Bank Ochrony Srodowiska S.A. (BOS.WA)
Warsaw, PL
Established in 1990 and headquartered in Warsaw, Poland, Bank Ochrony Srodowiska S.A. is a financial institution offering a wide array of banking services throughout the country. Its operations are structured into distinct divisions focusing on institutional clients, retail customers, treasury and investment management, and brokerage activities. The bank provides diverse lending options, including home mortgages, personal cash advances, and loans secured by real estate. It also facilitates various deposit products, such as current, fixed-term, and interbank accounts, alongside deposits from ALM clients. Beyond traditional banking, the institution actively deals in financial instruments, debt and equity securities, and derivatives. Additional services encompass the purchase and sale of securities for both banking and trading portfolios, managing investment accounts, comprehensive portfolio management, brokerage, cash settlement, financial leasing, and expert financial consulting. Uniquely, the company also operates a wind farm. Its customer base is broad, serving corporate entities, public finance organizations, individual consumers, micro-enterprises, and housing cooperatives.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.78% | +0.59% | -0.19% | -8.05% | -6.38% | -1.72% | -1.53% | +6.20% | +23.86% | -19.06% | -86.29% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 1 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-17.8% Q1'26: -10.6% (vs Q1'25)
-
EPS growth+55.8% Q1'26: +30.8% (vs Q1'25)
-
FCF margin— Q1'26: +26.3% (vs Q1'25)
-
EBIT margin— Q1'26: +9.1% (vs Q1'25)
-
ROIC— Q1'26: -38.1% (vs Q1'25)
-
Share dilution+0.0% Q1'26: +2.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 8.16× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|
| Revenue |
1.43B
est: 978.00M (+46.3%)
|
1.03B
est: 1.05B (-1.8%)
|
1.68B
est: 1.08B (+56.4%)
|
1.38B
est: 1.10B (+26.2%)
|
1.03B
1.03B – 1.03B
-6.2% YoY
|
1.05B
1.05B – 1.05B
+2.5% YoY
|
| EBITDA |
256.87M
est: 80.95M (+217.3%)
|
214.90M
est: 87.16M (+146.6%)
|
227.95M
est: 179.81M (+26.8%)
|
166.51M
est: 183.16M (-9.1%)
|
171.79M
171.79M – 171.79M
-6.2% YoY
|
176.13M
176.13M – 176.13M
+2.5% YoY
|
| EBIT |
194.14M
est: 23.19M (+737.3%)
|
157.03M
est: 24.96M (+529.0%)
|
148.66M
est: 127.32M (+16.8%)
|
142.40M
est: 129.69M (+9.8%)
|
121.64M
121.64M – 121.64M
-6.2% YoY
|
124.72M
124.72M – 124.72M
+2.5% YoY
|
| Net Income |
128.24M
est: 184.23M (-30.4%)
|
78.37M
est: 139.37M (-43.8%)
|
79.66M
est: 57.72M (+38.0%)
|
124.51M
est: 116.49M (+6.9%)
|
81.64M
81.64M – 81.64M
-29.9% YoY
|
108.55M
108.55M – 108.55M
+33.0% YoY
|
| SGA |
165.41M
est: 127.92M (+29.3%)
|
142.65M
est: 137.72M (+3.6%)
|
155.06M
est: 167.75M (-7.6%)
|
374.60M
est: 170.88M (+119.2%)
|
160.26M
160.26M – 160.26M
-6.2% YoY
|
164.32M
164.32M – 164.32M
+2.5% YoY
|
| EPS |
1.38
est: 1.98 (-30.4%)
|
0.84
est: 1.50 (-44.0%)
|
0.86
est: 0.62 (+38.4%)
|
1.34
est: 1.25 (+6.9%)
|
0.88
0.88 – 0.88
-29.9% YoY
|
1.17
1.17 – 1.17
+33.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-15 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-14 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-13 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-12 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-11 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-08 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-07 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-06 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-05 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-04 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-30 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-29 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-28 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-27 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-24 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 2/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 2/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 2/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 2/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-17 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-16 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 82.7K | 0.28% |
| 2 | Dimensional - Emerging Markets Value ETF DFEV | 0.00% | 13.1K | 0.46% |
| 3 | State Street SPDR Portfolio Europe ETF SPEU | 0.00% | 3.8K | 0.07% |
| 4 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.00% | 15.1K | 0.39% |
| 5 | Dimensional - Emerging Markets ex China Core Equity ETF DEXC | 0.00% | 286.59 | 0.56% |
| 6 | Dimensional - Emerging Core Equity Market ETF DFAE | 0.00% | 244.26 | 0.29% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Agnieszka Zelazko | Chief Public Relations Specialist | — | female |
| Andrzej Kowalczyk | Director of the Accounting Department | — | — |
| Artur Stefanski | Acting Deputy CEO & Independent Vice Chair of Supervisory Board | — | male |
| Bartosza Kublik | Chief Executive Officer & Vice President of Management Board | — | male |
| Kamil Kuzminski | Vice-President of Management Board | — | male |
| Krzysztof Labowski | Vice-President of Management Board | — | male |
| Marzenna Sendecka | Secretary & Independent Member of the Supervisory Board | — | female |
| Michal Patryk Nalezyty | Vice-President of Management Board | — | male |
| Piotr Kubaty | Vice President of Management Board | — | male |
| Tomasz Jodlowski | Vice President of Management Board | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BOS.WA
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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