TISCO Financial Group Public Company Limited (TISCO.BK)
Bangkok, TH
Established in 1969 and headquartered in Bangkok, Thailand, TISCO Financial Group Public Company Limited delivers a wide spectrum of financial solutions to both individual and corporate clients throughout the nation. Its operations are divided into three core areas: Commercial Banking, Securities, and Asset Management. Under its Commercial Banking division, TISCO offers diverse deposit options, including current, savings, and fixed deposit accounts, certificates of deposit, and supports these with card and bill payment services. The company also extends a variety of loan products, such as personal loans for homes, new and used cars, and those secured by inherited pensions. For businesses, it provides project, short-term, and long-term financing, alongside guarantee instruments. The Securities segment facilitates investment activities, offering stock and derivative brokerage, and a selection of investment vehicles like mutual, private, provident, super savings, and retirement mutual funds. This division also encompasses a broad suite of insurance products, covering life, health, critical illness, personal accident, automotive, and home protection. TISCO's Investment Banking services include comprehensive financial advisory, underwriting for mergers and acquisitions, guidance on privatization, project financing, debt restructuring, feasibility studies, project valuation, and general advisory. Moreover, it offers specialized private banking, wealth management, and asset management services. Further expanding its service portfolio, TISCO provides mobile banking, custodian services, the sale of repossessed assets, car auctions, hire purchase agreements, and lending tailored for small and medium-sized enterprises. As of December 31, 2021, the company operated an extensive network of 356 branches, primarily under the Somwang brand.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | -0.44% | +3.20% | -1.31% | +6.60% | +1.80% | +16.20% | +17.10% | +26.97% | +162.79% | +291.95% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | -1 |
| Buy | 0 | -1 |
| Hold | 10 | 0 |
| Sell | 3 | 0 |
| Strong Sell | 2 | -1 |
-
Revenue growth+1.0% Q2'26: +1.0% (vs Q2'25)
-
EPS growth-3.5% Q2'26: +7.3% (vs Q2'25)
-
FCF margin— Q2'26: +43.5% (vs Q2'25)
-
EBIT margin— Q2'26: +35.8% (vs Q2'25)
-
ROIC— Q2'26: +11.4% (vs Q2'25)
-
Share dilution+0.0% Q2'26: +0.0% (vs Q2'25)
-
Debt / EBITDA— Q2'26: 2.28× (vs Q2'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 12 Rev. Ana. 13 EPS Ana. |
Dec 2027 11 Rev. Ana. 13 EPS Ana. |
Dec 2028 10 Rev. Ana. 10 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
23.16B
est: 16.06B (+44.2%)
|
22.02B
est: 16.82B (+30.9%)
|
23.08B
est: 18.95B (+21.8%)
|
24.89B
est: 20.16B (+23.5%)
|
24.51B
est: 19.00B (+29.0%)
|
22.37B
est: 18.87B (+18.6%)
|
21.14B
est: 19.01B (+11.2%)
|
20.42B
est: 18.37B (+11.1%)
|
22.97B
est: 18.20B (+26.2%)
|
24.70B
est: 19.23B (+28.5%)
|
24.94B
est: 19.66B (+26.9%)
|
20.24B
19.61B – 20.86B
+3.0% YoY
|
20.97B
20.21B – 22.24B
+3.6% YoY
|
21.10B
21.06B – 21.14B
+0.6% YoY
|
| EBITDA |
5.50B
est: 6.61B (-16.7%)
|
6.50B
est: 6.92B (-6.1%)
|
8.00B
est: 7.79B (+2.6%)
|
8.97B
est: 8.29B (+8.2%)
|
9.44B
est: 7.82B (+20.7%)
|
8.22B
est: 7.76B (+5.9%)
|
9.09B
est: 7.82B (+16.2%)
|
9.53B
est: 7.56B (+26.0%)
|
9.66B
est: 7.70B (+25.4%)
|
9.20B
est: 8.14B (+13.1%)
|
10.64B
est: 8.32B (+27.9%)
|
8.57B
8.30B – 8.83B
+3.0% YoY
|
8.87B
8.55B – 9.41B
+3.6% YoY
|
8.93B
8.91B – 8.94B
+0.6% YoY
|
| EBIT |
5.29B
est: 6.18B (-14.4%)
|
6.24B
est: 6.47B (-3.5%)
|
7.64B
est: 7.29B (+4.9%)
|
8.58B
est: 7.76B (+10.6%)
|
9.06B
est: 7.31B (+23.9%)
|
7.56B
est: 7.26B (+4.1%)
|
8.49B
est: 7.31B (+16.1%)
|
8.99B
est: 7.07B (+27.2%)
|
9.09B
est: 7.32B (+24.1%)
|
8.60B
est: 7.74B (+11.1%)
|
10.64B
est: 7.91B (+34.5%)
|
8.15B
7.89B – 8.40B
+3.0% YoY
|
8.44B
8.14B – 8.95B
+3.6% YoY
|
8.49B
8.48B – 8.51B
+0.6% YoY
|
| Net Income |
4.25B
est: 4.10B (+3.8%)
|
5.01B
est: 5.02B (-0.3%)
|
6.09B
est: 6.13B (-0.6%)
|
7.02B
est: 7.00B (+0.2%)
|
7.27B
est: 7.28B (-0.2%)
|
6.06B
est: 6.07B (-0.1%)
|
6.78B
est: 6.79B (-0.1%)
|
7.22B
est: 7.20B (+0.3%)
|
7.30B
est: 7.14B (+2.2%)
|
6.90B
est: 6.70B (+3.0%)
|
6.66B
est: 6.75B (-1.3%)
|
6.77B
6.41B – 7.17B
+0.4% YoY
|
7.06B
6.64B – 7.60B
+4.3% YoY
|
7.28B
6.73B – 7.88B
+3.1% YoY
|
| SGA |
4.65B
est: 4.78B (-2.7%)
|
5.42B
est: 5.00B (+8.3%)
|
6.22B
est: 5.64B (+10.4%)
|
7.13B
est: 6.00B (+18.9%)
|
7.49B
est: 5.65B (+32.5%)
|
5.83B
est: 5.61B (+3.8%)
|
6.20B
est: 5.66B (+9.6%)
|
6.55B
est: 5.47B (+19.9%)
|
7.36B
est: 5.42B (+35.9%)
|
7.22B
est: 5.72B (+26.1%)
|
6.51B
est: 5.85B (+11.3%)
|
6.02B
5.84B – 6.21B
+3.0% YoY
|
6.24B
6.02B – 6.62B
+3.6% YoY
|
6.28B
6.27B – 6.29B
+0.6% YoY
|
| EPS |
5.31
est: 5.11 (+3.8%)
|
6.25
est: 6.27 (-0.4%)
|
7.61
est: 7.66 (-0.6%)
|
8.76
est: 8.74 (+0.2%)
|
9.08
est: 9.09 (-0.2%)
|
7.57
est: 7.58 (-0.2%)
|
8.47
est: 8.48 (-0.1%)
|
9.02
est: 9.00 (+0.3%)
|
9.12
est: 8.92 (+2.3%)
|
8.62
est: 8.61 (+0.1%)
|
8.32
est: 8.42 (-1.2%)
|
8.51
8.01 – 8.95
+1.0% YoY
|
8.86
8.29 – 9.49
+4.2% YoY
|
9.12
8.40 – 9.84
+2.9% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-28 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-27 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-26 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-25 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-22 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-21 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-20 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-19 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-18 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-15 | B- | 2/5 | 5/5 | 1/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-14 | B- | 2/5 | 5/5 | 1/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-13 | B- | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-12 | B- | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-11 | B- | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-08 | B- | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-07 | B- | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-06 | B- | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-05 | B- | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-30 | B- | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-29 | B- | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-28 | B- | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-27 | B- | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-24 | B- | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-23 | B- | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-22 | B- | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-21 | B | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-20 | B | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-17 | B | 3/5 | 5/5 | 1/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | State Street SPDR S&P Emerging Markets Dividend ETF EDIV | 1.78% | 21.87M | 0.49% |
| 2 | Adasina Social Justice All Cap Global ETF JSTC | 0.04% | 117.8K | 0.89% |
| 3 | Vanguard FTSE Emerging Markets All Cap Index ETF VEE.TO | 0.02% | 554.9K | 0.26% |
| 4 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 453.4K | 0.28% |
| 5 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.00% | 268.9K | 0.39% |
| 6 | Vanguard FTSE Global All Cap ex Canada Index ETF VXC.TO | 0.00% | 44.0K | 0.22% |
| 7 | Vanguard All-Equity ETF Portfolio VEQT.TO | 0.00% | 132.5K | 0.22% |
| 8 | Vanguard Growth ETF Portfolio VGRO.TO | 0.00% | 71.3K | 0.22% |
| 9 | Vanguard Balanced ETF Portfolio VBAL.TO | 0.00% | 31.4K | 0.22% |
| 10 | Vanguard Conservative ETF Portfolio VCNS.TO | 0.00% | 3.6K | 0.22% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Makoto Honda | Member of Management Board & Executive Director | 2M | male |
| Chi-Hao Sun | Member of Management Board & Executive Director | 2M | male |
| Metha Pingsuthiwong | Chief Operating Officer, President, Member of Executive Board & Executive Director | 720.0K | male |
| Sakchai Peechapat | Group Chief Executive Officer, Executive Director & Chairman of Executive Board | 720.0K | male |
| Mayuree Kingsawad | Head of Corporate Accounting | — | female |
| Nudtinee Suwanpanitch | Head of Legal Office | — | female |
| Ake Krairiksh | Head of Planning & Investor Relations | — | male |
| Sakornrat Manuwong | Head of Corporate Compliance | — | female |
| Chatri Chandrangam | Chief Financial Officer and Senior EVice President of Risk & Financial Control | — | male |
| Kwannapa Ampornvisaroot | Head of Treasury & Investment | — | female |
| Latika Chongkuatrakul | Head of Corporate Communication | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for TISCO.BK
Short-term intention
Target Price Distribution
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