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Judo Capital Holdings Limited (JDO.AX)
AUD0.93
+0.00 (+0.00%)
AU ASX Financial Services Banks - Regional
Address
40 City Road 3006
Southbank, VIC, AU
Southbank, VIC, AU
CEO
Christopher James Bayliss
Website
judo.bank
IPO
2021-10-31
ISIN AU0000182271
Description
Judo Capital Holdings Limited offers a diverse suite of banking and financial services tailored for small and medium-sized enterprises (SMEs) across Australia. Their product portfolio encompasses term deposits, alongside a comprehensive range of credit facilities such as commercial loans, lines of credit, home loans, asset and equipment financing, and bank guarantees. The company was founded in 2016 and operates out of Southbank, Australia.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
AUD0.93
+0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
8M
Beta
1.33
Float Shares
932.02M
Free Float %
83.1%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +12.23% | +13.04% | +9.09% | -9.83% | -2.50% | -9.83% | +9.09% | +35.65% | -30.97% | -30.97% | -30.97% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
0.93
DCF (Unlevered)
0.89
-3.3%
DCF (Levered)
12.06
+1,203.3%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
92% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 3 | -1 |
| Buy | 9 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | -1 |
Quality scores
Altman Z-Score
0.28
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
-
Revenue growth+225.4% Q4'25: +30.1% (vs Q4'23)
-
EPS growth+26.5% Q4'25: +18.5% (vs Q4'23)
-
FCF margin— Q4'25: +9.4% (vs Q4'23)
-
EBIT margin— Q4'25: +15.2% (vs Q4'23)
-
ROIC— Q4'25: +5.4% (vs Q4'23)
-
Share dilution-2.4% Q4'25: +10.2% (vs Q4'23)
-
Debt / EBITDA— Q4'25: 9.03× (vs Q4'23)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Jun 2022 actual |
Jun 2023 actual |
Jun 2024 actual |
Jun 2025 actual |
Jun 2026 13 Rev. Ana. 11 EPS Ana. |
Jun 2027 13 Rev. Ana. 11 EPS Ana. |
Jun 2028 12 Rev. Ana. 9 EPS Ana. |
Jun 2029 10 Rev. Ana. 3 EPS Ana. |
Jun 2030 6 Rev. Ana. 4 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|
| Revenue |
156.50M
est: 171.53M (-8.8%)
|
579.60M
est: 352.70M (+64.3%)
|
326.60M
est: 393.96M (-17.1%)
|
1.06B
est: 422.93M (+151.3%)
|
518.37M
512.22M – 525.42M
+22.6% YoY
|
614.08M
578.58M – 642.74M
+18.5% YoY
|
701.47M
697.29M – 705.65M
+14.2% YoY
|
781.67M
752.94M – 806.29M
+11.4% YoY
|
747.48M
720.01M – 771.02M
-4.4% YoY
|
| EBITDA |
—
est: 23.93M (-100.0%)
|
116.10M
est: 49.21M (+135.9%)
|
120.70M
est: 54.97M (+119.6%)
|
141.10M
est: 59.01M (+139.1%)
|
72.33M
71.47M – 73.31M
+22.6% YoY
|
85.69M
80.73M – 89.69M
+18.5% YoY
|
97.88M
97.30M – 98.46M
+14.2% YoY
|
109.07M
105.06M – 112.51M
+11.4% YoY
|
104.30M
100.47M – 107.58M
-4.4% YoY
|
| EBIT |
-5.40M
est: 19.07M (-128.3%)
|
107.50M
est: 39.21M (+174.2%)
|
104.30M
est: 43.79M (+138.2%)
|
125.60M
est: 47.01M (+167.2%)
|
57.62M
56.94M – 58.41M
+22.6% YoY
|
68.26M
64.32M – 71.45M
+18.5% YoY
|
77.98M
77.51M – 78.44M
+14.2% YoY
|
86.89M
83.70M – 89.63M
+11.4% YoY
|
83.09M
80.04M – 85.71M
-4.4% YoY
|
| Net Income |
-7.70M
est: 9.96M (-177.3%)
|
73.40M
est: 83.81M (-12.4%)
|
69.90M
est: 69.90M (+0.0%)
|
86.40M
est: 86.40M (+0.0%)
|
125.81M
118.04M – 141.65M
+45.6% YoY
|
177.38M
155.15M – 203.26M
+41.0% YoY
|
225.25M
189.31M – 275.65M
+27.0% YoY
|
280.62M
267.21M – 292.11M
+24.6% YoY
|
266.89M
254.15M – 277.82M
-4.9% YoY
|
| SGA |
97.00M
est: 63.56M (+52.6%)
|
127.40M
est: 130.68M (-2.5%)
|
143.30M
est: 145.97M (-1.8%)
|
139.90M
est: 156.70M (-10.7%)
|
192.07M
189.79M – 194.68M
+22.6% YoY
|
227.53M
214.38M – 238.15M
+18.5% YoY
|
259.91M
258.36M – 261.46M
+14.2% YoY
|
289.63M
278.98M – 298.75M
+11.4% YoY
|
276.96M
266.78M – 285.68M
-4.4% YoY
|
| EPS |
-0.01
est: 0.01 (-191.5%)
|
0.07
est: 0.07 (-5.3%)
|
0.06
est: 0.06 (+2.4%)
|
0.08
est: 0.08 (+3.2%)
|
0.11
0.10 – 0.12
+42.5% YoY
|
0.15
0.13 – 0.17
+42.5% YoY
|
0.19
0.16 – 0.23
+24.9% YoY
|
0.24
0.23 – 0.25
+24.5% YoY
|
0.23
0.21 – 0.23
-4.9% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B- | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-28 | B- | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-27 | B- | 2/5 | 4/5 | 2/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-26 | B- | 2/5 | 4/5 | 2/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-25 | B- | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-22 | B- | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-21 | B- | 3/5 | 4/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-20 | B- | 3/5 | 4/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-19 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-18 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-15 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-14 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-13 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-12 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-11 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-08 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-07 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-06 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-05 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-04 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-01 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-30 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-29 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-28 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-27 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-24 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-23 | B | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-22 | B | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-21 | B | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-20 | B | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-17 | B | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-16 | B | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
-1.58B
OE per share TTM
-1.26
Owner's Yield
-90.28%
Maintenance CapEx ratio
4.41%
Maint CapEx / Avg PPE
2.7%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
Held by 70 ETFs in our universe
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | VanEck - Small Companies Masters ETF MVS.AX | 1.01% | 1.24M | 0.49% |
| 2 | BetaShares - Australian Small Companies Select ETF SMLL.AX | 0.97% | 2.25M | 0.39% |
| 3 | iShares S&P/ASX Small Ordinaries ETF ISO.AX | 0.35% | 310.3K | 0.55% |
| 4 | Vanguard MSCI Australian Small Companies Index ETF VSO.AX | 0.31% | 2.45M | 0.30% |
| 5 | VanEck - MSCI Australian Sustainable Equity ETF GRNV.AX | 0.14% | 220.0K | 0.35% |
| 6 | iShares International Developed Small Cap Value Factor ETF ISVL | 0.10% | 305.4K | 0.31% |
| 7 | BetaShares - Australian Financials Sector ETF QFN.AX | 0.09% | 70.3K | 0.34% |
| 8 | BetaShares - Australian Ex-20 Portfolio Diversifier ETF EX20.AX | 0.09% | 411.7K | 0.25% |
| 9 | BetaShares - Geared Australian Equities Complex ETF GEAR.AX | 0.08% | 360.8K | 0.78% |
| 10 | Vanguard Australian Shares Index ETF VAS.AX | 0.06% | 11.41M | 0.07% |
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
229.2K
Shares Outstanding
1.12B
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Rosanna Fornarino | Chief Operating Officer | 2M | female |
| Christopher James Bayliss | Co-Founder, Chief Executive Officer, MD & Director | 1M | male |
| Frank Versace | Chief Customer Officer | 842.9K | male |
| Andrew Leslie | Chief Financial Officer | 792.8K | male |
| Renee Roberts | Chief Risk Officer | 718.6K | female |
| Yien Hong | Chief Legal & Commercial Officer and Company Secretary | — | female |
| David McNabb | Head of Risk Operations & Governance | — | male |
| Jason Marr | Head of Regional & Agribusiness | — | male |
| Jess Lantieri | Chief People & Culture Officer | — | female |
| Joseph Erian | Head of Enterprise Risk | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for JDO.AX
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
