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Huishang Bank Corporation Limited (3698.HK)
Hefei, CN
Huishang Bank Corporation Limited, along with its associated entities, delivers a comprehensive suite of commercial banking services throughout the People's Republic of China. Its operations are structured into four main divisions: Corporate Banking, Retail Banking, Treasury, and Other Services. The bank offers a variety of financial products to corporate clients, government bodies, and financial institutions. These include checking and deposit accounts, overdraft facilities, diverse loan options, trade-related financial instruments, and other credit solutions. It also facilitates foreign currency transactions and provides wealth management products. For individual customers, the bank supplies savings accounts, personal credit and advances, credit and debit cards, payment processing, investment products (such as wealth management and funds), and insurance brokerage services. Furthermore, the company actively participates in securities investments, money market operations, and repurchase agreements. It also provides digital banking solutions through online and mobile platforms. Additional services encompass the management of both Renminbi and foreign currency deposits, clearing and settlement functionalities, asset safekeeping, and financial leasing. As of December 31, 2021, Huishang Bank boasted a significant physical footprint with 21 main branches and 478 customer service points. Its extensive self-service network included 609 self-service banking centers and a total of 2,002 automated cash machines, comprising 1,213 cash recycling machines and 789 smart terminals. Established in 1997 under its original name, Hefei Commercial Bank Co., Ltd., the institution was rebranded as Huishang Bank Corporation Limited in November 2005. Its headquarters are located in Hefei, China.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -3.00% | -3.00% | -5.64% | +24.36% | +41.40% | +51.56% | +54.46% | +94.78% | +89.45% | +52.04% | +48.32% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | 0 |
| Sell | 1 | -1 |
| Strong Sell | 0 | 0 |
-
Revenue growth+126.3% Q4'25: +188.4% (vs Q4'23)
-
EPS growth+5.7% Q4'25: +14.3% (vs Q4'23)
-
FCF margin— Q4'25: +36.2% (vs Q4'23)
-
EBIT margin— Q4'25: +21.3% (vs Q4'23)
-
ROIC— Q4'25: +4.5% (vs Q4'23)
-
Share dilution+0.0% Q4'25: +0.0% (vs Q4'23)
-
Debt / EBITDA— Q4'25: 15.78× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 1 EPS Ana. |
Dec 2027 2 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
9.74B
est: 8.74B (+11.3%)
|
11.55B
est: 9.60B (+20.3%)
|
13.32B
est: 15.04B (-11.5%)
|
14.43B
est: 20.27B (-28.8%)
|
15.31B
est: 22.75B (-32.7%)
|
16.89B
est: 24.91B (-32.2%)
|
19.42B
est: 30.30B (-35.9%)
|
19.68B
est: 33.18B (-40.7%)
|
22.16B
est: 36.73B (-39.7%)
|
29.36B
est: 38.26B (-23.3%)
|
27.80B
est: 26.21B (+6.0%)
|
33.76B
est: 37.85B (-10.8%)
|
76.40B
est: 37.59B (+103.2%)
|
41.69B
41.66B – 41.72B
+10.9% YoY
|
45.49B
45.07B – 45.92B
+9.1% YoY
|
49.90B
49.64B – 50.17B
+9.7% YoY
|
| EBITDA |
—
est: 2.24B (-100.0%)
|
—
est: 2.46B (-100.0%)
|
—
est: 3.85B (-100.0%)
|
—
est: 5.19B (-100.0%)
|
—
est: 21.84B (-100.0%)
|
—
est: 6.38B (-100.0%)
|
—
est: 7.76B (-100.0%)
|
—
est: 8.50B (-100.0%)
|
14.54B
est: 34.83B (-58.3%)
|
18.35B
est: 9.80B (+87.2%)
|
—
est: 8.03B (-100.0%)
|
—
est: 11.59B (-100.0%)
|
19.14B
est: 11.51B (+66.2%)
|
12.77B
12.76B – 12.78B
+10.9% YoY
|
13.93B
13.80B – 14.06B
+9.1% YoY
|
15.29B
15.21B – 15.37B
+9.7% YoY
|
| EBIT |
-238.80M
est: 1.90B (-112.6%)
|
-299.62M
est: 5.60B (-105.4%)
|
-320.50M
est: 7.76B (-104.1%)
|
-372.86M
est: 9.64B (-103.9%)
|
-439.53M
est: 8.22B (-105.3%)
|
-435.44M
est: 9.35B (-104.7%)
|
-730.66M
est: 11.05B (-106.6%)
|
-842.31M
est: 11.47B (-107.3%)
|
13.54B
est: 11.94B (+13.4%)
|
17.32B
est: 13.84B (+25.1%)
|
-1.08B
est: 7.18B (-115.0%)
|
-1.08B
est: 10.37B (-110.4%)
|
18.32B
est: 10.30B (+77.9%)
|
11.42B
11.41B – 11.43B
+10.9% YoY
|
12.46B
12.34B – 12.58B
+9.1% YoY
|
13.67B
13.60B – 13.74B
+9.7% YoY
|
| Net Income |
4.93B
est: 6.66B (-26.0%)
|
5.67B
est: 4.31B (+31.7%)
|
6.16B
est: 5.94B (+3.7%)
|
6.87B
est: 7.45B (-7.7%)
|
7.61B
est: 6.41B (+18.9%)
|
8.75B
est: 7.40B (+18.2%)
|
9.82B
est: 8.93B (+10.0%)
|
9.57B
est: 9.15B (+4.5%)
|
11.46B
est: 9.53B (+20.3%)
|
13.40B
est: 13.77B (-2.7%)
|
14.43B
est: 13.46B (+7.2%)
|
15.41B
est: 15.54B (-0.8%)
|
16.10B
est: 17.29B (-6.9%)
|
20.12B
19.82B – 20.42B
+16.4% YoY
|
21.80B
21.46B – 22.14B
+8.3% YoY
|
24.30B
24.13B – 24.46B
+11.5% YoY
|
| SGA |
2.53B
est: 2.84B (-10.9%)
|
3.14B
est: 3.49B (-10.1%)
|
3.89B
est: 5.76B (-32.3%)
|
4.80B
est: 11.11B (-56.8%)
|
5.42B
est: 11.69B (-53.6%)
|
5.79B
est: 13.39B (-56.8%)
|
6.57B
est: 16.74B (-60.8%)
|
6.87B
est: 18.02B (-61.8%)
|
7.91B
est: 18.75B (-57.8%)
|
8.68B
est: 21.75B (-60.1%)
|
9.26B
est: 7.15B (+29.5%)
|
9.83B
est: 10.33B (-4.8%)
|
6.69B
est: 10.26B (-34.8%)
|
11.37B
11.36B – 11.38B
+10.9% YoY
|
12.41B
12.29B – 12.53B
+9.1% YoY
|
13.61B
13.54B – 13.69B
+9.7% YoY
|
| EPS |
0.52
est: 0.48 (+8.5%)
|
0.47
est: 0.47 (-0.2%)
|
0.51
est: 0.59 (-13.1%)
|
0.57
est: 0.59 (-4.2%)
|
0.60
est: 0.73 (-18.2%)
|
0.72
est: 0.82 (-12.4%)
|
0.78
est: 0.89 (-12.6%)
|
0.72
est: 0.99 (-27.0%)
|
0.76
est: 1.04 (-27.0%)
|
0.93
est: 1.02 (-8.8%)
|
1.00
est: 0.97 (+3.2%)
|
1.05
est: 1.12 (-6.2%)
|
1.11
est: 1.24 (-10.8%)
|
1.45
1.43 – 1.47
+16.4% YoY
|
1.57
1.55 – 1.59
+8.3% YoY
|
1.75
1.74 – 1.76
+11.5% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-28 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-27 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-26 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-22 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-21 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-20 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-19 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-18 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-15 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-14 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-13 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-12 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-11 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-08 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-07 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-06 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-05 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-04 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-30 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-29 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-28 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-27 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-24 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-23 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-22 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-21 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-20 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-17 | B+ | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-16 | B+ | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 4/5 | 5/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Xtrackers Emerging Markets Carbon Reduction and Climate Improvers ETF EMCR | 0.01% | 8.3K | 0.15% |
| 2 | Amundi Prime Emerging Markets UCITS ETF DR (C) PRAM.L | 0.01% | 133.5K | 0.10% |
| 3 | FlexShares Morningstar Emerging Markets Factor Tilt Index Fund TLTE | 0.01% | 21.3K | 0.58% |
| 4 | Dimensional - Emerging Markets Value ETF DFEV | 0.00% | 82.9K | 0.46% |
| 5 | Dimensional - Emerging Core Equity Market ETF DFAE | 0.00% | 327.8K | 0.29% |
| 6 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 371.0K | 0.28% |
| 7 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.00% | 207.1K | 0.39% |
| 8 | Dimensional Emerging Markets Sustainability Core 1 ETF DFSE | 0.00% | 5.8K | 0.44% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Qinglong Kong | President, Executive Director & Chief Compliance Officer | 1M | male |
| Guangcheng Xu | Vice President | — | male |
| Jianping Zhang | Director of Human Resources, Head of Party Committee Organization Department and GM of HR Dept | — | male |
| Lixin Fang | Head of Finance Department | — | male |
| Wai Fung Ngai FCCA FCIS | Company Secretary | — | — |
| Xiaoyan Huang | Director of Investment & Wealth Management | — | female |
| Baohua Lian | Secretary to the Board | — | male |
| Yong Wang | Chief Information Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 3698.HK
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
