Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
Yapi ve Kredi Bankasi A.S. (YKBNK.IS)
Istanbul, TR
Yapi ve Kredi Bankasi A.S., a financial institution headquartered in Istanbul, Turkey, has been in operation since its founding in 1944. Through its subsidiaries, the bank delivers a wide array of banking products and services, extending its geographic reach to the Netherlands, Azerbaijan, and Malta. The company's operations are organized into two primary divisions: Retail Banking, and Corporate, Commercial, and SME Banking. The Retail Banking segment caters to individual customers, offering a comprehensive suite of services. These include card payment solutions, various types of loans such as general purpose, vehicle, home, and commercial installment loans, along with both time and demand deposit options, and specialized gold banking. Furthermore, it provides investment accounts, diverse life and non-life insurance products, and payroll management services. This segment also facilitates trading in mutual funds, foreign exchange, gold, and equities, while delivering personalized advisory services spanning art, inheritance, real estate, taxation, education, and philanthropy. For its business clientele, the Corporate, Commercial, and SME Banking segment provides tailored solutions. This encompasses corporate banking for large-scale, international, and multinational corporations, commercial banking designed for medium-sized enterprises, and dedicated services for small and medium-sized businesses. Key offerings include working capital, trade, and project financing, alongside domestic and international non-cash credit facilities such as letters of credit and guarantees. Additionally, it delivers cash management and expert advisory services in both finance and equity management. Customers can conveniently access the bank's services through multiple channels, including ATMs, telephone, internet, and mobile banking platforms. As of December 31, 2021, Yapi ve Kredi Bankasi A.S. maintained a significant physical presence with 803 branches across Turkey, complemented by one international branch.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -4.63% | -0.11% | -2.02% | -11.12% | +17.57% | +4.58% | +51.52% | +225.71% | +1,695.26% | +1,385.49% | +11,478,687.88% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 10 | -1 |
| Hold | 4 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+28.8% Q1'26: +35.7% (vs Q1'25)
-
EPS growth+61.9% Q1'26: +77.8% (vs Q1'25)
-
FCF margin— Q1'26: +45.3% (vs Q1'25)
-
EBIT margin— Q1'26: +12.4% (vs Q1'25)
-
ROIC— Q1'26: +9.5% (vs Q1'25)
-
Share dilution+0.0% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 9.97× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 6 Rev. Ana. 3 EPS Ana. |
Dec 2027 5 Rev. Ana. 6 EPS Ana. |
Dec 2028 4 Rev. Ana. 4 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
19.22B
est: 9.61B (+100.0%)
|
22.71B
est: 11.53B (+97.0%)
|
26.81B
est: 12.97B (+106.7%)
|
40.93B
est: 18.51B (+121.1%)
|
43.46B
est: 19.07B (+127.9%)
|
42.79B
est: 23.12B (+85.1%)
|
65.36B
est: 27.98B (+133.6%)
|
169.36B
est: 95.16B (+78.0%)
|
310.16B
est: 136.83B (+126.7%)
|
540.01B
est: 129.13B (+318.2%)
|
695.71B
est: 214.82B (+223.9%)
|
286.08B
279.39B – 296.21B
+33.2% YoY
|
382.54B
359.13B – 409.40B
+33.7% YoY
|
492.55B
488.96B – 496.15B
+28.8% YoY
|
| EBITDA |
2.89B
est: 2.24B (+29.2%)
|
4.12B
est: 2.68B (+53.3%)
|
4.97B
est: 3.02B (+64.4%)
|
6.34B
est: 4.31B (+47.1%)
|
5.18B
est: 4.44B (+16.6%)
|
7.54B
est: 5.38B (+40.1%)
|
14.73B
est: 6.51B (+126.1%)
|
70.31B
est: 22.16B (+217.3%)
|
86.74B
est: 29.78B (+191.2%)
|
36.62B
est: 28.11B (+30.3%)
|
69.81B
est: 46.76B (+49.3%)
|
62.27B
60.82B – 64.48B
+33.2% YoY
|
83.27B
78.17B – 89.12B
+33.7% YoY
|
107.22B
106.43B – 108.00B
+28.8% YoY
|
| EBIT |
2.54B
est: 2.14B (+18.3%)
|
3.75B
est: 2.57B (+45.8%)
|
4.60B
est: 2.90B (+58.9%)
|
6.05B
est: 4.13B (+46.3%)
|
4.53B
est: 4.26B (+6.5%)
|
6.80B
est: 5.16B (+31.7%)
|
13.89B
est: 6.25B (+122.4%)
|
69.19B
est: 21.25B (+225.6%)
|
85.03B
est: 28.78B (+195.5%)
|
33.69B
est: 27.16B (+24.1%)
|
65.26B
est: 45.18B (+44.5%)
|
60.16B
58.76B – 62.29B
+33.2% YoY
|
80.45B
75.52B – 86.10B
+33.7% YoY
|
103.58B
102.83B – 104.34B
+28.8% YoY
|
| Net Income |
1.91B
est: 2.30B (-17.2%)
|
2.93B
est: 3.65B (-19.7%)
|
3.61B
est: 4.52B (-20.0%)
|
4.67B
est: 4.52B (+3.2%)
|
3.60B
est: 3.87B (-6.9%)
|
5.08B
est: 5.17B (-1.7%)
|
10.49B
est: 9.92B (+5.8%)
|
52.74B
est: 51.07B (+3.3%)
|
68.01B
est: 61.30B (+10.9%)
|
29.02B
est: 29.80B (-2.6%)
|
47.09B
est: 50.21B (-6.2%)
|
82.52B
75.95B – 84.29B
+64.4% YoY
|
106.87B
94.01B – 119.72B
+29.5% YoY
|
129.84B
117.39B – 176.37B
+21.5% YoY
|
| SGA |
129.42M
est: 25.97M (+398.4%)
|
114.07M
est: 31.17M (+266.0%)
|
142.30M
est: 35.06M (+305.8%)
|
133.34M
est: 50.05M (+166.4%)
|
125.23M
est: 51.54M (+143.0%)
|
151.65M
est: 62.51M (+142.6%)
|
183.91M
est: 75.64M (+143.1%)
|
427.77M
est: 257.28M (+66.3%)
|
847.89M
est: 331.98M (+155.4%)
|
1.03B
est: 313.30M (+227.6%)
|
1.50B
est: 521.19M (+187.9%)
|
694.07M
677.85M – 718.64M
+33.2% YoY
|
928.09M
871.31M – 993.26M
+33.7% YoY
|
1.20B
1.19B – 1.20B
+28.8% YoY
|
| EPS |
0.28
est: 0.27 (+2.6%)
|
0.43
est: 0.43 (-0.6%)
|
0.53
est: 0.53 (-0.9%)
|
0.73
est: 0.54 (+36.4%)
|
0.43
est: 0.46 (-6.1%)
|
0.60
est: 0.61 (-1.9%)
|
1.24
est: 1.17 (+5.6%)
|
6.24
est: 6.05 (+3.2%)
|
8.05
est: 7.26 (+10.9%)
|
3.44
est: 3.50 (-1.8%)
|
5.57
est: 5.90 (-5.7%)
|
9.41
8.99 – 9.98
+59.3% YoY
|
12.85
11.13 – 14.17
+36.6% YoY
|
16.61
13.90 – 20.88
+29.3% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-05-08 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-05-07 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-05-06 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-05-05 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-05-04 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-30 | B+ | 3/5 | 3/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-29 | B+ | 3/5 | 3/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-28 | B+ | 3/5 | 3/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-27 | B+ | 3/5 | 3/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-24 | B+ | 3/5 | 3/5 | 5/5 | 4/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-22 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-21 | A | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-20 | A | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-17 | A | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-16 | A | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-15 | A | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Baris Savur | Financial Reporting & Accounting Executive Vice President | — | — |
| Demir Karaaslan | Chief Financial Officer and Assistant GM of Financial Planning & Administration | — | male |
| Gokhan Erun | Chief Executive Officer, GM & Executive Director | — | male |
| Hakan Kaya | Chief Legal Officer & General Counsel | — | male |
| Hale Tunaboylu | Head of Project and Structured Finance | — | female |
| Hilal Varol | Director of Investor Relations & Strategic Analysis | — | female |
| Korkut Okay | Executive Vice President of Banking Operations | — | male |
| Mehmet Erkan Ozdemir | Assistant General Manager of Compliance, Internal Control & Risk Management | — | male |
| Ozden Onaldi | Assistant GM of Human Resources & Internal Services Management | — | female |
| Ugur Gokhan Ozdinc | Assistant Manager of Technology, Data & Process Management | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for YKBNK.IS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
