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Wuxi Rural Commercial Bank Co.,Ltd (600908.SS)

CNY5.45 +0.10 (+1.87%)
CN SHH Financial Services Banks - Regional
Address No. 9, Financial 2nd Street 214131
Wuxi, CN
CEO Hongmei Chen
IPO 2016-09-26
ISIN CNE1000030K6

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Description

Wuxi Rural Commercial Bank Co.,Ltd offers a comprehensive array of financial products and services tailored for both individual and corporate clients. Its diverse offerings include wealth management, investment funds, insurance coverage, efficient account administration, micro-lending solutions, foreign exchange operations, international trade finance, secure remittance services, and letters of credit, complemented by convenient card and digital banking platforms. The institution maintains a significant operational network, featuring one dedicated sales department, 55 sub-branches, and 57 full-service branch locations. Established in 2005, the bank's primary operations are based in Wuxi, China.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
CNY5.45 +0.10 (+1.87%)
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Volume Profile
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Liquidity & share structure
Average Volume
14M
Beta
0.28
Float Shares
2.07B
Free Float %
94.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.35% -1.40% +0.90% -4.74% -9.63% -5.06% -2.26% -2.60% -7.10% -12.58% -12.58%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
5.45
DCF (Unlevered) 5.94 +9.0%
DCF (Levered) 14.68 +169.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.18
Distress
Piotroski F-Score
8 / 9
Strong
Composite Rating
A
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    -3.4% Q1'26: -3.8% (vs Q1'25)
  • EPS growth
    +3.1% Q1'26: +3.6% (vs Q1'25)
  • FCF margin
    Q1'26: -73.4% (vs Q1'25)
  • EBIT margin
    Q1'26: +28.5% (vs Q1'25)
  • ROIC
    Q1'26: +8.6% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: -0.5% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 6.79× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.64) × ERP
WACC = 43% × Ke + 57% × Kd (25.9%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 5.93 Current price: 5.45
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
2 Rev. Ana.
2 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
5.04B
est: 2.77B (+82.1%)
5.65B
est: 2.74B (+106.3%)
6.24B
est: 2.98B (+109.4%)
7.08B
est: 3.59B (+97.3%)
7.60B
est: 3.90B (+95.1%)
8.46B
est: 4.36B (+93.9%)
8.71B
est: 4.68B (+86.2%)
8.96B
est: 3.87B (+131.7%)
9.20B
est: 4.78B (+92.4%)
8.89B
est: 4.93B (+80.3%)
4.98B
4.95B – 5.01B
+1.0% YoY
5.19B
5.12B – 5.25B
+4.1% YoY
5.42B
5.30B – 5.54B
+4.5% YoY
EBITDA
1.21B
est: 725.63M (+66.9%)
1.35B
est: 716.91M (+88.6%)
1.43B
est: 780.64M (+82.8%)
1.59B
est: 940.44M (+69.3%)
1.64B
est: 1.02B (+61.1%)
1.96B
est: 1.14B (+71.8%)
2.44B
est: 1.23B (+98.7%)
2.59B
est: 1.06B (+144.3%)
2.70B
est: 1.31B (+105.8%)
2.45B
est: 1.35B (+81.7%)
1.36B
1.36B – 1.37B
+1.0% YoY
1.42B
1.40B – 1.44B
+4.1% YoY
1.48B
1.45B – 1.52B
+4.5% YoY
EBIT
1.09B
est: 665.27M (+64.4%)
1.23B
est: 657.28M (+86.5%)
1.30B
est: 715.71M (+81.3%)
1.45B
est: 862.22M (+68.5%)
1.50B
est: 935.71M (+59.8%)
1.77B
est: 1.05B (+69.2%)
2.24B
est: 1.12B (+99.3%)
2.39B
est: 976.56M (+144.5%)
2.49B
est: 1.21B (+106.4%)
2.30B
est: 1.25B (+84.7%)
1.26B
1.25B – 1.27B
+1.0% YoY
1.31B
1.29B – 1.33B
+4.1% YoY
1.37B
1.34B – 1.40B
+4.5% YoY
Net Income
892.77M
est: 1.14B (-21.8%)
994.95M
est: 1.16B (-14.5%)
1.10B
est: 1.32B (-16.8%)
1.25B
est: 1.45B (-13.7%)
1.31B
est: 1.56B (-15.8%)
1.58B
est: 1.83B (-13.8%)
2.00B
est: 2.23B (-10.2%)
2.20B
est: 2.24B (-1.7%)
2.25B
est: 2.46B (-8.4%)
2.31B
est: 2.35B (-1.7%)
2.33B
2.31B – 2.35B
-0.9% YoY
2.41B
2.30B – 2.53B
+3.8% YoY
2.53B
2.51B – 2.56B
+5.0% YoY
SGA
279.08M
est: 134.15M (+108.0%)
300.15M
est: 132.54M (+126.5%)
327.34M
est: 144.32M (+126.8%)
374.53M
est: 173.86M (+115.4%)
362.82M
est: 188.68M (+92.3%)
394.68M
est: 211.38M (+86.7%)
428.75M
est: 226.60M (+89.2%)
447.43M
est: 278.18M (+60.8%)
447.51M
est: 344.21M (+30.0%)
1.47B
est: 354.78M (+314.3%)
358.38M
356.15M – 360.61M
+1.0% YoY
373.24M
368.74M – 377.74M
+4.1% YoY
390.08M
381.57M – 398.58M
+4.5% YoY
EPS
0.52
est: 0.52 (+0.0%)
0.54
est: 0.53 (+1.9%)
0.52
est: 0.60 (-13.3%)
0.68
est: 0.66 (+2.4%)
0.71
est: 0.71 (+0.0%)
0.81
est: 0.84 (-3.0%)
1.02
est: 1.02 (+0.4%)
0.98
est: 1.02 (-3.9%)
0.98
est: 1.12 (-12.5%)
1.01
est: 1.07 (-5.6%)
1.06
1.05 – 1.07
-0.9% YoY
1.10
1.05 – 1.15
+3.8% YoY
1.16
1.15 – 1.16
+5.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-13 A 4/5 5/5 4/5 4/5 2/5 4/5 4/5
2026-05-12 A 4/5 5/5 4/5 4/5 2/5 4/5 4/5
2026-05-11 A 4/5 5/5 4/5 4/5 2/5 4/5 4/5
2026-05-08 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-05-07 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-05-06 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-04-30 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-04-29 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-04-28 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-04-27 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-04-24 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-04-23 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-22 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-21 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-20 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-17 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-04-16 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
5.36B
OE per share TTM
2.44
Owner's Yield
43.38%
Maintenance CapEx ratio
4.14%
Maint CapEx / Avg PPE
11.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 19 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Dimensional - Emerging Markets Value ETF DFEV 0.01% 104.8K 0.46%
2 Vanguard FTSE All-World ex-US Small-Cap ETF VSS 0.00% 440.1K 0.06%
3 Dimensional - Emerging Markets Core Equity 2 ETF DFEM 0.00% 192.0K 0.39%
4 Dimensional Emerging Markets Sustainability Core 1 ETF DFSE 0.00% 8.6K 0.44%
5 Vanguard FTSE Emerging Markets All Cap Index ETF VEE.TO 0.00% 32.4K 0.26%
6 Vanguard FTSE Emerging Markets Shares ETF VGE.AX 0.00% 14.3K 0.48%
7 Vanguard FTSE Emerging Markets ETF VWO 0.00% 1.60M 0.06%
8 Dimensional World ex U.S. Core Equity 2 ETF DFAX 0.00% 116.8K 0.28%
9 Dimensional - Emerging Core Equity Market ETF DFAE 0.00% 73.8K 0.29%
10 Vanguard Total International Stock ETF VXUS 0.00% 1.92M 0.05%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.31M
Shares Outstanding
2.19B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Guodong Fei Director & Secretary to the Board male
Hongmei Chen President & Director female
Jianjun He Vice President male
Wei Shi Vice President male
Yanbing Xu Vice President male
Yanqing Cao Vice President male
Yun You Accounting Supervisor & Director female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits