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Alliance Bank Malaysia Berhad (2488.KL)

MYR4.80 -0.02 (-0.41%)
MY KLS Financial Services Banks - Regional
Address Menara Multi-Purpose 50100
Kuala Lumpur, MY
CEO Chee Khiong Kam
IPO 2000-01-03
ISIN MYL2488OO004

Explore sections of this company profile

Description

Established in 1982 and headquartered in Kuala Lumpur, Malaysia, Alliance Bank Malaysia Berhad offers a wide array of banking and financial services throughout the country. The bank operates through key divisions including Consumer Banking, Business Banking, Financial Markets, and Stockbroking and Corporate Advisory. For individual customers, Alliance Bank provides various deposit accounts such as savings, current, fixed deposit, and foreign currency accounts. It also offers personal and mortgage loans, alongside financing for shares and investment portfolios. Customers can access credit and debit card facilities, diverse investment products like unit trusts, dual currency options, structured investments, and retail bonds, in addition to wealth management and share trading services. The bank's protection offerings include life, general, and commercial insurance, family takaful products, safe deposit boxes, and various indemnity coverages. Businesses, ranging from SMEs to larger corporations, benefit from specialized solutions including business accounts and a variety of business loans for equipment, working capital, property acquisition, bridging finance, palm oil plantation projects, and SME express loans. Trade financing services are also available. The bank provides extensive corporate advisory services covering initial public offerings, equity and debt fundraising, mergers and acquisitions, corporate rationalization and restructuring, independent advice, and transfer of listing. Furthermore, it facilitates commercial papers, medium-term notes, and equity syndication services. Alliance Bank also delivers comprehensive cash management solutions, treasury and structured financial solutions, foreign exchange services, money market access, and hedging and investment strategies. Islamic banking services are an integral part of its portfolio. To ensure convenience and accessibility, the bank offers online banking, phone banking, and various e-payment solutions.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
MYR4.80 -0.02 (-0.41%)
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Volume Profile
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Liquidity & share structure
Average Volume
2M
Beta
0.05
Float Shares
755.54M
Free Float %
43.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.21% -0.21% +1.27% -7.18% +1.49% -5.35% +13.27% +46.63% +88.93% +24.80% +52.23%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
4.80
DCF (Unlevered) 5.59 +16.5%
DCF (Levered) 11.93 +148.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 27% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 4 0
Hold 11 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.26
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +13.6% Q1'26: +2.3% (vs Q1'25)
  • EPS growth
    +0.0% Q1'26: -7.7% (vs Q1'25)
  • FCF margin
    Q1'26: +26.8% (vs Q1'25)
  • EBIT margin
    Q1'26: +28.0% (vs Q1'25)
  • ROIC
    Q1'26: +7.2% (vs Q1'25)
  • Share dilution
    +8.4% Q1'26: +11.8% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 6.38× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.06) × ERP
WACC = 54% × Ke + 46% × Kd (21.9%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 5.64 Current price: 4.80
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
15 Rev. Ana.
16 EPS Ana.
Mar 2027
2 Rev. Ana.
4 EPS Ana.
Mar 2028
14 Rev. Ana.
14 EPS Ana.
Mar 2029
7 Rev. Ana.
6 EPS Ana.
Revenue
2.32B
est: 1.42B (+63.0%)
2.50B
est: 1.46B (+71.6%)
2.50B
est: 1.52B (+64.9%)
2.54B
est: 1.58B (+61.4%)
2.63B
est: 1.66B (+58.4%)
2.74B
est: 1.65B (+65.8%)
2.59B
est: 1.81B (+43.0%)
2.43B
est: 1.87B (+29.7%)
2.67B
est: 1.93B (+37.8%)
3.18B
est: 1.99B (+60.0%)
3.68B
est: 2.21B (+66.9%)
2.48B
2.41B – 2.53B
+12.5% YoY
2.62B
2.62B – 2.62B
+5.5% YoY
2.79B
2.66B – 3.00B
+6.6% YoY
2.95B
2.87B – 3.06B
+5.6% YoY
EBITDA
742.95M
est: 450.01M (+65.1%)
739.55M
est: 461.43M (+60.3%)
725.15M
est: 479.79M (+51.1%)
729.49M
est: 498.57M (+46.3%)
761.56M
est: 526.04M (+44.8%)
651.64M
est: 521.61M (+24.9%)
572.39M
est: 573.38M (-0.2%)
917.79M
est: 592.63M (+54.9%)
980.56M
est: 611.66M (+60.3%)
1.01B
est: 627.65M (+60.8%)
1.09B
est: 720.23M (+51.9%)
809.97M
788.26M – 827.17M
+12.5% YoY
854.23M
854.22M – 854.25M
+5.5% YoY
910.28M
866.89M – 977.70M
+6.6% YoY
961.42M
937.57M – 998.47M
+5.6% YoY
EBIT
703.15M
est: 403.13M (+74.4%)
694.78M
est: 413.35M (+68.1%)
681.40M
est: 429.80M (+58.5%)
684.60M
est: 446.63M (+53.3%)
708.02M
est: 471.24M (+50.2%)
567.85M
est: 467.26M (+21.5%)
483.99M
est: 513.64M (-5.8%)
827.36M
est: 530.88M (+55.8%)
886.61M
est: 547.93M (+61.8%)
911.32M
est: 562.25M (+62.1%)
992.93M
est: 655.20M (+51.5%)
736.84M
717.09M – 752.49M
+12.5% YoY
777.11M
777.09M – 777.12M
+5.5% YoY
828.09M
788.62M – 889.42M
+6.6% YoY
874.62M
852.92M – 908.33M
+5.6% YoY
Net Income
530.78M
est: 577.94M (-8.2%)
522.04M
est: 512.42M (+1.9%)
512.12M
est: 525.50M (-2.5%)
493.23M
est: 491.85M (+0.3%)
537.60M
est: 543.77M (-1.1%)
424.26M
est: 420.23M (+1.0%)
358.79M
est: 349.05M (+2.8%)
572.82M
est: 553.09M (+3.6%)
677.85M
est: 666.07M (+1.8%)
690.48M
est: 658.38M (+4.9%)
750.73M
est: 779.35M (-3.7%)
808.50M
759.96M – 870.06M
+3.7% YoY
836.10M
823.23M – 840.39M
+3.4% YoY
886.89M
844.24M – 989.92M
+6.1% YoY
958.71M
927.79M – 1.01B
+8.1% YoY
SGA
88.75M
est: 52.17M (+70.1%)
88.96M
est: 53.49M (+66.3%)
99.84M
est: 55.62M (+79.5%)
121.87M
est: 57.80M (+110.9%)
98.97M
est: 60.99M (+62.3%)
95.74M
est: 60.47M (+58.3%)
99.83M
est: 66.47M (+50.2%)
95.29M
est: 68.70M (+38.7%)
89.43M
est: 70.91M (+26.1%)
113.70M
est: 72.76M (+56.3%)
133.45M
est: 159.96M (-16.6%)
179.90M
175.07M – 183.72M
+12.5% YoY
189.73M
189.72M – 189.73M
+5.5% YoY
202.17M
192.54M – 217.15M
+6.6% YoY
213.53M
208.24M – 221.76M
+5.6% YoY
EPS
0.35
est: 0.37 (-6.2%)
0.34
est: 0.33 (+2.7%)
0.34
est: 0.34 (+0.2%)
0.32
est: 0.32 (+0.7%)
0.35
est: 0.35 (-0.4%)
0.27
est: 0.27 (-0.5%)
0.23
est: 0.23 (+2.0%)
0.37
est: 0.36 (+3.6%)
0.44
est: 0.43 (+2.3%)
0.45
est: 0.43 (+5.8%)
0.49
est: 0.46 (+5.5%)
0.48
0.45 – 0.52
+3.7% YoY
0.50
0.49 – 0.50
+3.4% YoY
0.53
0.50 – 0.59
+6.1% YoY
0.57
0.55 – 0.60
+8.1% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-26 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-25 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-22 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-21 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-20 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-19 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-18 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-15 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-14 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-13 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-12 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-11 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-08 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-07 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-06 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-05 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-05-04 B+ 3/5 5/5 3/5 3/5 2/5 3/5 3/5
2026-04-30 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-04-29 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-04-28 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-04-27 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-04-24 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-04-23 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-04-22 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-04-21 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-04-20 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-04-17 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-04-16 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
332.32M
OE per share TTM
0.14
Owner's Yield
4.02%
Maintenance CapEx ratio
5.23%
Maint CapEx / Avg PPE
11.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 68 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares MSCI AC Far East ex-Japan Small Cap UCITS ETF ISFE.L 0.10% 71.5K 0.74%
2 iShares MSCI EM Small Cap UCITS ETF IEMS.L 0.07% 253.2K 0.74%
3 State Street SPDR MSCI Emerging Markets Small Cap UCITS ETF EMSD.L 0.07% 397.1K 0.55%
4 iShares MSCI Emerging Markets Small-Cap ETF EEMS 0.06% 240.5K 0.72%
5 Avantis Emerging Markets Small Cap Equity ETF AVEE 0.05% 59.3K 0.42%
6 Avantis Emerging Markets Value ETF AVES 0.03% 390.4K 0.36%
7 Avantis Emerging Markets ex-China Equity ETF AVXC 0.02% 101.5K 0.33%
8 HSBC Emerging Market Screened Equity UCITS ETF HSEM.L 0.02% 62.3K 0.18%
9 Dimensional - Emerging Markets Value ETF DFEV 0.02% 413.3K 0.46%
10 Avantis Responsible Emerging Markets Equity ETF AVSE 0.02% 45.7K 0.33%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
269.8K
Shares Outstanding
1.73B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Chee Khiong Kam Group Chief Executive Officer 8M male
Chye Seong Teh Group Chief Compliance Officer male
Kah Wah Kwong Group Chief Credit Officer male
Kar Hin Chap Acting Group Chief Operations Officer male
Kiang Tan Group Chief Financial Markets Officer male
Mui Sim Tan Group Chief Human Resource Officer female
Pai Li Gan Group Chief Consumer Banking Officer female
Ronnie Royston Fernandiz Group Chief Financial Officer male
Seow Loong Fong Group Chief Credit Officer male
Wei Wern Sum Group Chief Strategy, Marketing & Business Development Officer
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits