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MBSB Berhad (1171.KL)

MYR0.64 -0.01 (-0.78%)
MY KLS Financial Services Banks - Regional
Address Menara MBSB Bank 46200
Petaling Jaya, MY
CEO Mohamed Rafe bin Mohamed Haneef
IPO 2000-01-03
ISIN MYL1171OO007

Explore sections of this company profile

Description

MBSB Berhad, an investment holding company headquartered in Petaling Jaya, Malaysia, has been a provider of banking and financial services throughout Malaysia since its establishment in 1950. The company organizes its operations across four key segments: Consumer Banking, Corporate Banking, Global Market, and Others. Its diverse financial offerings include various deposit accounts like savings, current, demand, and term deposits, alongside a broad spectrum of financing solutions covering personal, property, contract, corporate, commercial property, business, trade, equipment, cross-border, and wholesale needs. Additionally, MBSB facilitates services such as debit cards, fund transfers, and self-service banking. The company also extends into wealth management, advisory, syndication, protection, investment, safe deposit, e-wallet, and estate management services. In the realm of treasury, it deals with money markets, sukuk, derivatives, and capital market securities trading. Furthermore, MBSB Berhad is involved in property development, real estate leasing, and trading activities, including the provision of Islamic banking and related financial services. The company functions as a subsidiary of Citigroup Nominees (Tempatan) Sdn Bhd.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
MYR0.64 -0.01 (-0.78%)
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Volume Profile
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Liquidity & share structure
Average Volume
3M
Beta
0.20
Float Shares
2.39B
Free Float %
29.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.75% -2.22% -3.65% -7.69% -6.38% -6.38% -6.38% +6.45% +8.20% -38.32% -37.74%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
0.64
DCF (Unlevered) 2.82 +341.0%
DCF (Levered) 3.60 +462.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 75% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 3 0
Hold 1 -1
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.05
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    -8.1% Q1'26: -10.4% (vs Q1'25)
  • EPS growth
    -31.3% Q1'26: -64.1% (vs Q1'25)
  • FCF margin
    Q1'26: +67.5% (vs Q1'25)
  • EBIT margin
    Q1'26: +11.6% (vs Q1'25)
  • ROIC
    Q1'26: +0.5% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 71.84× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.23) × ERP
WACC = 28% × Ke + 72% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 2.88 Current price: 0.64
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
4 Rev. Ana.
4 EPS Ana.
Dec 2027
4 Rev. Ana.
4 EPS Ana.
Dec 2028
2 Rev. Ana.
3 EPS Ana.
Revenue
1.64B
est: 1.42B (+15.0%)
1.66B
est: 1.33B (+25.3%)
1.60B
est: 1.47B (+9.2%)
1.37B
est: 1.55B (-11.8%)
1.39B
est: 1.41B (-1.5%)
1.78B
est: 1.72B (+3.1%)
1.62B
est: 1.66B (-2.1%)
1.52B
est: 1.62B (-6.3%)
1.05B
est: 1.13B (-7.1%)
1.71B
est: 1.62B (+6.0%)
1.57B
est: 1.65B (-4.7%)
1.67B
1.61B – 1.73B
+1.2% YoY
1.84B
1.76B – 1.87B
+9.9% YoY
1.95B
1.87B – 2.00B
+6.1% YoY
EBITDA
383.32M
est: 662.71M (-42.2%)
365.66M
est: 617.37M (-40.8%)
572.74M
est: 683.93M (-16.3%)
873.73M
est: 723.30M (+20.8%)
939.15M
est: 655.58M (+43.3%)
495.93M
est: 802.76M (-38.2%)
794.46M
est: 770.95M (+3.0%)
798.27M
est: 755.45M (+5.7%)
667.27M
est: 527.84M (+26.4%)
685.33M
est: 754.16M (-9.1%)
449.57M
est: 770.50M (-41.7%)
779.90M
750.03M – 807.29M
+1.2% YoY
856.83M
822.41M – 873.44M
+9.9% YoY
909.38M
873.67M – 933.81M
+6.1% YoY
EBIT
355.03M
est: 572.11M (-37.9%)
338.42M
est: 532.97M (-36.5%)
550.73M
est: 590.43M (-6.7%)
853.57M
est: 624.42M (+36.7%)
897.43M
est: 565.96M (+58.6%)
427.64M
est: 693.02M (-38.3%)
714.11M
est: 665.56M (+7.3%)
691.34M
est: 652.18M (+6.0%)
559.72M
est: 455.68M (+22.8%)
586.35M
est: 651.55M (-10.0%)
390.04M
est: 665.67M (-41.4%)
673.78M
647.98M – 697.45M
+1.2% YoY
740.25M
710.51M – 754.60M
+9.9% YoY
785.65M
754.79M – 806.76M
+6.1% YoY
Net Income
257.59M
est: 820.64M (-68.6%)
201.41M
est: 313.89M (-35.8%)
417.13M
est: 518.01M (-19.5%)
642.40M
est: 835.96M (-23.2%)
716.90M
est: 731.79M (-2.0%)
269.32M
est: 350.82M (-23.2%)
438.71M
est: 781.12M (-43.8%)
460.19M
est: 612.56M (-24.9%)
491.81M
est: 249.96M (+96.8%)
406.78M
est: 367.13M (+10.8%)
279.52M
est: 444.00M (-37.0%)
450.17M
386.45M – 493.34M
+1.4% YoY
518.01M
411.12M – 633.12M
+15.1% YoY
567.34M
538.37M – 587.15M
+9.5% YoY
SGA
83.00M
est: 113.71M (-27.0%)
77.29M
est: 105.93M (-27.0%)
52.44M
est: 117.35M (-55.3%)
88.18M
est: 124.10M (-28.9%)
58.62M
est: 112.48M (-47.9%)
50.83M
est: 137.74M (-63.1%)
98.92M
est: 132.28M (-25.2%)
161.15M
est: 129.62M (+24.3%)
127.00M
est: 90.57M (+40.2%)
142.49M
est: 279.35M (-49.0%)
777.10M
est: 285.40M (+172.3%)
288.88M
277.82M – 299.03M
+1.2% YoY
317.38M
304.63M – 323.53M
+9.9% YoY
336.84M
323.61M – 345.89M
+6.1% YoY
EPS
0.09
est: 0.10 (-10.4%)
0.05
est: 0.04 (+28.4%)
0.07
est: 0.06 (+12.7%)
0.10
est: 0.10 (-1.6%)
0.11
est: 0.09 (+23.6%)
0.04
est: 0.04 (-7.4%)
0.06
est: 0.10 (-34.5%)
0.06
est: 0.07 (-13.8%)
0.07
est: 0.03 (+117.8%)
0.05
est: 0.04 (+10.9%)
0.03
est: 0.05 (-37.0%)
0.05
0.05 – 0.06
+1.4% YoY
0.06
0.05 – 0.08
+15.1% YoY
0.07
0.07 – 0.07
+9.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 3/5 5/5 2/5 2/5 1/5 1/5 4/5
2026-05-28 B 3/5 5/5 2/5 2/5 1/5 2/5 4/5
2026-05-26 B 3/5 5/5 2/5 2/5 1/5 2/5 4/5
2026-05-25 B 3/5 5/5 2/5 2/5 1/5 2/5 4/5
2026-05-22 B 3/5 5/5 2/5 3/5 1/5 2/5 4/5
2026-05-21 B 3/5 5/5 2/5 2/5 1/5 2/5 4/5
2026-05-20 B 3/5 5/5 2/5 2/5 1/5 2/5 4/5
2026-05-19 B 3/5 5/5 2/5 3/5 1/5 2/5 4/5
2026-05-18 B 3/5 5/5 2/5 3/5 1/5 2/5 4/5
2026-05-15 B 3/5 5/5 2/5 3/5 1/5 1/5 4/5
2026-05-14 B 3/5 5/5 2/5 3/5 1/5 1/5 4/5
2026-05-13 B- 3/5 5/5 2/5 2/5 1/5 1/5 4/5
2026-05-12 B- 3/5 5/5 2/5 2/5 1/5 1/5 4/5
2026-05-11 B- 3/5 5/5 2/5 2/5 1/5 1/5 4/5
2026-05-08 B 3/5 5/5 2/5 3/5 1/5 1/5 4/5
2026-05-07 B 3/5 5/5 2/5 3/5 1/5 1/5 4/5
2026-05-06 B 3/5 5/5 2/5 3/5 1/5 1/5 4/5
2026-05-05 B 3/5 5/5 2/5 3/5 1/5 1/5 4/5
2026-05-04 B 3/5 5/5 2/5 3/5 1/5 1/5 4/5
2026-04-30 B 3/5 5/5 2/5 3/5 1/5 2/5 4/5
2026-04-29 B 3/5 5/5 2/5 3/5 1/5 2/5 4/5
2026-04-28 B 3/5 5/5 2/5 3/5 1/5 2/5 4/5
2026-04-27 B 3/5 5/5 2/5 3/5 1/5 2/5 4/5
2026-04-24 B 3/5 5/5 2/5 3/5 1/5 2/5 4/5
2026-04-23 B+ 3/5 5/5 2/5 4/5 1/5 2/5 4/5
2026-04-22 B+ 3/5 5/5 2/5 4/5 1/5 2/5 4/5
2026-04-21 B+ 3/5 5/5 2/5 4/5 1/5 2/5 4/5
2026-04-20 B+ 3/5 5/5 2/5 4/5 1/5 2/5 4/5
2026-04-17 B+ 3/5 5/5 2/5 4/5 1/5 2/5 4/5
2026-04-16 B+ 3/5 5/5 2/5 4/5 1/5 2/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.06B
OE per share TTM
0.13
Owner's Yield
19.56%
Maintenance CapEx ratio
55.78%
Maint CapEx / Avg PPE
23.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 47 ETFs in our universe

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
128.3K
Shares Outstanding
8.22B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Ahamed Usman Thahir Ghouse Group Chief Consumer Banking Officer male
Ai Hoon Koh Group Head of Secretarial & Legal female
Aniza Binti Zakaria Group Chief Internal Auditor female
Azlan Bin Shahrim Group Chief Strategy Officer male
Jesleigh Bin Johari Group Chief Operating Officer male
Joseph Dominic Silva Chief Executive Officer of MIDF Amanah Investment Bank male
Khalizul Bin Khalid Group Chief Compliance Officer male
Mohamed Rafe Mohamed Haneef Group Chief Executive Officer male
Mohd Farid Shah bin Mohd Basir Group Chief People Officer male
Noor Azman Bin Abdul Karim Group Chief Technology Officer male
Shahnaz Farouque Bin Jammal Ahmad Group Chief Financial Officer male
Wooi Keat Ong Group Chief Risk Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits