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Yes Bank Limited (YESBANK.NS)

INR23.60 -0.01 (-0.04%)
IN NSE Financial Services Banks - Regional
Address YES BANK House 400055
Mumbai, IN
CEO Vinay Muralidhar Tonse
Website yesbank.in
IPO 2005-07-12
ISIN INE528G01035

Explore sections of this company profile

Also trades on Bombay Stock Exchange · YESBANK.BO (INR) National Stock Exchange of India · YESBANK.NS (INR)
Description

Yes Bank Limited, an Indian financial institution, delivers a comprehensive array of banking and financial solutions primarily within India. Its operations are organized into key divisions: Treasury, Corporate/Wholesale Banking, Retail Banking, and various other banking activities. For corporate clients, the bank extends services like working capital provisions, term lending, trade finance, cash management, access to debt capital markets, treasury services, investment banking expertise, foreign currency and international financing options, and liquidity management. Retail customers benefit from a broad spectrum of products, including a variety of loans such as those for homes, vehicles (cars, motorcycles, commercial vehicles), construction equipment, gold, personal needs, and secured business ventures, alongside loans against securities. It also facilitates financing for healthcare and printing equipment and offers specialized business banking solutions for micro, small, and medium-sized enterprises (MSMEs). Furthermore, Yes Bank delivers financial and advisory support to government entities at both union and state levels, including public sector undertakings, various boards, and associated organizations. It also supplies banking solutions tailored for cooperative banks, mutual funds, stockbrokers, non-banking financial companies (NBFCs), payment aggregators, regulated payment operators, and other financial entities. The bank's extensive offerings also encompass essential banking tools such as debit and credit cards, current and savings accounts, and both fixed and recurring deposit options. Clients can access wealth management and insurance products, convenient mobile and online banking platforms, and transaction banking services. Beyond this, it provides mergers and acquisitions advisory, private equity and structured debt financing, and efficient remittance solutions. As of March 31, 2022, Yes Bank maintained a physical footprint of 1,122 branches and 1,244 ATMs, which include bunch note acceptors/recyclers. Established in 2003, the company's main office is located in Mumbai, India.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR23.60 -0.01 (-0.04%)
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Volume Profile
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Liquidity & share structure
Average Volume
132M
Beta
0.48
Float Shares
15.43B
Free Float %
49.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+3.60% +0.35% +4.12% +22.45% +5.02% +6.57% +14.19% +40.37% +63.26% -89.19% +89.15%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
23.60
DCF (Unlevered) 7.57 -67.9%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 9% Bullish
Rating 2026-06 Change
Strong Buy 0 0
Buy 1 0
Hold 2 0
Sell 7 0
Strong Sell 1 0
Quality scores
Altman Z-Score
0.31
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    -4.0% Q1'26: -15.3% (vs Q1'25)
  • EPS growth
    +43.6% Q1'26: +41.7% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +15.3% (vs Q1'25)
  • ROIC
    Q1'26: +5.5% (vs Q1'25)
  • Share dilution
    0.0% Q1'26: +2.5% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 11.29× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.48) × ERP
WACC = 52% × Ke + 48% × Kd (31.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 7.56 Current price: 23.60
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2006
actual
Mar 2007
actual
Mar 2008
actual
Mar 2009
actual
Mar 2010
actual
Mar 2011
actual
Mar 2012
actual
Mar 2013
actual
Mar 2014
actual
Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
11 Rev. Ana.
9 EPS Ana.
Mar 2027
10 Rev. Ana.
9 EPS Ana.
Mar 2028
10 Rev. Ana.
9 EPS Ana.
Mar 2029
4 Rev. Ana.
3 EPS Ana.
Revenue
2.90B
est: 829.25M (+249.6%)
7.82B
est: 1.75B (+346.6%)
16.65B
est: 3.72B (+347.6%)
24.38B
est: 4.93B (+394.4%)
29.45B
est: 7.54B (+290.5%)
46.73B
est: 12.70B (+267.8%)
71.50B
est: 24.63B (+190.3%)
95.96B
est: 34.23B (+180.3%)
116.17B
est: 43.62B (+166.3%)
136.83B
est: 54.98B (+148.9%)
162.60B
est: 71.55B (+127.3%)
205.91B
est: 95.46B (+115.7%)
253.03B
est: 129.80B (+94.9%)
336.16B
est: 156.29B (+115.1%)
231.51B
est: 109.27B (+111.9%)
217.46B
est: 115.29B (+88.6%)
216.46B
est: 98.30B (+120.2%)
241.69B
est: 118.87B (+103.3%)
335.06B
est: 120.18B (+178.8%)
388.28B
est: 147.31B (+163.6%)
158.05B
147.12B – 160.54B
+7.3% YoY
189.15B
185.06B – 197.87B
+19.7% YoY
222.60B
216.25B – 230.18B
+17.7% YoY
253.88B
253.54B – 254.23B
+14.1% YoY
EBITDA
636.12M
est: 24.20M (+2,528.7%)
1.12B
est: 51.11M (+2,083.1%)
2.25B
est: 108.57M (+1,975.9%)
3.52B
est: 143.93M (+2,344.2%)
5.34B
est: 220.09M (+2,328.3%)
7.62B
est: 370.72M (+1,955.4%)
10.18B
est: 718.80M (+1,316.0%)
13.52B
est: 998.81M (+1,254.0%)
23.83B
est: 1.27B (+1,772.2%)
29.89B
est: 1.60B (+1,762.7%)
26.42B
est: 2.09B (+1,165.1%)
35.12B
est: 2.79B (+1,160.9%)
44.66B
est: 3.79B (+1,078.9%)
26.54B
est: 4.56B (+482.0%)
-204.96B
est: 3.19B (-6,528.0%)
-31.29B
est: -13.91B (-124.9%)
14.67B
est: -14.40B (+201.9%)
14.15B
est: -16.13B (+187.7%)
20.83B
est: 10.20B (+104.3%)
37.17B
est: 12.65B (+193.8%)
13.41B
12.48B – 13.62B
+6.0% YoY
16.05B
15.70B – 16.79B
+19.7% YoY
18.89B
18.35B – 19.53B
+17.7% YoY
21.54B
21.51B – 21.57B
+14.1% YoY
EBIT
553.25M
est: 10.44M (+5,201.1%)
943.65M
est: 22.04M (+4,181.2%)
2.00B
est: 3.05B (-34.5%)
3.04B
est: 4.06B (-25.2%)
4.78B
est: 7.12B (-32.9%)
7.27B
est: 12.24B (-40.6%)
9.77B
est: 21.18B (-53.9%)
13.01B
est: 20.15B (-35.4%)
23.20B
est: 24.54B (-5.5%)
29.02B
est: 29.64B (-2.1%)
25.30B
est: 37.34B (-32.2%)
33.40B
est: 50.83B (-34.3%)
42.33B
est: 68.83B (-38.5%)
23.49B
est: 74.07B (-68.3%)
-208.38B
est: 20.21B (-1,131.2%)
-34.89B
est: -148.89B (+76.6%)
10.64B
est: -154.08B (+106.9%)
9.81B
est: -172.63B (+105.7%)
15.38B
est: 8.25B (+86.4%)
32.24B
est: -237.84B (+113.6%)
10.85B
10.10B – 11.02B
+104.6% YoY
12.98B
12.70B – 13.58B
+19.7% YoY
15.28B
14.84B – 15.80B
+17.7% YoY
17.43B
17.40B – 17.45B
+14.1% YoY
Net Income
553.25M
est: 12.48B (-95.6%)
943.65M
est: 1.17B (-19.2%)
2.00B
est: 2.01B (-0.3%)
3.04B
est: 2.65B (+14.6%)
4.78B
est: 4.65B (+2.8%)
7.27B
est: 8.05B (-9.6%)
9.77B
est: 14.10B (-30.7%)
13.01B
est: 13.58B (-4.2%)
16.11B
est: 16.58B (-2.8%)
19.97B
est: 20.59B (-3.0%)
25.30B
est: 25.70B (-1.6%)
33.40B
est: 34.23B (-2.4%)
42.33B
est: 45.49B (-6.9%)
17.09B
est: 50.54B (-66.2%)
-164.33B
est: 14.70B (-1,217.5%)
-34.89B
est: -117.41B (+70.3%)
10.64B
est: -121.51B (+108.8%)
7.36B
est: -136.13B (+105.4%)
12.85B
est: 15.91B (-19.2%)
24.46B
est: 27.39B (-10.7%)
35.12B
27.88B – 37.17B
+28.2% YoY
43.77B
36.69B – 48.92B
+24.6% YoY
55.25B
47.04B – 62.72B
+26.2% YoY
72.94B
68.80B – 78.18B
+32.0% YoY
SGA
226.13M
est: 2.20M (+10,189.9%)
489.37M
est: 4.64M (+10,444.0%)
878.20M
est: 9.86M (+8,806.8%)
1.14B
est: 13.07M (+8,628.2%)
112.08M
est: 19.99M (+460.8%)
220.77M
est: 10.73B (-97.9%)
120.00M
est: 15.09B (-99.2%)
348.30M
est: 14.21B (-97.5%)
626.66M
est: 19.76B (-96.8%)
723.77M
est: 27.07B (-97.3%)
884.78M
est: 33.89B (-97.4%)
1.07B
est: 47.92B (-97.8%)
1.04B
est: 67.59B (-98.5%)
778.29M
est: 81.51B (-99.0%)
493.50M
est: 104.43B (-99.5%)
622.30M
est: 305.51M (+103.7%)
41.55B
est: 260.50M (+15,851.3%)
48.72B
est: 315.01M (+15,367.5%)
55.63B
est: 19.96B (+178.8%)
59.24B
est: 24.46B (+142.2%)
26.24B
24.43B – 26.66B
+7.3% YoY
31.41B
30.73B – 32.85B
+19.7% YoY
36.96B
35.91B – 38.22B
+17.7% YoY
42.15B
42.10B – 42.21B
+14.1% YoY
EPS
0.44
est: 0.40 (+10.6%)
0.69
est: 0.66 (+4.1%)
1.40
est: 1.33 (+5.1%)
2.05
est: 2.02 (+1.3%)
3.13
est: 2.85 (+9.8%)
4.22
est: 4.18 (+0.8%)
5.57
est: 5.61 (-0.7%)
7.31
est: 7.08 (+3.3%)
8.95
est: 8.61 (+3.9%)
9.83
est: 9.87 (-0.4%)
12.08
est: 11.98 (+0.9%)
15.82
est: 15.19 (+4.2%)
18.46
est: 17.96 (+2.8%)
0.66
est: 18.79 (-96.5%)
-6.31
est: -15.88 (+60.3%)
-1.65
est: -0.56 (-196.2%)
0.42
est: 0.31 (+36.6%)
0.28
est: 0.28 (0.0%)
0.45
est: 0.50 (-10.5%)
0.79
est: 0.81 (-2.2%)
1.03
0.89 – 1.19
+26.9% YoY
1.35
1.17 – 1.56
+31.5% YoY
1.76
1.50 – 2.00
+30.6% YoY
2.31
2.19 – 2.49
+30.9% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-06-12 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-06-11 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-06-10 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-06-09 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-06-08 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-06-05 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-06-04 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-06-03 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-06-02 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-06-01 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-05-29 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-05-27 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-05-26 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-05-25 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-05-22 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-05-21 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-05-20 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-05-19 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-05-18 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-05-15 C+ 2/5 1/5 2/5 3/5 1/5 2/5 3/5
2026-05-14 C+ 2/5 1/5 2/5 3/5 1/5 2/5 3/5
2026-05-13 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-12 C+ 2/5 1/5 2/5 3/5 2/5 2/5 3/5
2026-05-11 C+ 2/5 1/5 2/5 3/5 1/5 2/5 3/5
2026-05-08 C+ 2/5 1/5 2/5 3/5 1/5 2/5 3/5
2026-05-07 C+ 2/5 1/5 2/5 3/5 1/5 2/5 3/5
2026-05-06 C+ 2/5 1/5 2/5 3/5 1/5 2/5 3/5
2026-05-05 C+ 2/5 1/5 2/5 3/5 1/5 2/5 3/5
2026-05-04 C+ 2/5 1/5 2/5 3/5 1/5 2/5 3/5
2026-04-30 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-04-29 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-04-28 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-04-27 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-04-24 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-04-23 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-04-22 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-04-21 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-04-20 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-04-17 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-04-16 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
5.54B
OE per share TTM
0.18
Owner's Yield
0.76%
Maintenance CapEx ratio
4.52%
Maint CapEx / Avg PPE
8.4%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 7 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Schwab Emerging Markets Equity ETF SCHE 0.06% 7.09M 0.06%
2 Vanguard Emerging Markets Ex-China ETF VEXC 0.05% 126.4K 0.07%
3 Vanguard FTSE Emerging Markets ETF VWO 0.03% 56.84M 0.06%
4 Vanguard ESG International Stock ETF VSGX 0.01% 847.8K 0.10%
5 Vanguard FTSE All-World ex-US ETF VEU 0.01% 9.80M 0.04%
6 Vanguard Total International Stock ETF VXUS 0.01% 63.53M 0.05%
7 Vanguard Total World Stock ETF VT 0.00% 3.41M 0.06%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.66M
Shares Outstanding
31.39B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Rajan Pental Global Head of Retail Banking & Executive Director 41M male
Manish Jain Executive Director 11M male
Niranjan Banodkar Group Chief Financial Officer male
Rajat Chhalani Chief Compliance Officer male
Sachin Raut Chief Operating Officer male
Sanjay Gangadharan Nambiar Group President, Legal Head & General Counsel male
Vinay Muralidhar Tonse CEO & MD male
Mahesh Ramamoorthy Chief Information Officer male
Vinod Bahety Senior Group President & Global Head of Corporate Finance Infrastructure Banking male
Nipun Kaushal Chief Marketing Officer & Head of CSR male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits