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Yokohama Financial Group, Inc. (7186.T)

JPY1,932.50 +22.00 (+1.15%)
JP JPX Financial Services Banks - Regional
Address Tokyo Nihombashi Tower 103-6034
Tokyo, JP
CEO Tatsuya Kataoka
IPO 2016-04-01
ISIN JP3305990008

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Also trades on Other OTC · CCRDF (USD) Other OTC · CRDIY (USD) Tokyo Stock Exchange · 7186.T (JPY)
Description

Yokohama Financial Group, Inc. functions as a holding company with a varied operational scope. Its business segments encompass banking, securities, leasing, information services and research, and venture capital. The entity commenced operations on April 1, 2016, and is based in Tokyo, Japan.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY1,932.50 +22.00 (+1.15%)
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Volume Profile
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Liquidity & share structure
Average Volume
3M
Beta
0.23
Float Shares
887.66M
Free Float %
78.6%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.28% +7.37% +4.57% -4.64% +38.61% +21.62% +69.74% +205.92% +290.98% +240.70% +199.63%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
1,932.50
DCF (Unlevered) 5,010.33 +159.3%
DCF (Levered) 5,857.18 +203.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 67% Bullish
Rating 2026-05 Change
Strong Buy 3 0
Buy 3 0
Hold 3 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.30
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
3 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +23.4% Q1'26: +22.1% (vs Q1'25)
  • EPS growth
    +31.3% Q1'26: +9.9% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +23.9% (vs Q1'25)
  • ROIC
    Q1'26: -44.0% (vs Q1'25)
  • Share dilution
    -2.0% Q1'26: -2.3% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 20.39× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.70) × ERP
WACC = 45% × Ke + 55% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 4,927.12 Current price: 1,932.50
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
2 Rev. Ana.
9 EPS Ana.
Mar 2027
4 Rev. Ana.
8 EPS Ana.
Mar 2028
4 Rev. Ana.
7 EPS Ana.
Mar 2029
3 Rev. Ana.
2 EPS Ana.
Mar 2030
3 Rev. Ana.
1 EPS Ana.
Revenue
220.66B
est.
325.21B
est: 234.41B (+38.7%)
430.12B
est: 233.24B (+84.4%)
312.46B
est: 230.67B (+35.5%)
294.46B
est: 223.97B (+31.5%)
296.22B
est: 212.36B (+39.5%)
278.42B
est: 224.33B (+24.1%)
275.11B
est: 251.90B (+9.2%)
307.64B
est: 245.68B (+25.2%)
363.82B
est: 301.30B (+20.7%)
388.40B
est: 276.98B (+40.2%)
300.90B
296.72B – 303.74B
+8.6% YoY
340.06B
326.84B – 349.85B
+13.0% YoY
403.84B
389.52B – 418.17B
+18.8% YoY
430.50B
413.76B – 442.89B
+6.6% YoY
337.50B
324.38B – 347.22B
-21.6% YoY
EBITDA
65.86B
est.
122.69B
est: 69.96B (+75.4%)
166.38B
est: 69.61B (+139.0%)
107.88B
est: 68.84B (+56.7%)
91.14B
est: 66.84B (+36.3%)
81.70B
est: 63.38B (+28.9%)
49.83B
est: 66.95B (-25.6%)
92.31B
est: 75.18B (+22.8%)
93.69B
est: 73.32B (+27.8%)
104.66B
est: 87.12B (+20.1%)
131.69B
est: 80.09B (+64.4%)
87.01B
85.80B – 87.83B
+8.6% YoY
98.33B
94.51B – 101.16B
+13.0% YoY
116.77B
112.63B – 120.92B
+18.8% YoY
124.48B
119.64B – 128.06B
+6.6% YoY
97.59B
93.80B – 100.40B
-21.6% YoY
EBIT
56.29B
est.
113.94B
est: 59.80B (+90.6%)
156.53B
est: 59.50B (+163.1%)
97.30B
est: 58.84B (+65.4%)
79.31B
est: 57.13B (+38.8%)
68.64B
est: 54.17B (+26.7%)
36.32B
est: 57.22B (-36.5%)
78.58B
est: 64.26B (+22.3%)
80.53B
est: 62.67B (+28.5%)
91.39B
est: 74.44B (+22.8%)
118.92B
est: 68.43B (+73.8%)
74.34B
73.31B – 75.04B
+8.6% YoY
84.01B
80.75B – 86.43B
+13.0% YoY
99.77B
96.23B – 103.31B
+18.8% YoY
106.35B
102.22B – 109.42B
+6.6% YoY
83.38B
80.14B – 85.78B
-21.6% YoY
Net Income
69.27B
est.
74.57B
est: 72.22B (+3.3%)
126.66B
est: 110.22B (+14.9%)
66.41B
est: 59.50B (+11.6%)
54.29B
est: 56.66B (-4.2%)
46.54B
est: 46.91B (-0.8%)
25.33B
est: 36.83B (-31.2%)
53.88B
est: 50.58B (+6.5%)
56.16B
est: 54.65B (+2.8%)
66.93B
est: 69.23B (-3.3%)
82.81B
est: 82.81B (+0.0%)
104.05B
86.15B – 114.14B
+25.7% YoY
120.45B
109.65B – 135.25B
+15.8% YoY
133.49B
126.01B – 168.97B
+10.8% YoY
194.21B
182.31B – 206.11B
+45.5% YoY
153.40B
145.65B – 159.14B
-21.0% YoY
SGA
94.94B
est.
41.29B
est: 100.85B (-59.1%)
53.89B
est: 100.35B (-46.3%)
50.46B
est: 99.24B (-49.2%)
49.95B
est: 96.36B (-48.2%)
48.39B
est: 91.37B (-47.0%)
48.80B
est: 96.52B (-49.4%)
47.77B
est: 108.38B (-55.9%)
46.63B
est: 105.70B (-55.9%)
50.17B
est: 46.61B (+7.6%)
52.50B
est: 42.85B (+22.5%)
46.55B
45.90B – 46.99B
+8.6% YoY
52.61B
50.56B – 54.12B
+13.0% YoY
62.48B
60.26B – 64.69B
+18.8% YoY
66.60B
64.01B – 68.52B
+6.6% YoY
52.21B
50.18B – 53.72B
-21.6% YoY
EPS
59.92
est.
60.80
est: 62.48 (-2.7%)
98.08
est: 95.35 (+2.9%)
52.36
est: 51.47 (+1.7%)
45.01
est: 49.01 (-8.2%)
38.38
est: 40.58 (-5.4%)
20.99
est: 31.86 (-34.1%)
44.68
est: 43.75 (+2.1%)
47.40
est: 46.90 (+1.1%)
57.16
est: 59.25 (-3.5%)
71.64
est: 69.38 (+3.3%)
93.16
74.52 – 98.74
+34.3% YoY
110.13
94.86 – 117.00
+18.2% YoY
128.94
109.00 – 146.17
+17.1% YoY
168.00
157.71 – 178.29
+30.3% YoY
132.70
125.99 – 137.67
-21.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B- 2/5 3/5 3/5 2/5 1/5 2/5 3/5
2026-05-11 B- 2/5 3/5 3/5 2/5 1/5 2/5 3/5
2026-05-08 B- 2/5 3/5 2/5 3/5 1/5 2/5 3/5
2026-05-07 B- 2/5 3/5 2/5 3/5 1/5 2/5 3/5
2026-05-01 B- 3/5 3/5 3/5 3/5 1/5 2/5 3/5
2026-04-30 B- 3/5 3/5 3/5 3/5 1/5 2/5 3/5
2026-04-28 B- 3/5 3/5 3/5 3/5 1/5 2/5 3/5
2026-04-27 B- 3/5 3/5 3/5 3/5 1/5 2/5 3/5
2026-04-24 B- 3/5 3/5 3/5 3/5 1/5 2/5 3/5
2026-04-23 B 3/5 3/5 3/5 4/5 1/5 2/5 3/5
2026-04-22 B 3/5 3/5 3/5 4/5 1/5 2/5 3/5
2026-04-21 B 3/5 4/5 3/5 4/5 1/5 2/5 3/5
2026-04-20 B 3/5 4/5 3/5 4/5 1/5 2/5 3/5
2026-04-17 B+ 3/5 4/5 3/5 4/5 1/5 3/5 3/5
2026-04-16 B+ 3/5 4/5 3/5 4/5 1/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
15.76B
OE per share TTM
13.71
Owner's Yield
0.89%
Maintenance CapEx ratio
44.07%
Maint CapEx / Avg PPE
53.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 280 ETFs in our universe

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
26.44M
Shares Outstanding
1.13B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Hiroaki Suzuki Executive Officer
Kazuhiro Sukegawa Executive Officer
Kazumi Nobe Executive Officer male
Masatoshi Akahori Executive Officer
Michifumi Katsuta Executive Officer-Sales Strategy Department & Director male
Ryoji Sakurai Head of Accounting Office & Corporate Planning Department
Tatsuya Kataoka President & Representative Director male
Tomoki Arai Executive Officer male
Toshihiko Onuki Executive Officer male
Yutaro Koshiba Executive Officer
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits