International Public Joint-Stock Company T-Technologies (TCSG.ME)
Vladivostok Urban Okrug, KGD, RU
T-Technologies IPJSC engages in the provision of online retail and SME financial services. It operates through the following segments: Consumer Finance, Retail Debit Cards, InsurTech, SME Services, Acquiring and Payments, InvestTech, Mobile Virtual Network Operator (MVNO) Services, and Other Investments. The Consumer Finance segment includes retail loans, deposits and savings, and lifestyles and travel services. The Retail Debit Cards segment represents customer current accounts services to individuals with loyalty programs, co-branded offers, and lifestyles and travel services to individuals. The InsurTech segment refers to insurance services provided to individuals, such as personal accident insurance, personal property insurance, travel insurance and vehicle insurance. The SME Services segment provides customer current accounts, savings, deposits services and loans to individual entrepreneurs and small to medium businesses. The Acquiring and Payments segment offers merchants and businesses the ability to process payments online using online and offline acquiring services, through direct-to-merchant agreements and aggregators. The InvestTech segment operates an online brokerage platform for investing in a range of securities including Russian and international securities. The MVNO Services segment offers full coverage across Russia and international roaming, including value-added options such as virtual numbers, music and video streaming services. The Other Investments segment represents investments in associated companies and equity instruments. The company was founded by Oleg Yurievich Tinkov on December 31, 1999 and is headquartered in Vladivostok Russia.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.01% | -1.51% | -1.34% | -91.30% | -90.33% | -90.78% | -90.57% | -90.92% | -94.53% | -75.02% | -75.02% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
-
Revenue growth+47.3% Q2'25: +61.7% (vs Q4'23)
-
EPS growth+36.3% Q2'25: +63.4% (vs Q4'23)
-
FCF margin— Q2'25: +1.7% (vs Q4'23)
-
EBIT margin— Q2'25: +0.0% (vs Q4'23)
-
ROIC— Q2'25: +0.0% (vs Q4'23)
-
Share dilution+11.6% Q2'25: +13.4% (vs Q4'23)
-
Debt / EBITDA—
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
14.87B
est: 28.80B (-48.4%)
|
12.21B
est: 45.09B (-72.9%)
|
11.72B
est: 29.58B (-60.4%)
|
29.28B
est: 39.45B (-25.8%)
|
46.33B
est: 56.45B (-17.9%)
|
61.71B
est: 81.23B (-24.0%)
|
84.06B
est: 118.11B (-28.8%)
|
103.48B
est: 148.77B (-30.4%)
|
168.70B
est: 159.26B (+5.9%)
|
170.31B
est: 179.68B (-5.2%)
|
291.87B
est: 194.61B (+50.0%)
|
429.97B
est: 213.95B (+101.0%)
|
| EBITDA |
—
est: 4.02B (-100.0%)
|
—
est: 24.58B (-100.0%)
|
—
est: 8.63B (-100.0%)
|
—
est: 20.03B (-100.0%)
|
—
est: 40.58B (-100.0%)
|
—
est: 56.74B (-100.0%)
|
—
est: 70.21B (-100.0%)
|
—
est: 89.96B (-100.0%)
|
—
est: 100.76B (-100.0%)
|
—
est: 112.00B (-100.0%)
|
—
est: 119.09B (-100.0%)
|
—
|
| EBIT |
—
est: 3.50B (-100.0%)
|
—
est: 11.77B (-100.0%)
|
—
est: 3.21B (-100.0%)
|
—
est: 3.31B (-100.0%)
|
—
est: 20.84B (-100.0%)
|
—
est: 36.61B (-100.0%)
|
—
est: 46.83B (-100.0%)
|
—
est: 60.59B (-100.0%)
|
—
est: 67.86B (-100.0%)
|
—
est: 75.43B (-100.0%)
|
—
est: 80.20B (-100.0%)
|
—
|
| Net Income |
5.75B
est: 8.36B (-31.1%)
|
3.40B
est: 9.01B (-62.3%)
|
1.85B
est: 2.23B (-17.0%)
|
11.01B
est: 2.39B (+361.2%)
|
19.02B
est: 15.75B (+20.7%)
|
27.09B
est: 27.69B (-2.2%)
|
36.12B
est: 35.43B (+1.9%)
|
44.21B
est: 48.73B (-9.3%)
|
63.47B
est: 54.58B (+16.3%)
|
21.02B
est: 60.67B (-65.3%)
|
80.49B
est: 64.51B (+24.8%)
|
122.40B
est: 91.94B (+33.1%)
|
| SGA |
6.69B
est: 8.55B (-21.7%)
|
6.25B
est: 27.62B (-77.4%)
|
8.39B
est: 15.97B (-47.5%)
|
13.71B
est: 32.93B (-58.4%)
|
19.52B
est: 37.04B (-47.3%)
|
26.02B
est: 51.05B (-49.0%)
|
34.49B
est: 73.80B (-53.3%)
|
47.10B
est: 107.57B (-56.2%)
|
85.75B
est: 120.49B (-28.8%)
|
113.34B
est: 133.93B (-15.4%)
|
160.57B
est: 142.40B (+12.8%)
|
242.61B
est: 163.98B (+48.0%)
|
| EPS |
34.00
est: 36.77 (-7.5%)
|
19.00
est: 26.29 (-27.7%)
|
10.38
est: 9.43 (+10.1%)
|
63.10
est: 55.21 (+14.3%)
|
107.88
est: 100.03 (+7.9%)
|
153.54
est: 151.92 (+1.1%)
|
193.62
est: 191.31 (+1.2%)
|
225.60
est: 177.54 (+27.1%)
|
321.80
est: 208.96 (+54.0%)
|
105.81
est: 270.99 (-61.0%)
|
405.08
est: 325.42 (+24.5%)
|
568.54
est: 402.51 (+41.2%)
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-30 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-29 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-28 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-27 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-26 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-25 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-24 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-23 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-22 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-21 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-20 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-19 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-18 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-17 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-16 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-15 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-14 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-13 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-12 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-11 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-08 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-07 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-06 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-05 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-04 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-03 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-02 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-30 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-29 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-28 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-27 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-26 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-25 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-24 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-23 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-22 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-21 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-20 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-19 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-18 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-17 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Xtrackers MSCI All World ex US Hedged Equity ETF DBAW | 0.00% | — | 0.40% |
| 2 | Xtrackers MSCI Emerging Markets Hedged Equity ETF DBEM | 0.00% | — | 0.66% |
| 3 | Goldman Sachs ActiveBeta Emerging Markets Equity ETF GEM | 0.00% | — | 0.59% |
| 4 | iShares MSCI Emerging Markets ETF IEM.AX | 0.00% | — | 0.69% |
| 5 | VictoryShares Emerging Markets Value Momentum ETF UEVM | 0.00% | — | 0.53% |
| 6 | iShares Core MSCI All-Country World ex Canada Index ETF XAW.TO | 0.00% | — | 0.22% |
| 7 | iShares Core Conservative Balanced ETF Portfolio XCNS.TO | 0.00% | — | 0.19% |
| 8 | iShares MSCI Emerging Markets Index ETF XEM.TO | 0.00% | — | 0.83% |
| 9 | iShares Core Equity ETF Portfolio XEQT.TO | 0.00% | — | 0.20% |
| 10 | iShares Core Balanced ETF Portfolio XBAL.TO | 0.00% | — | 0.19% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Dmitry Panchenko | Director of Investment Business | — | male |
| Ilya N. Pisemsky | Chief Financial Officer | — | male |
| Larisa Chernysheva | Head of Investor Relations & Transaction Execution | — | female |
| Nadezhda Serova | Human Resources Director | — | female |
| Natalia V. Izyumova | Chief Accountant | — | female |
| Oleg Yuryevich Tinkov | Founder | — | male |
| Pavel Khristolyubov | Chief Operating Officer | — | male |
| Sergei Pirogov | Head of Corporate Finance | — | male |
| Valeria Pavlyukova | Chief Legal Officer | — | female |
| Viacheslav Tsyganov | Vice President, Deputy Chairman of the Management Board & Information Technology Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for TCSG.ME
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
