotive listings, digital car insurance, and a digital trading platform. Customers access these financial services through a robust multichannel distribution network, which includes traditional branches, mini-branches, automated teller machines (ATMs), call centers, and advanced digital platforms such as Internet and mobile banking.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.65% | -5.53% | -13.92% | -21.58% | -17.22% | -18.03% | -7.12% | -8.60% | -23.13% | +50.76% | +27.30% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 3 | 0 |
| Hold | 8 | 0 |
| Sell | 1 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+17.5% Q1'26: +6.7% (vs Q1'25)
-
EPS growth-53.6% Q1'26: +2.4% (vs Q1'25)
-
FCF margin— Q1'26: +101.5% (vs Q1'25)
-
EBIT margin— Q1'26: +12.3% (vs Q1'25)
-
ROIC— Q1'26: -36.4% (vs Q1'25)
-
Share dilution+0.2% Q1'26: +0.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 6.23× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 10 Rev. Ana. 5 EPS Ana. |
Dec 2027 10 Rev. Ana. 6 EPS Ana. |
Dec 2028 8 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|---|---|
| Revenue |
121.36B
est: 73.01B (+66.2%)
|
129.02B
est: 81.95B (+57.4%)
|
151.54B
est: 45.90B (+230.1%)
|
88.44B
83.70B – 90.83B
+92.7% YoY
|
95.52B
91.07B – 98.55B
+8.0% YoY
|
101.60B
96.52B – 104.59B
+6.4% YoY
|
| EBITDA |
14.66B
est: 15.94B (-8.0%)
|
21.92B
est: 16.05B (+36.6%)
|
19.35B
est: 8.99B (+115.3%)
|
17.32B
16.39B – 17.79B
+92.7% YoY
|
18.70B
17.83B – 19.30B
+8.0% YoY
|
19.89B
18.90B – 20.48B
+6.4% YoY
|
| EBIT |
11.92B
est: 13.75B (-13.3%)
|
19.19B
est: 14.13B (+35.8%)
|
16.73B
est: 7.92B (+111.3%)
|
15.25B
14.44B – 15.67B
+92.7% YoY
|
16.47B
15.71B – 17.00B
+8.0% YoY
|
17.52B
16.65B – 18.04B
+6.4% YoY
|
| Net Income |
9.45B
est: 20.59B (-54.1%)
|
13.37B
est: 27.43B (-51.3%)
|
12.77B
est: 25.05B (-49.0%)
|
32.76B
31.38B – 34.14B
+30.8% YoY
|
38.24B
36.28B – 40.19B
+16.7% YoY
|
41.52B
40.00B – 43.03B
+8.6% YoY
|
| SGA |
18.07B
est: 13.99B (+29.1%)
|
18.87B
est: 12.84B (+47.0%)
|
19.37B
est: 7.19B (+169.3%)
|
13.86B
13.11B – 14.23B
+92.7% YoY
|
14.97B
14.27B – 15.44B
+8.0% YoY
|
15.92B
15.12B – 16.39B
+6.4% YoY
|
| EPS |
1.27
est: 2.76 (-54.0%)
|
1.79
est: 3.67 (-51.2%)
|
0.83
est: 3.40 (-75.6%)
|
4.46
4.20 – 4.57
+31.2% YoY
|
5.11
4.86 – 5.38
+14.6% YoY
|
5.56
5.35 – 5.76
+8.8% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | B- | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-08 | B | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-07 | B | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-06 | B | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-05 | B | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-04 | B | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-30 | B- | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-29 | B- | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-28 | B- | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-27 | B- | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-24 | B- | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-23 | B | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-22 | B | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-20 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-17 | B | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-16 | B | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Pictet Emerging Markets Rising Economies ETF RISE | 1.37% | 296.8K | 0.73% |
| 2 | Cambria Global Value ETF GVAL | 0.52% | 2.77M | 0.66% |
| 3 | Franklin FTSE Brazil UCITS ETF FLXB.L | 0.48% | 754.2K | 0.19% |
| 4 | Franklin FTSE Brazil ETF FLBR | 0.46% | 2.49M | 0.19% |
| 5 | Invesco FTSE Emerging Markets High Dividend Low Volatility UCITS ETF EMHD.L | 0.41% | 1.17M | 0.49% |
| 6 | iShares Emerging Markets Dividend ETF DVYE | 0.41% | 4.89M | 0.50% |
| 7 | iShares EM Dividend UCITS ETF IEDY.L | 0.41% | 5.89M | 0.65% |
| 8 | Franklin FTSE Latin America ETF FLLA | 0.28% | 303.1K | 0.19% |
| 9 | Dimensional - Emerging Markets Value ETF DFEV | 0.19% | 3.72M | 0.46% |
| 10 | Dimensional Emerging Markets Sustainability Core 1 ETF DFSE | 0.14% | 884.2K | 0.44% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Alessandro Tomao | Vice President of the Board of Executive Officers | — | male |
| Andre Juacaba de Almeida | Vice President of the Board of Executive Officers | — | male |
| Carlos Jose da Costa Andre | Vice President of the Board of Executive Officer | — | male |
| Cezar Augusto Janikian | Vice President of the Board of Executive Officers | — | male |
| Ede Ilson Viani | Vice President of the Board of Executive Officers & Director | — | male |
| Germanuela de Almeida de Abreu | Vice President of the Board of Executive Officers | — | female |
| Gilberto Duarte de Abreu Filho | VP of Technology & Operations and VP of the Board of Executive Officers | — | male |
| Gustavo Alejo Viviani | Chief Financial Officer, EVice President, IR Officer & Vice President of the Board of Executive Officers | — | male |
| Mario Roberto Opice Leao | Chief Executive Officer, Director & Member of the Board of Executive Officers | — | male |
| Renato Ejnisman | Vice President of the Board of Executive Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for SANB11.SA
Short-term intention
Target Price Distribution
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