Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
UmweltBank AG (UBK.DE)
Nuremberg, DE
Operating as a financial institution in Germany, UmweltBank AG delivers a diverse array of banking and financial services. Its offerings include various deposit solutions, structured savings plans, environmentally-focused bonds, and specialized ecological investment accounts. The bank also provides personal credit and funds for construction endeavors. Furthermore, customers can access guaranteed bonus schemes, income-generating programs, a variety of investment instruments, as well as insurance and pension provisions, all supported by convenient online and telephone banking services. A significant aspect of its operations involves financing sustainable projects, such as residential developments, photovoltaic installations, wind and hydropower facilities, and biomass ventures. UmweltBank AG was established in 1997 and is headquartered in Nuremberg, Germany.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.03% | -3.50% | +1.58% | -1.53% | +9.04% | +7.22% | -25.48% | -65.99% | -77.17% | -20.58% | +19.88% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 3 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+4.2%
-
EPS growth+1.0%
-
FCF margin— Q2'25: +0.0%
-
EBIT margin— Q2'25: +15.8%
-
ROIC— Q2'25: +3.2%
-
Share dilution+0.0%
-
Debt / EBITDA—
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 2 EPS Ana. |
Dec 2027 1 Rev. Ana. 2 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
73.90M
est: 53.31M (+38.6%)
|
81.19M
est: 58.47M (+38.9%)
|
83.11M
est: 70.36M (+18.1%)
|
81.42M
est: 72.60M (+12.1%)
|
106.53M
est: 74.09M (+43.8%)
|
107.28M
est: 80.23M (+33.7%)
|
111.81M
est: 84.99M (+31.6%)
|
88.30M
est.
|
85.60M
85.60M – 85.60M
-3.1% YoY
|
108.10M
108.10M – 108.10M
+26.3% YoY
|
154.56M
154.56M – 154.56M
+43.0% YoY
|
| EBITDA |
30.85M
est: 9.58M (+222.0%)
|
31.82M
est: 10.30M (+208.8%)
|
28.02M
est: 12.65M (+121.6%)
|
33.01M
est: 13.05M (+153.0%)
|
28.92M
est: 56.61M (-48.9%)
|
-4.94M
est: 14.42M (-134.2%)
|
-7.75M
est: 15.28M (-150.8%)
|
15.87M
est.
|
15.39M
15.39M – 15.39M
-3.1% YoY
|
19.43M
19.43M – 19.43M
+26.3% YoY
|
27.78M
27.78M – 27.78M
+43.0% YoY
|
| EBIT |
28.91M
est: 9.48M (+204.9%)
|
28.86M
est: 10.20M (+183.0%)
|
29.85M
est: 12.51M (+138.5%)
|
32.09M
est: 12.91M (+148.5%)
|
28.21M
est: 33.22M (-15.1%)
|
-5.64M
est: 14.27M (-139.5%)
|
-8.52M
est: 15.12M (-156.3%)
|
15.71M
est.
|
15.23M
15.23M – 15.23M
-3.1% YoY
|
19.23M
19.23M – 19.23M
+26.3% YoY
|
27.49M
27.49M – 27.49M
+43.0% YoY
|
| Net Income |
16.94M
est: 29.53M (-42.6%)
|
17.17M
est: 28.02M (-38.7%)
|
18.50M
est: 27.68M (-33.2%)
|
19.38M
est: 24.78M (-21.8%)
|
19.55M
est: 19.46M (+0.4%)
|
729.0K
est: 688.3K (+5.9%)
|
734.4K
est: -6.19M (+111.9%)
|
5.41M
est.
|
11.18M
8.65M – 13.70M
+106.7% YoY
|
16.05M
12.98M – 19.11M
+43.5% YoY
|
21.27M
21.27M – 21.27M
+32.6% YoY
|
| SGA |
5.76M
est: 13.03M (-55.8%)
|
7.58M
est: 14.01M (-45.9%)
|
13.29M
est: 17.20M (-22.7%)
|
16.51M
est: 17.75M (-7.0%)
|
21.58M
est: 32.51M (-33.6%)
|
31.51M
est: 19.61M (+60.7%)
|
40.62M
est: 20.78M (+95.5%)
|
21.58M
est.
|
20.92M
20.92M – 20.92M
-3.1% YoY
|
26.42M
26.42M – 26.42M
+26.3% YoY
|
37.78M
37.78M – 37.78M
+43.0% YoY
|
| EPS |
0.57
est: 0.82 (-30.4%)
|
0.54
est: 0.78 (-30.5%)
|
0.58
est: 0.77 (-24.5%)
|
0.55
est: 0.69 (-20.0%)
|
0.55
est: 0.82 (-33.0%)
|
0.02
est: 0.02 (+5.8%)
|
0.02
est: -0.17 (+111.9%)
|
0.15
est.
|
0.32
0.24 – 0.38
+118.2% YoY
|
0.44
0.36 – 0.53
+36.5% YoY
|
0.59
0.59 – 0.59
+35.1% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-27 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-26 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-25 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-22 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-21 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-20 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-19 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-18 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-15 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-14 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-13 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-12 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-11 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-08 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-07 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-06 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-05 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-04 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-30 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-29 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-28 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-27 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-24 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-23 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-22 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-21 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-20 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-17 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-16 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Goran Baic | Member of the Management Board | 250.0K | male |
| Nicole Handschuher | Member of the Management Board | 250.0K | — |
| Dietmar von Blücher | Chief Executive Officer & Chairman of the Management Board | — | male |
| Oliver Patzsch | Manager of Investor Relations | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for UBK.DE
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
