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Jiangsu Suzhou Rural Commercial Bank Co., Ltd (603323.SS)
Suzhou, CN
Jiangsu Suzhou Rural Commercial Bank Co., Ltd, a financial institution operating across China, delivers a comprehensive suite of banking and financial services to both individual consumers and corporate clients. Its offerings encompass various deposit options, such as current and savings accounts, alongside certificates of deposit. The bank also provides diverse lending facilities, including general loans and specialized financing for corporate entities and small-to-medium enterprises (SMEs). Additional services cover wealth management, digital banking platforms, and card issuance. For international operations, the bank facilitates trade finance and settlement, letters of credit, and foreign currency savings and exchange. Established in 2004, the institution initially operated as Jiangsu Wujiang Rural Commercial Bank Co., Ltd. before adopting its current name, Jiangsu Suzhou Rural Commercial Bank Co., Ltd., in March 2019. Its headquarters are located in Suzhou, China.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.61% | -1.62% | +1.25% | -5.07% | -9.48% | -3.56% | -0.81% | +10.43% | +17.35% | -14.26% | -14.26% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-4.4% Q1'26: -5.2% (vs Q1'25)
-
EPS growth-5.6% Q1'26: -4.2% (vs Q1'25)
-
FCF margin— Q1'26: -15.6% (vs Q1'25)
-
EBIT margin— Q1'26: +28.0% (vs Q1'25)
-
ROIC— Q1'26: +4.5% (vs Q1'25)
-
Share dilution+11.3% Q1'26: +10.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 15.30× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 3 Rev. Ana. 3 EPS Ana. |
Dec 2027 3 Rev. Ana. 3 EPS Ana. |
Dec 2028 3 Rev. Ana. 3 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
3.99B
est: 2.74B (+45.9%)
|
5.03B
est: 3.26B (+54.3%)
|
5.64B
est: 3.39B (+66.7%)
|
6.02B
est: 3.69B (+63.1%)
|
6.56B
est: 4.04B (+62.3%)
|
7.04B
est: 4.07B (+73.2%)
|
7.63B
est: 3.28B (+132.8%)
|
7.86B
est: 4.17B (+88.6%)
|
7.52B
est: 4.19B (+79.4%)
|
4.34B
4.28B – 4.40B
+3.5% YoY
|
4.56B
4.37B – 4.80B
+5.2% YoY
|
4.81B
4.80B – 4.82B
+5.4% YoY
|
| EBITDA |
981.26M
est: 697.73M (+40.6%)
|
1.03B
est: 831.84M (+23.2%)
|
1.14B
est: 863.98M (+32.1%)
|
1.24B
est: 941.53M (+31.2%)
|
1.44B
est: 1.03B (+39.8%)
|
1.91B
est: 1.04B (+84.2%)
|
2.12B
est: 1.50B (+41.9%)
|
2.37B
est: 1.90B (+24.5%)
|
2.57B
est: 1.91B (+34.4%)
|
1.98B
1.95B – 2.01B
+3.5% YoY
|
2.08B
1.99B – 2.19B
+5.2% YoY
|
2.19B
2.19B – 2.20B
+5.4% YoY
|
| EBIT |
861.98M
est: 622.59M (+38.4%)
|
893.93M
est: 742.26M (+20.4%)
|
1.00B
est: 770.94M (+30.2%)
|
1.08B
est: 840.14M (+28.2%)
|
1.26B
est: 920.43M (+36.9%)
|
1.71B
est: 925.38M (+84.9%)
|
1.91B
est: 1.40B (+36.6%)
|
2.15B
est: 1.78B (+20.8%)
|
2.35B
est: 1.79B (+31.3%)
|
1.85B
1.83B – 1.88B
+3.5% YoY
|
1.95B
1.87B – 2.05B
+5.2% YoY
|
2.05B
2.05B – 2.06B
+5.4% YoY
|
| Net Income |
731.12M
est: 1.09B (-33.0%)
|
802.18M
est: 2.10B (-61.9%)
|
913.23M
est: 859.31M (+6.3%)
|
951.46M
est: 875.83M (+8.6%)
|
1.16B
est: 1.02B (+13.6%)
|
1.50B
est: 1.34B (+12.2%)
|
1.74B
est: 2.13B (-18.2%)
|
1.94B
est: 2.00B (-2.9%)
|
2.04B
est: 2.25B (-9.3%)
|
2.15B
2.15B – 2.17B
-4.6% YoY
|
2.28B
2.27B – 2.31B
+6.1% YoY
|
2.45B
2.42B – 2.54B
+7.3% YoY
|
| SGA |
200.44M
est: 144.81M (+38.4%)
|
204.49M
est: 172.64M (+18.5%)
|
306.76M
est: 179.31M (+71.1%)
|
293.72M
est: 195.41M (+50.3%)
|
341.34M
est: 214.08M (+59.4%)
|
380.07M
est: 215.23M (+76.6%)
|
355.29M
est: 170.75M (+108.1%)
|
497.99M
est: 217.04M (+129.4%)
|
334.62M
est: 218.19M (+53.4%)
|
225.79M
222.68M – 229.14M
+3.5% YoY
|
237.59M
227.56M – 249.80M
+5.2% YoY
|
250.53M
249.84M – 251.23M
+5.4% YoY
|
| EPS |
0.45
est: 0.60 (-25.0%)
|
0.47
est: 1.16 (-59.4%)
|
0.51
est: 0.47 (+7.9%)
|
0.53
est: 0.48 (+10.0%)
|
0.64
est: 0.56 (+13.9%)
|
0.83
est: 0.74 (+12.7%)
|
0.97
est: 1.05 (-7.6%)
|
1.07
est: 0.95 (+12.1%)
|
1.01
est: 1.11 (-9.0%)
|
1.07
1.06 – 1.07
-4.1% YoY
|
1.13
1.12 – 1.14
+6.1% YoY
|
1.22
1.20 – 1.26
+8.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | A- | 4/5 | 5/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-11 | A- | 4/5 | 5/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-08 | A- | 4/5 | 5/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-07 | A- | 4/5 | 5/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-06 | A- | 4/5 | 5/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-30 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-29 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-28 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-27 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-24 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-23 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-22 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-21 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-20 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-17 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-16 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional - Emerging Markets Value ETF DFEV | 0.00% | 78.1K | 0.46% |
| 2 | Dimensional Emerging Markets Sustainability Core 1 ETF DFSE | 0.00% | 17.6K | 0.44% |
| 3 | Vanguard FTSE All-World ex-US Small-Cap ETF VSS | 0.00% | 351.3K | 0.06% |
| 4 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.00% | 202.2K | 0.39% |
| 5 | Dimensional - Emerging Core Equity Market ETF DFAE | 0.00% | 96.2K | 0.29% |
| 6 | Vanguard FTSE Emerging Markets Shares ETF VGE.AX | 0.00% | 11.8K | 0.48% |
| 7 | Vanguard FTSE Emerging Markets All Cap Index ETF VEE.TO | 0.00% | 26.5K | 0.26% |
| 8 | Vanguard FTSE Emerging Markets ETF VWO | 0.00% | 1.31M | 0.06% |
| 9 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 91.2K | 0.28% |
| 10 | Vanguard ESG International Stock ETF VSGX | 0.00% | 32.9K | 0.10% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Jianzhong Gu | Accounting Supervisor | — | — |
| Li Li | Compliance Officer | — | female |
| Lijun Xia | VP & Director | — | male |
| Ping Qiu | Vice President | — | female |
| Yingdong Lu | Board Secretary & Executive Director | — | female |
| Zheng Hua Ni | Chief Information Officer | — | male |
| Zhichao Shen | Vice President & Executive Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 603323.SS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
