Versailles Financial Corporation (VERF)
Versailles, OH, US
Versailles Financial Corporation serves as the parent holding company for Versailles Savings and Loan Company, a financial institution primarily focused on delivering a range of banking products and services to customers across Darke and Shelby counties. Its comprehensive suite of deposit offerings features checking, money market, passbook savings, and statement savings accounts, alongside time deposits, business accounts, IRAs, and certificates of deposit. The corporation extends a variety of lending solutions. These include diverse real estate loans like fixed and variable-rate mortgages, construction/permanent financing, home improvement loans, and building lot loans, in addition to specialized first-time home buyer programs. For individuals, it provides consumer and personal loans covering new and used vehicles (cars, light trucks, motorcycles, watercraft, and recreational vehicles). Commercial lending options are also available. Further enhancing customer convenience, the company issues debit cards and offers robust online banking services. With roots tracing back to its founding in 1887, Versailles Financial Corporation is headquartered in Versailles, Ohio.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | -0.75% | -0.75% | -0.40% | +0.60% | +19.76% | +19.76% | +18.35% | +47.94% | +39.80% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
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Revenue growth+6.9% Q1'26: +46.4% (vs Q1'25)
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EPS growth+211.1% Q1'26: +23.4% (vs Q1'25)
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FCF margin— Q1'26: +0.0% (vs Q1'25)
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EBIT margin— Q1'26: +26.2% (vs Q1'25)
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ROIC— Q1'26: +6.3% (vs Q1'25)
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Share dilution-0.1% Q1'26: -9.3% (vs Q1'25)
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Debt / EBITDA— Q1'26: 0.00× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-04-30 | C+ | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 2/5 | 4/5 |
| 2026-04-29 | C+ | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 2/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Cheryl Gehret | Vice President, Chief Financial Officer & Corporate Secretary | — | female |
| Jerome F. Bey | President, Chief Executive Officer & Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Short-term intention
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