Taichung Commercial Bank Co., Ltd. (2812.TW)
Taichung, TW
Taichung Commercial Bank Co., Ltd. delivers a diverse range of banking and financial services across Taiwan. The institution offers a variety of deposit products, including savings, time, and foreign currency demand accounts, alongside services for cash, travel checks, and remittances. For personal clients, it extends mortgage loans to support home purchases, renovations, educational expenses, business ventures, investments, and general financial management. Further individual services encompass financial advice, asset allocation, trust planning, and specialized support for family and retirement needs, complemented by credit cards and modern conveniences like online and mobile banking, coupled with mobile payment options. Its corporate finance division supports businesses with loans, letters of credit, collection services, factoring, forfaiting, robust account management, accounts receivable financing, hedging strategies, financial instruments, and expert consultation. By the end of 2021, the bank's operational footprint included 81 domestic branches, an international presence through a Labuan branch in Malaysia, and an offshore banking unit. Originally established in 1952 as Taichung Small and Medium Business Bank Company Limited, the institution adopted its current name, Taichung Commercial Bank Co., Ltd., in December 1998, and is headquartered in Taichung, Taiwan.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.76% | -1.01% | -7.11% | -5.54% | -8.84% | -5.77% | +3.87% | +59.09% | +123.74% | +235.62% | +248.75% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-66.3% Q1'26: -66.4% (vs Q1'25)
-
EPS growth+2.0% Q1'26: +2.6% (vs Q1'25)
-
FCF margin— Q1'26: +59.2% (vs Q1'25)
-
EBIT margin— Q1'26: +100.0% (vs Q1'25)
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ROIC— Q1'26: +10.0% (vs Q1'25)
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Share dilution+6.8% Q1'26: +9.8% (vs Q1'25)
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Debt / EBITDA— Q1'26: 5.55× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2018 actual |
|---|---|
| Revenue |
16.34B
est: 16.03B (+1.9%)
|
| EBITDA |
5.03B
est: 5.44B (-7.5%)
|
| EBIT |
4.76B
est: 5.07B (-6.1%)
|
| Net Income |
4.01B
|
| SGA |
2.46B
est: 1.67B (+47.0%)
|
| EPS |
0.93
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-08 | B | 3/5 | 4/5 | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-07 | B | 3/5 | 4/5 | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-06 | B | 3/5 | 4/5 | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-05 | B | 3/5 | 4/5 | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-04 | B | 3/5 | 4/5 | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-30 | B | 3/5 | 4/5 | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-29 | B | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-28 | B | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-27 | B | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-24 | B | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-17 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Fidelity Emerging Markets Multifactor ETF FDEM | 0.33% | 1.93M | 0.25% |
| 2 | iShares MSCI AC Far East ex-Japan Small Cap UCITS ETF ISFE.L | 0.22% | 162.2K | 0.74% |
| 3 | WisdomTree Emerging Markets SmallCap Dividend Fund DGS | 0.17% | 3.01M | 0.58% |
| 4 | State Street SPDR MSCI Emerging Markets Small Cap UCITS ETF EMSD.L | 0.16% | 979.6K | 0.55% |
| 5 | iShares MSCI Emerging Markets Small-Cap ETF EEMS | 0.15% | 552.0K | 0.72% |
| 6 | iShares MSCI EM Small Cap UCITS ETF IEMS.L | 0.14% | 484.5K | 0.74% |
| 7 | Avantis Emerging Markets Value ETF AVES | 0.10% | 1.53M | 0.36% |
| 8 | Avantis Emerging Markets Small Cap Equity ETF AVEE | 0.06% | 72.8K | 0.42% |
| 9 | Vanguard FTSE All-World ex-US Small-Cap ETF VSS | 0.05% | 7.82M | 0.06% |
| 10 | WisdomTree Emerging Markets ex-State-Owned Enterprises UCITS ETF - USD Acc XSOE.L | 0.04% | 9.9K | 0.32% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Kuei-Fong Wang | Managing Director | 3M | male |
| Chin-Ming Liao | Deputy Executive Vice President of Accounting Department & Accounting Supervisor | — | male |
| Chun-Sheng Lin | Executive Vice President & Chief of Information security Officer | — | male |
| Chun-Yin Wang | Executive Vice President | — | male |
| Erhchia Yuan | Clerk | — | female |
| Kai-Yu Lin | Senior EVice President, Deputy EVP, Office of the Board of Directors & Senior Manager of Corporate Governance | — | male |
| Kuang-Chung Hsiao | Chief Auditor | — | male |
| Yi-Pin Lin | Deputy Executive Vice President of Legal & Compliance Department | — | male |
| Yi-Yuan Tung | President | — | male |
| Chien-Hung Lin | Chief Compliance Officer of Head Institution | — | male |
| Yu-Hsien Shen | Deputy Executive Vice President of Corporate Finance Department | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 2812.TW
Short-term intention
Target Price Distribution
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