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Credit Bank of Moscow (public joint-stock company) (CBOM.ME)

RUB7.70 +0.04 (+0.54%)
RU MCX Financial Services Banks - Regional
Address Building 1 107045
Moscow, RU
CEO Vladimir Alexandrovich Chubar
Website mkb.ru
IPO 2015-07-01
ISIN RU000A0JUG31

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Description

Credit Bank of Moscow (public joint-stock company), a financial institution established in 1992 and based in Moscow, Russia, offers a comprehensive range of banking and financial solutions across the country. Its operations are structured into six key segments: Corporate Business, Retail Banking, Investment, Treasury, Cash Operations, and Subsidiary Banks. The bank provides various deposit services, including demand and term accounts for both corporate and individual clients, in addition to a suite of banking cards. Its lending portfolio spans corporate and overdraft facilities, personal cash loans, vehicle financing, residential mortgages, factoring, financial and operational leasing. Furthermore, it issues letters of credit and guarantees. For businesses, the bank facilitates international finance, foreign trade support, trade finance, documentary operations, cash and liquidity management, e-commerce tools, and efficient settlement and money transfer services. High-net-worth individuals can also access its private banking offerings. Beyond traditional banking, the institution actively participates in financial markets, delivering services such as securities trading and brokerage, repurchase agreements (repos), hedging operations, structured financing, and foreign exchange. It also offers investment and asset management, depository services, mergers and acquisitions advisory, private equity and special situations investments, and pre-IPO financing. To support its activities, the bank engages in interbank lending and borrowing, and issues domestic bonds and promissory notes. It also handles cash processing, calculation, and transportation services. Credit Bank of Moscow maintains a substantial physical presence across Russia, operating through 132 branches, 1,008 ATMs, and 6,784 payment terminals. The company operates as a subsidiary of Limited Liability Company Concern ROSSIUM.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
RUB7.70 +0.04 (+0.54%)
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Volume Profile
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Liquidity & share structure
Average Volume
31M
Beta
0.53
Float Shares
9.86B
Free Float %
29.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.87% +20.39% +16.63% +23.37% -8.83% +23.37% +21.36% +21.56% +12.76% +91.20% +103.15%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
7.70
Ratings Trend (MoM) 100% Bullish
Rating 2024-11 Change
Strong Buy 0 0
Buy 1 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.16
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +1,283.4% Q4'25: +10,365.2% (vs Q4'24)
  • EPS growth
    +18.8% Q4'25: +0.0% (vs Q4'24)
  • FCF margin
    Q4'25: +0.0% (vs Q4'24)
  • EBIT margin
    Q4'25: -0.7% (vs Q4'24)
  • ROIC
    Q4'25: -0.3% (vs Q4'24)
  • Share dilution
    +0.0% Q4'25: +0.0% (vs Q4'24)
  • Debt / EBITDA
    Q4'25: -329.60× (vs Q4'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.50) × ERP
WACC = 13% × Ke + 87% × Kd (38.6%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 7.70
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Revenue
133.31B
est: 60.51B (+120.3%)
144.79B
est: 58.92B (+145.7%)
150.18B
est: 65.22B (+130.3%)
145.28B
est: 52.38B (+177.4%)
171.88B
est: 68.23B (+151.9%)
190.28B
est: 79.60B (+139.0%)
305.82B
est: 104.76B (+191.9%)
116.71B
est: 115.77B (+0.8%)
68.42B
est: 126.20B (-45.8%)
946.58B
est: 141.70B (+568.0%)
EBITDA
15.22B
est: 21.55B (-29.4%)
28.68B
est: 20.99B (+36.6%)
36.12B
est: 23.23B (+55.5%)
17.02B
est: 18.66B (-8.8%)
39.42B
est: 24.31B (+62.2%)
34.42B
est: 28.36B (+21.4%)
10.64B
est: 37.32B (-71.5%)
152.88B
est: 41.24B (+270.7%)
23.00B
est: 40.02B (-42.5%)
32.13B
est: 44.94B (-28.5%)
EBIT
13.74B
est: 21.21B (-35.2%)
26.82B
est: 20.66B (+29.8%)
35.07B
est: 22.87B (+53.4%)
15.11B
est: 18.36B (-17.7%)
37.53B
est: 19.43B (+93.1%)
32.50B
est: 20.25B (+60.4%)
8.45B
est: 21.55B (-60.8%)
152.88B
est: 22.36B (+583.6%)
23.00B
est: 39.59B (-41.9%)
32.13B
est: 44.45B (-27.7%)
Net Income
10.87B
est: 15.68B (-30.7%)
20.70B
est: 25.90B (-20.1%)
27.22B
est: 29.56B (-7.9%)
11.96B
est: 23.17B (-48.4%)
30.01B
est: 15.37B (+95.2%)
26.20B
est: 26.20B (+0.0%)
7.47B
est: 41.63B (-82.1%)
59.78B
est: 46.70B (+28.0%)
20.89B
est: 53.49B (-60.9%)
22.61B
est: 63.52B (-64.4%)
SGA
2.14B
est: 12.54B (-82.9%)
2.37B
est: 12.21B (-80.6%)
2.69B
est: 13.51B (-80.1%)
2.68B
est: 10.85B (-75.3%)
5.73B
est: 64.77B (-91.2%)
8.15B
est: 67.51B (-87.9%)
10.93B
est: 71.85B (-84.8%)
40.27B
est: 74.55B (-46.0%)
39.61B
est: 52.97B (-25.2%)
21.27B
est: 29.05B (-26.8%)
EPS
0.46
est: 0.47 (-1.9%)
0.84
est: 0.77 (+8.4%)
1.00
est: 0.88 (+13.1%)
0.44
est: 0.69 (-36.5%)
0.90
est: 0.78 (+16.1%)
0.71
est: 1.00 (-29.0%)
0.21
est: 1.25 (-83.2%)
1.69
est: 1.40 (+20.7%)
0.48
est: 1.60 (-70.0%)
0.57
est: 1.90 (-70.0%)
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-30 B- 2/5 1/5 3/5 2/5 1/5 3/5 4/5
2026-05-29 B- 2/5 1/5 3/5 2/5 1/5 3/5 4/5
2026-05-28 B- 2/5 1/5 3/5 2/5 1/5 3/5 4/5
2026-05-27 B- 2/5 1/5 3/5 2/5 1/5 3/5 4/5
2026-05-26 B- 2/5 1/5 3/5 2/5 1/5 3/5 4/5
2026-05-25 B- 2/5 1/5 3/5 2/5 1/5 3/5 4/5
2026-05-22 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-21 B- 2/5 1/5 3/5 2/5 1/5 3/5 4/5
2026-05-20 B- 2/5 1/5 3/5 2/5 1/5 3/5 4/5
2026-05-19 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-18 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-17 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-16 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-15 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-05-14 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-05-13 C+ 2/5 1/5 2/5 2/5 1/5 3/5 4/5
2026-05-12 C+ 2/5 1/5 2/5 2/5 1/5 3/5 4/5
2026-05-11 C+ 2/5 1/5 2/5 2/5 1/5 3/5 4/5
2026-05-08 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-05-07 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-05-06 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-05-05 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-05-04 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-05-03 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-05-02 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-30 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-29 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-28 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-27 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-26 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-04-25 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-04-24 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-04-23 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-04-22 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-04-21 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-20 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-19 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-18 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-17 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-04-16 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-734.22M
OE per share TTM
-0.01
Owner's Yield
-0.29%
Maintenance CapEx ratio
201.00%
Maint CapEx / Avg PPE
5.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 34 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares MSCI Emerging Markets Small-Cap ETF EEMS 0.00% 621.16 0.72%
2 iShares MSCI EM Small Cap UCITS ETF IEMS.L 0.00% 476.45 0.74%
3 iShares Core MSCI Emerging Markets ETF IEMG 0.00% 17.2K 0.09%
4 iShares Core MSCI EM IMI UCITS ETF EIMU.L 0.00% 116.62 0.18%
5 iShares Core MSCI EM IMI UCITS ETF EIMI.L 0.00% 2.8K 0.18%
6 iShares MSCI EM IMI Screened UCITS ETF SEDM.L 0.00% 81.79 0.18%
7 iShares LifePath Target Date 2065 ETF ITDI 0.00% 0.32 0.12%
8 iShares LifePath Target Date 2060 ETF ITDH 0.00% 0.45 0.12%
9 iShares LifePath Target Date 2070 ETF ITDJ 0.00% 0.16 0.12%
10 iShares LifePath Target Date 2055 ETF ITDG 0.00% 0.66 0.12%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
3.45M
Shares Outstanding
33.43B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Eric de Beauchamp Senior Vice President of IR male
Kamil Raifovich Yusupov Deputy Chairman of the Management Board male
Kaznacheev Nikolaevich Alexander Deputy Chairman of the Management Board male
Mikhail Pavlov Chief Financial Officer male
Nikolay Valeryevich Katorzhnov First Deputy Chairman of the Management Board male
Sergey Evgenyevich Putyatinsky Deputy Chairman of the Management Board male
Sergey Lukyanov Head of Investor Relations male
Svetlana Vladimirovna Sass Chief Accountant & Member of the Management Board female
Taymuraz Alikhanovich Kaloev Deputy Chairman of the Management Board male
Vladimir Alexandrovich Chubar Chairman of the Management Board & Member of the Supervisory Board male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend history

Earnings history

Earnings reports

Stock splits