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Zuger Kantonalbank (ZUGER.SW)

CHF10,450.00 -100.00 (-0.95%)
CH SIX Financial Services Banks - Regional
Address Bahnhofstrasse 1 6301
Zug, CH
CEO Hanspeter Rhyner
Website zugerkb.ch
IPO 2020-01-08
ISIN CH0493891243

Explore sections of this company profile

Description

Established in 1892 and based in Zug, Switzerland, Zuger Kantonalbank offers a wide array of financial solutions to both individual and business clients throughout Switzerland. For private individuals, its services encompass multi-currency deposit accounts, a selection of card products (including credit and debit), personal and savings accounts, and dedicated retirement provisions. The bank also delivers comprehensive wealth management, including investment guidance, professional asset administration, and convenient online financial trading platforms. Additionally, it assists clients with homeownership, providing mortgage solutions, alongside offering pension advice, financial strategizing, and tax-related support. Businesses benefit from the bank's corporate financial tools, which feature specialized savings accounts and business cards. Its funding capabilities extend to general corporate needs and real estate ventures, supplemented by occupational pension schemes and expert consultation on foundation and succession planning. Enhancing client convenience, Zuger Kantonalbank provides robust e-banking and mobile banking services, supported by its network of 14 physical branches.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
CHF10,450.00 -100.00 (-0.95%)
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Volume Profile
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Liquidity & share structure
Average Volume
71
Beta
0.03
Float Shares
142.8K
Free Float %
49.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.47% -0.47% -8.62% +7.51% +19.64% +18.57% +21.84% +38.38% +55.43% +65.63% +65.63%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
10,450.00
DCF (Unlevered) 37,571.08 +259.5%
DCF (Levered) 26,212.46 +150.8%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.43
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    -9.7% Q4'25: -15.9% (vs Q4'23)
  • EPS growth
    +7.2% Q4'25: -3.2% (vs Q4'23)
  • FCF margin
    Q4'25: +273.7% (vs Q4'23)
  • EBIT margin
    Q4'25: +34.8% (vs Q4'23)
  • ROIC
    Q4'25: +7.9% (vs Q4'23)
  • Share dilution
    0.0% Q4'25: 0.0% (vs Q4'23)
  • Debt / EBITDA
    Q4'25: 16.25× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.04) × ERP
WACC = 40% × Ke + 60% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 37,571.08 Current price: 10,450.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2000
actual
Dec 2001
actual
Dec 2008
actual
Dec 2009
actual
Dec 2010
actual
Revenue
190.82M
est.
207.06M
est.
211.43M
est: 204.22M (+3.5%)
214.77M
est: 208.38M (+3.1%)
196.07M
est: 215.82M (-9.1%)
EBITDA
74.14M
est.
80.45M
est.
247.68M
est: 79.35M (+212.1%)
201.32M
est: 80.97M (+148.6%)
197.56M
est: 83.86M (+135.6%)
EBIT
65.91M
est.
70.11M
est.
235.26M
est: 69.15M (+240.2%)
190.84M
est: 98.60M (+93.6%)
187.78M
est: 74.92M (+150.6%)
Net Income
36.90M
est.
34.65M
est.
61.30M
est: 50.62M (+21.1%)
61.38M
est: 84.62M (-27.5%)
61.05M
est: 61.32M (-0.4%)
SGA
61.99M
est.
168.30M
est.
29.00M
est: 65.03M (-55.4%)
28.98M
est: 125.32M (-76.9%)
29.48M
est: 127.60M (-76.9%)
EPS
128.24
est.
122.22
est.
216.71
est: 183.34 (+18.2%)
216.97
est: 198.79 (+9.1%)
211.77
est: 216.30 (-2.1%)
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-28 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-27 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-26 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-22 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-21 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-20 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-19 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-18 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-15 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-13 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-12 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-11 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-08 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-07 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-06 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-05 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-04 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-30 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-29 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-28 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-27 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-24 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-23 B 3/5 5/5 3/5 4/5 1/5 2/5 2/5
2026-04-22 B 3/5 5/5 3/5 4/5 1/5 2/5 2/5
2026-04-21 B 3/5 5/5 3/5 4/5 1/5 2/5 2/5
2026-04-20 B 3/5 5/5 3/5 4/5 1/5 2/5 2/5
2026-04-17 B 3/5 5/5 3/5 4/5 1/5 2/5 2/5
2026-04-16 B 3/5 5/5 3/5 4/5 1/5 2/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
36.67M
OE per share TTM
127.53
Owner's Yield
1.20%
Maintenance CapEx ratio
18.96%
Maint CapEx / Avg PPE
35.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 10 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares Core SPI(R) ETF (CH) CHSPI.SW 0.08% 5.41M 0.10%
2 Dimensional - International Small Cap Value ETF DISV 0.05% 2.22M 0.42%
3 Dimensional - International Small Cap ETF DFIS 0.03% 1.47M 0.39%
4 Dimensional International Sustainability Core 1 ETF DFSI 0.01% 156.0K 0.24%
5 Xtrackers - Xtrackers MSCI World Swap UCITS ETF 4C - EUR Hedged XWEH.DE 0.01% 1.97M 0.39%
6 Xtrackers MSCI World Swap UCITS ETF 1C XMWD.L 0.01% 1.97M 0.45%
7 State Street SPDR Portfolio Europe ETF SPEU 0.01% 77.2K 0.07%
8 Dimensional - International Core Equity 2 ETF DFIC 0.01% 920.1K 0.22%
9 Dimensional World ex U.S. Core Equity 2 ETF DFAX 0.01% 672.4K 0.28%
10 Dimensional - International Core Equity Market ETF DFAI 0.00% 170.6K 0.18%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
298.0K
Shares Outstanding
287.6K

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Hanspeter Rhyner Chairman of the Management Board & Chief Executive Officer 1M male
Andreas Henseler Head of Legal Affairs & Compliance and Secretary
Andreas Janett Deputy CEO, CFO, Head of Finance & Risk Department and Member of Management Board male
Claudio Deplazes Head of the Marketing Department male
Constantino Amoros Head of the Human Resources male
Denis Teuffer Head of the Internal Revision Department male
Jan Damrau Head of the Corporate Control Department & Member of Management Board male
Marcus Slöör Head of Wealth Management & Member of the Executive Board male
Martina Bonati Member of the Management Board & Head of Private and Corporate Customers Department female
Alex Müller Chief Investment Officer & Head of the Investment Center Department male
Peter Wicki Head of the Partner Management & Informatics Department male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits