Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. (002807.SZ)
Jiangyin, CN
Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. is a financial institution offering a comprehensive suite of banking products and services to both individual customers and corporate entities throughout China. Its retail banking arm caters to individual clients with offerings such as deposit accounts, diverse financing options, bank cards, foreign currency exchange services, and wealth management solutions, complemented by various agency services. For its corporate clientele, the bank provides a range of financial instruments including specialized business deposits and various funding products, spanning traditional lending, technology-focused financing, and green finance solutions. Furthermore, the bank extends its services to international finance, providing solutions such as trade settlement, letters of credit, documentary collections, cross-border financing, and risk management tools like hedging, along with other specialized offerings. Beyond these, it supports small and micro-enterprises through dedicated financial products and offers modern digital banking channels, including online and mobile platforms, efficient payment processing, and various convenience services. With its origins tracing back to 2001, the institution is headquartered in Jiangyin, China.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.22% | -2.39% | -1.32% | -4.87% | -11.09% | -1.75% | +4.91% | +8.72% | +5.90% | -19.39% | -19.39% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2025-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 0 | -1 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-1.7% Q1'26: +0.5% (vs Q1'25)
-
EPS growth+5.1% Q1'26: +0.0% (vs Q1'25)
-
FCF margin— Q1'26: -88.4% (vs Q1'25)
-
EBIT margin— Q1'26: +21.8% (vs Q1'25)
-
ROIC— Q1'26: -7.7% (vs Q1'25)
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Share dilution-4.9% Q1'26: 0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 1.24× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
4.35B
est: 2.47B (+76.3%)
|
4.73B
est: 2.39B (+98.0%)
|
5.53B
est: 3.22B (+71.5%)
|
5.89B
est: 3.47B (+69.7%)
|
5.99B
est: 3.49B (+71.3%)
|
6.27B
est: 3.37B (+86.2%)
|
6.81B
est: 3.78B (+80.2%)
|
7.05B
est: 3.82B (+84.7%)
|
6.99B
est: 3.84B (+82.0%)
|
6.88B
est: 4.01B (+71.6%)
|
4.07B
4.06B – 4.08B
+1.5% YoY
|
4.14B
4.13B – 4.14B
+1.6% YoY
|
| EBITDA |
928.74M
est: 670.24M (+38.6%)
|
867.31M
est: 649.77M (+33.5%)
|
719.96M
est: 875.09M (-17.7%)
|
1.23B
est: 943.55M (+30.6%)
|
1.23B
est: 949.26M (+29.8%)
|
1.47B
est: 914.75M (+60.4%)
|
1.83B
est: 1.03B (+78.1%)
|
2.23B
est: 1.04B (+115.1%)
|
2.33B
est: 1.93B (+21.0%)
|
2.53B
est: 2.01B (+25.7%)
|
2.04B
2.04B – 2.05B
+1.5% YoY
|
2.08B
2.07B – 2.08B
+1.6% YoY
|
| EBIT |
833.30M
est: 615.38M (+35.4%)
|
772.08M
est: 596.59M (+29.4%)
|
605.76M
est: 803.47M (-24.6%)
|
1.11B
est: 866.33M (+28.4%)
|
1.11B
est: 871.57M (+27.0%)
|
1.32B
est: 839.89M (+57.7%)
|
1.68B
est: 942.91M (+77.6%)
|
2.07B
est: 952.14M (+117.9%)
|
2.17B
est: 1.84B (+18.3%)
|
2.36B
est: 1.92B (+23.4%)
|
1.95B
1.94B – 1.95B
+1.5% YoY
|
1.98B
1.97B – 1.98B
+1.6% YoY
|
| Net Income |
777.93M
est: 949.09M (-18.0%)
|
808.45M
est: 992.21M (-18.5%)
|
857.35M
est: 1.04B (-17.2%)
|
1.01B
est: 1.40B (-27.5%)
|
1.06B
est: 1.27B (-16.7%)
|
1.27B
est: 1.53B (-16.6%)
|
1.62B
est: 1.92B (-15.6%)
|
1.89B
est: 2.15B (-12.1%)
|
2.04B
est: 1.99B (+2.2%)
|
2.05B
est: 2.10B (-2.6%)
|
2.18B
2.17B – 2.18B
+3.5% YoY
|
2.26B
2.26B – 2.27B
+4.0% YoY
|
| SGA |
301.92M
est: 187.80M (+60.8%)
|
331.82M
est: 182.06M (+82.3%)
|
331.91M
est: 245.20M (+35.4%)
|
349.23M
est: 264.38M (+32.1%)
|
331.13M
est: 265.98M (+24.5%)
|
337.83M
est: 256.31M (+31.8%)
|
1.15B
est: 287.75M (+299.2%)
|
363.17M
est: 290.57M (+25.0%)
|
358.81M
est: 294.79M (+21.7%)
|
401.28M
est: 307.57M (+30.5%)
|
312.33M
311.67M – 312.98M
+1.5% YoY
|
317.35M
316.69M – 318.01M
+1.6% YoY
|
| EPS |
0.40
est: 0.37 (+9.1%)
|
0.38
est: 0.38 (-0.9%)
|
0.36
est: 0.40 (-10.0%)
|
0.50
est: 0.54 (-7.4%)
|
0.49
est: 0.49 (+0.0%)
|
0.59
est: 0.59 (+0.0%)
|
0.74
est: 0.74 (+0.0%)
|
0.87
est: 0.83 (+4.8%)
|
0.84
est: 0.81 (+3.7%)
|
0.83
est: 0.86 (-2.9%)
|
0.89
0.88 – 0.89
+3.5% YoY
|
0.92
0.92 – 0.92
+4.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | A- | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-08 | A- | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-07 | A- | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-06 | A- | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-30 | A | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-29 | A | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-28 | A | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-27 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-24 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-23 | A | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-22 | A | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-21 | A | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-20 | A | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-17 | A | 4/5 | 4/5 | 4/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-16 | A | 4/5 | 4/5 | 4/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-15 | A | 4/5 | 4/5 | 4/5 | 5/5 | 1/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | State Street SPDR S&P Emerging Markets Small Cap ETF EWX | 0.01% | 88.9K | 0.65% |
| 2 | Dimensional - Emerging Markets Value ETF DFEV | 0.00% | 98.2K | 0.46% |
| 3 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.00% | 252.5K | 0.39% |
| 4 | Vanguard FTSE All-World ex-US Small-Cap ETF VSS | 0.00% | 393.2K | 0.06% |
| 5 | Dimensional Emerging Markets Sustainability Core 1 ETF DFSE | 0.00% | 9.5K | 0.44% |
| 6 | Vanguard FTSE Emerging Markets All Cap Index ETF VEE.TO | 0.00% | 43.4K | 0.26% |
| 7 | Vanguard FTSE Emerging Markets Shares ETF VGE.AX | 0.00% | 19.2K | 0.48% |
| 8 | Vanguard FTSE Emerging Markets ETF VWO | 0.00% | 2.14M | 0.06% |
| 9 | Dimensional - Emerging Core Equity Market ETF DFAE | 0.00% | 94.5K | 0.29% |
| 10 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 107.9K | 0.28% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Anguo Wang | Vice President | — | male |
| Danjuan Bian | Secretary of the Board & Director | — | female |
| Feng Wang | Vice President | — | male |
| Gan Yu | Vice President | — | male |
| Hui Juan Chang | Chief Financial Officer & Head of Accounting Department | — | female |
| Kai Wang | Vice President | — | male |
| Kaicheng Chen | Vice President | — | male |
| Qinghua Ni | President & Non-Independent Director | — | male |
| Zhijuan Ni | Vice President | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 002807.SZ
Short-term intention
Target Price Distribution
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