UCO Bank (UCOBANK.NS)
Kolkata, IN
UCO Bank offers a comprehensive range of banking and financial services, operating both within India and globally. It provides various deposit solutions, such as current, savings, and salary accounts, alongside fixed, recurring, and foreign currency deposits, as well as fee collection services. The bank extends a wide array of loan products, including financing for agriculture, housing, education, personal needs, vehicles, and mortgages. Furthermore, it supplies funding to micro and small enterprises, working capital, term loans, infrastructure projects, and general agricultural credit. Beyond traditional banking, UCO Bank also provides life, health, and general insurance products, credit and debit cards, and internet banking facilities. Its international services cater to Non-Resident Indians (NRIs), offer foreign currency loans, facilitate finance for exporters and importers, handle remittances, provide forex and treasury services, manage resident foreign currency deposits, and offer correspondent banking. These services serve a diverse clientele, including Indian customers, corporations, NRIs, overseas corporate bodies, foreign companies/individuals, and foreign banks. The bank is also involved in government deposit schemes/bonds, pension payments, and tax collection services, and provides merchant banking and mutual fund offerings. As of March 31, 2022, UCO Bank maintained a network of 3,072 domestic branches and two overseas branches. Founded in 1943 and headquartered in Kolkata, India, the institution was initially known as The United Commercial Bank Ltd. before officially changing its name to UCO Bank in December 1985.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.29% | +1.20% | -5.90% | -14.89% | -18.10% | -14.40% | -26.44% | -4.14% | +85.37% | -28.38% | +28.62% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+5.8% Q1'26: +29.8% (vs Q1'25)
-
EPS growth+7.3% Q1'26: +14.3% (vs Q1'25)
-
FCF margin— Q1'26: -274.5% (vs Q1'25)
-
EBIT margin— Q1'26: +17.4% (vs Q1'25)
-
ROIC— Q1'26: +9.8% (vs Q1'25)
-
Share dilution+24.8% Q1'26: +5.3% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 4.67× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2012 actual |
Mar 2013 actual |
Mar 2015 actual |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
|---|---|---|---|---|---|---|
| Revenue |
153.55B
est: 49.89B (+207.8%)
|
177.39B
est: 54.13B (+227.7%)
|
212.83B
est: 78.71B (+170.4%)
|
202.54B
est: 77.43B (+161.6%)
|
186.42B
est: 92.99B (+100.5%)
|
151.41B
est: 113.35B (+33.6%)
|
| EBITDA |
11.87B
est: 5.00B (+137.2%)
|
7.05B
est: 5.43B (+29.9%)
|
17.17B
est: 7.89B (+117.5%)
|
-43.24B
est: 7.77B (-656.7%)
|
-25.37B
est: 9.33B (-372.0%)
|
-42.85B
est: 11.37B (-476.9%)
|
| EBIT |
11.09B
est: 4.50B (+146.4%)
|
6.18B
est: 15.65B (-60.5%)
|
15.82B
est: 22.76B (-30.5%)
|
-44.60B
est: 6.85B (-751.4%)
|
-26.90B
est: -33.88B (+20.6%)
|
-44.36B
est: 10.28B (-531.7%)
|
| Net Income |
9.43B
est: 182.15B (-94.8%)
|
5.90B
est: 12.03B (-51.0%)
|
11.38B
est: 124.23B (-90.8%)
|
-27.99B
est: 69.24B (-140.4%)
|
-18.51B
est: -34.12B (+45.8%)
|
-44.36B
est: 45.93B (-196.6%)
|
| SGA |
619.62M
est: 131.35M (+371.7%)
|
709.00M
est: 37.16B (-98.1%)
|
740.87M
est: 54.04B (-98.6%)
|
671.36M
est: 199.86M (+235.9%)
|
679.61M
est: 244.84M (+177.6%)
|
601.20M
est: 299.94M (+100.4%)
|
| EPS |
15.02
est: 18.16 (-17.3%)
|
6.28
est: 11.53 (-45.5%)
|
11.20
est: 12.44 (-10.0%)
|
-3.25
est: 6.94 (-146.9%)
|
-2.15
est: 5.57 (-138.6%)
|
-25.23
est: 4.56 (-653.8%)
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-27 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-26 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-25 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-22 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-21 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-20 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-19 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-18 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-15 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-14 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-13 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-12 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-11 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-08 | B | 3/5 | 2/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-07 | B | 3/5 | 2/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-06 | B | 3/5 | 2/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-05 | B | 3/5 | 2/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-04 | B | 3/5 | 2/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-30 | C- | 1/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-29 | C- | 1/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-28 | C- | 1/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-27 | C- | 1/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-24 | C- | 1/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | C- | 1/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-22 | C- | 1/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-21 | C- | 1/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-20 | C- | 1/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-17 | C- | 1/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-16 | C- | 1/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Vijaykumar Nivrutti Kamble | Executive Director | 8M | male |
| Rajendra Kumar Saboo | Executive Director | 8M | male |
| Ashwani Kumar | MD, Chief Executive Officer & Director | 7M | male |
| Rajesh Nagar | General Manager of Human Resource Management & Personnel Service Department | — | male |
| Saroj Ranjan Nayak | General Manager of Operations & Services Department | — | male |
| Sumit Khandelwal | Chief Financial Officer | — | male |
| Ankit Rana | General Manager of Recovery & Law Department | — | male |
| Vikash Gupta | Company Secretary & Compliance Officer | — | male |
| Dheerendra Settipalli | Chief Vigilance Officer | — | — |
| Manish Kumar | General Manager of Credit Monitoring Department | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for UCOBANK.NS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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