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Trinity Bank, N.A. (TYBT)

USD96.50 +0.00 (+0.00%)
US OTC Financial Services Banks - Regional
Address 3500 West Vickery Boulevard 76107
Fort Worth, TX, US
CEO Matt R. Opitz
IPO 2007-05-07
ISIN US89641T1043

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Description

Trinity Bank, N.A., established in 2003 and based in Fort Worth, Texas, provides a wide array of financial products and services for both individuals and businesses throughout the state. Their deposit offerings encompass a variety of personal and commercial accounts, including checking and money market options, alongside mobile deposit functionalities, treasury tax and loan deposit services, and certificates of deposit. For financing needs, Trinity Bank, N.A. extends a comprehensive selection of loans, such as automobile, secured, unsecured, home improvement, land acquisition and interim construction, installment/term, equipment, and real estate loans. They also furnish revolving lines of credit to their clients. Additionally, the bank delivers various other services, including cash management, online and mobile banking, remote check capture, CD ROM document delivery, domestic and international wire transfers, and bill payment solutions. Customers also benefit from access to ATM/Visa check cards, merchant processing cards, and debit cards.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD96.50 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
150
Beta
0.02
Free Float %
0.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +0.78% +0.36% +4.89% +3.76% +11.56% +9.97% +39.86% +96.94% +642.31%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
96.50
DCF (Unlevered) 683.49 +608.3%
DCF (Levered) 819.34 +749.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.53
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
5 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
  • Revenue growth
    +6.0% Q4'25: +6.2% (vs Q4'24)
  • EPS growth
    +7.4% Q4'25: +2.1% (vs Q4'24)
  • FCF margin
    Q4'25: +0.0% (vs Q4'24)
  • EBIT margin
    Q4'25: +33.8% (vs Q4'24)
  • ROIC
    Q4'25: +74.9% (vs Q4'24)
  • Share dilution
    +1.0% Q4'25: +0.7% (vs Q4'24)
  • Debt / EBITDA
    Q4'25: 0.00× (vs Q4'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.02) × ERP
WACC = 100% × Ke + 0% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 683.49 Current price: 96.50
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-26 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-05-22 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-05-18 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-05-11 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-06 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-05 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-04 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-01 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5
2026-04-30 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5
2026-04-17 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
354.4K
OE per share TTM
0.31
Owner's Yield
0.34%
Maintenance CapEx ratio
1.98%
Maint CapEx / Avg PPE
13.9%

Ownership Overview

Ownership breakdown
At a glance
Institutional holders
2
Total invested
1.14M
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend From To
13F snapshot — 2026 Q1
Investors holding
2
+1 vs prev Q
New positions
1
Closed positions
0
Increased
1
Reduced
0
Put/Call ratio
0.00
Calls held
Puts held
Top institutional holders
# Investor Shares / Δ Mkt value / Δ Own% / Δ Weight% / Δ Avg px / Perf. Hold / Status
1 PARK NATIONAL CORP /OH/ 9.5K +— (+0.0%) 909.6K +11.9K (+1.3%) 0.87% +0.003 pp 0.03% 0.000 pp USD93.00 +3.5% 2 qtrs
2 HOURGLASS CAPITAL, LLC 2.4K +2.4K (+100.0%) 229.8K +229.8K (+100.0%) 0.22% +0.220 pp 0.05% +0.048 pp USD96.24 +0.0% 1 qtrs NEW
Ownership breakdown by holder

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
353.4K
Shares Outstanding
1.09M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Richard A. Burt Director 71.0K male
Barney C. Wiley Co-Chairman & President male
Bobby Evartt Senior Vice President
Glen Cooper Chief Executive Officer of Cooper Companies
Joanna Johnson Senior Vice President
Kris Nordyke Senior Vice President female
Matt R. Opitz Co-Chairman & Chief Executive Officer male
Mindy Hegi Chief Financial Officer female
Steve Lombardi Executive Vice President & Chief Lending Officer male
Anna Grossman Senior Vice President & Cashier female
Todd Crookshank Executive VP & COO male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits