Union Bank of Taiwan (2838.TW)
Taipei, TW
Established in 1989 and headquartered in Taipei, Taiwan, Union Bank of Taiwan delivers a wide spectrum of banking and financial solutions complemented by diverse business ventures. The institution offers a comprehensive range of traditional banking services, including various deposit products, extensive lending options such as corporate loans, discount bills and notes, domestic letters of credit, accounts receivable factoring, mortgages, auto loans, personal loans, and other consumer credit facilities. Its financial offerings extend to international banking services, encompassing exports, imports, foreign remittances, foreign currency loans, and guarantees, alongside foreign exchange transactions, acceptances, short-term bill transactions, and general investments. Additionally, the bank provides credit card services, wealth management, trust services, custodian business, safe-deposit box rentals, and certification services for marketable securities. It also acts as a market intermediary, trading marketable securities and futures on behalf of clients, collecting and paying public facilities fees, taxes, and remittances, and operating as an agency for both life and property insurance. Beyond its financial core, Union Bank of Taiwan diversifies its operations into technology retail and distribution (hardware and software), system program development, outsourcing of system development, website design, and e-commerce services. Other ventures include car rental, import/export financing, securities investment trusts, installment purchase and lease investment, real estate sales, purchases, and leasing, general business investment, power generation and related energy technology services, investment management advisory, and equipment leasing. The bank maintains a robust presence across Taiwan with 90 branches, specifically 49 in Greater Taipei, 18 in Taoyuan and Hsinchu, 9 in Taichung and Changhua, 6 in Chiayi and Tainan, and 8 in Kaohsiung and Pingtung. This network is further supported by 9 securities branches and one overseas banking branch.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.74% | -2.17% | -2.64% | -0.74% | +6.58% | +4.65% | +26.01% | +51.23% | +143.98% | +286.45% | +397.54% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-77.9% Q1'26: -78.5% (vs Q1'25)
-
EPS growth+19.4% Q1'26: +25.0% (vs Q1'25)
-
FCF margin— Q1'26: -156.8% (vs Q1'25)
-
EBIT margin— Q1'26: +100.0% (vs Q1'25)
-
ROIC— Q1'26: +3.9% (vs Q1'25)
-
Share dilution+8.6% Q1'26: +0.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 17.33× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-11 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-08 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-07 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-06 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-05 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-04 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-30 | B- | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-29 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-28 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-27 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-24 | B | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-23 | B | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-22 | B | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-16 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Fidelity Emerging Markets Multifactor ETF FDEM | 0.41% | 2.38M | 0.25% |
| 2 | iShares MSCI AC Far East ex-Japan Small Cap UCITS ETF ISFE.L | 0.07% | 52.4K | 0.74% |
| 3 | Avantis Emerging Markets Small Cap Equity ETF AVEE | 0.06% | 76.8K | 0.42% |
| 4 | WisdomTree Emerging Markets ex-State-Owned Enterprises UCITS ETF - USD Acc XSOE.L | 0.05% | 12.2K | 0.32% |
| 5 | iShares MSCI EM Small Cap UCITS ETF IEMS.L | 0.05% | 157.2K | 0.74% |
| 6 | WisdomTree Emerging Markets SmallCap Dividend Fund DGS | 0.04% | 659.1K | 0.58% |
| 7 | WisdomTree Emerging Markets SmallCap Dividend UCITS ETF DGSD.L | 0.04% | 15.9K | 0.54% |
| 8 | iShares MSCI Emerging Markets Small-Cap ETF EEMS | 0.04% | 135.9K | 0.72% |
| 9 | Avantis Emerging Markets Value ETF AVES | 0.03% | 453.0K | 0.36% |
| 10 | State Street SPDR MSCI Emerging Markets Small Cap UCITS ETF EMSD.L | 0.03% | 171.2K | 0.55% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Zhen-Xong Jiang | MD & Director | 2M | male |
| Jiang Zhen-Xong | Managing Director | 2M | — |
| Chen Hsiung Chiang | MD & Director | 2M | male |
| Yao-Hsien Lee | MD & Independent Director | 958.0K | male |
| Hung-Ming Chien | Chief Corporate Governance Officer | — | male |
| Jane Lu | Senior EVP & Head of Accounting | — | female |
| Yu-Man Chao | Chief Compliance Officer, Vice President and GM of Legal Affairs & Compliance Dept. | — | female |
| Pi-Chiu Tang | EVice President & GM of Corporate Loans Policy & Admin. Dept. | — | female |
| Wei-Wen Hsu | President | — | male |
| Chu-Chang Yang | Senior Executive Vice President | — | male |
| Hsiao-Chen Lin | Executive Vice President & GM of Human Resources Department | — | male |
| Denfer Hung | Senior EVice President and Chief Information Security Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for 2838.TW
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
