US Metro Bancorp, Inc. (USMT)
Garden Grove, CA, US
US Metro Bancorp, Inc. serves as the holding company for US Metro Bank, offering a comprehensive suite of banking services to both commercial enterprises and individual clients. The bank's deposit solutions include checking, savings, money market, and certificate of deposit accounts, in addition to treasury management services. It also extends various lending products such as real estate loans, business term loans, lines of credit, Small Business Administration (SBA) loans, and specialized financing for construction and warehouse facilities. Complementary services feature online and mobile banking, ATM access, telebanc features, wire transfers, safe deposit boxes, and debit cards. As of August 24, 2021, the company maintained five operational branches across Southern California, alongside loan production offices situated in Dallas, Seattle, New York, and Atlanta. Founded in 2006, US Metro Bancorp, Inc. is headquartered in Garden Grove, California.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.92% | +3.77% | -3.68% | +5.97% | +6.80% | +30.95% | +50.68% | +50.68% | +189.47% | -47.62% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
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Revenue growth+11.7% Q1'26: +23.9% (vs Q1'25)
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EPS growth+72.1% Q1'26: +50.0% (vs Q1'25)
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FCF margin— Q1'26: +0.0% (vs Q1'25)
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EBIT margin— Q1'26: +19.2% (vs Q1'25)
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ROIC— Q1'26: +9.4% (vs Q1'25)
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Share dilution-15.5% Q1'26: -7.6% (vs Q1'25)
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Debt / EBITDA— Q1'26: 1.12× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-28 | B+ | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-05-22 | B+ | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-05-20 | B+ | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-05-18 | B+ | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-05-15 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-05-13 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-05-07 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-05-06 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-04-29 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-04-28 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-04-27 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-04-20 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 2/5 | 3/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
| Date | Person | Role | Transaction | A/D | Security | Shares | Price | Value | Owned after | D/I | Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2004-03-24 | Ranzini Family Trust | Director / 10% Owner | — | I | Common Stock $1.00 par value | 0 | 0.00 | — | 2,601,885 | — | ↗ |
| 2004-03-24 | RANZINI STEPHEN LANGE | Director / Officer / 10% Owner | J-Other | A | Common Stock, $1.00 par value | 1,178,916 | 0.00 | — | 2,754,050 | — | ↗ |
| 2004-03-24 | LYRE LLC | 10% Owner | J-Other | A | Common Stock, $1.00 par value | 1,800,045 | 0.00 | — | 2,601,885 | — | ↗ |
| 2004-03-24 | CROCKATT CLIFTON S | Director / Officer / 10% Owner | J-Other | A | Common Stock, $1.00 par value | 1,800,045 | 0.00 | — | 2,751,885 | — | ↗ |
| 2004-03-24 | CCG PARTNERS LLC | Director / 10% Owner | J-Other | A | Common Stock, $1.00 par value | 1,800,045 | 0.00 | — | 2,601,885 | — | ↗ |
| 2004-03-24 | AGRESTA DENNIS M | Officer / 10% Owner | J-Other | A | Common Stock, $1.00 par value | 1,800,045 | 0.00 | — | 2,614,460 | — | ↗ |
| 2003-12-31 | CROCKATT CLIFTON S | Director / Officer / 10% Owner | — | — | — | 0 | 0.00 | — | 0 | — | ↗ |
| 2003-12-11 | RANZINI STEPHEN LANGE | Director / Officer / 10% Owner | — | I | Common Stock, $1.00 par value | 0 | 0.00 | — | 801,840 | — | ↗ |
| 2003-12-11 | LYRE LLC | 10% Owner | — | D | Common Stock, $1.00 par value | 0 | 0.00 | — | 801,840 | — | ↗ |
| 2003-12-11 | FORTSON NICHOLAS K | Officer | — | D | Common stock, $1.00 par value | 0 | 0.00 | — | 0 | — | ↗ |
| 2003-12-11 | CCG PARTNERS LLC | Director / 10% Owner | — | I | Common Stock, $1.00 par value | 0 | 0.00 | — | 801,840 | — | ↗ |
| 2003-12-11 | AGRESTA DENNIS M | Officer / 10% Owner | — | I | Common Stock, $1.00 par value | 0 | 0.00 | — | 801,840 | — | ↗ |
| 1986-12-31 | GUZIATEK RICHARD J | Director | — | D | Common stock, $1.00 par value | 0 | 0.00 | — | 500 | — | ↗ |
| 1986-02-17 | CROCKATT CLIFTON S | Officer | — | D | Common stock, $1.00 par vale | 0 | 0.00 | — | 0 | — | ↗ |
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Dong Il Kim | President, Chief Executive Officer & Director | 294.1K | male |
| Cliff Sung | Executive Vice President & Chief Credit Officer | — | — |
| Abraham Pak | Senior Executive Vice President & Chief Operating Officer | — | — |
| Jeremy Johnson | Executive Vice President & Chief Financial Officer | — | male |
| Ryan Shin | Executive Vice President & Chief Lending Officer | — | male |
| Seung Hoon Kang | Executive Vice President & CMO | — | — |
| Janette Mah | Senior EVP & Chief Banking Officer | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for USMT
Short-term intention
Target Price Distribution
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