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TBC Bank Group PLC (TBCG.L)

GBp4,722.00 +92.00 (+1.99%)
GB LSE Financial Services Banks - Regional
Address 100 Bishopsgate EC2N 4AD
London, ENG, GB
CEO Vakhtang Butskhrikidze
IPO 2016-08-10
ISIN GB00BYT18307

Explore sections of this company profile

Also trades on London Stock Exchange · TBCG.L (GBp) Other OTC · TBCCF (USD)
Description

TBC Bank Group PLC, through its subsidiaries, provides banking, leasing, insurance, brokerage, and card processing services to corporate and individual customers in Georgia, Azerbaijan, and Uzbekistan. The company operates through Georgian Financial Services; Uzbekistan Operations; and Other Operations segments. It offers banking business solutions, such as deposit and loans; and other financial services, including non-health insurance and leasing services; asset finance solutions; advisory services; and financial leasing, operating leasing, and sale and leasebacks. The company also offers digital banking services comprising cash loans, deposits, debit cards, remittances, gamification, installment/POS loans, daily banking, credit cards, MSME, and buy now, pay later (BNPL). In addition, it provides payment solutions, such as P2P transfers, utility and government payments, PFM, and QR payments, as well as Payme travel, goals, tickets, and subscription. Further, the company offers brokerage and research solutions, leasing, payment processing, asset management, healthcare e-commerce, retail trade and leasing, PR and marketing, education, data analytics, computer programming, investment vehicle, ecosystem, and digital banking platform, as well as investment banking, financial, customer experience servicing, software services, and postal services. TBC Bank Group PLC was founded in 1992 and is based in London, the United Kingdom.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
GBp4,722.00 +92.00 (+1.99%)
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Volume Profile
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Liquidity & share structure
Average Volume
102.4K
Beta
0.66
Float Shares
53.72M
Free Float %
97.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-2.00% -2.52% -12.47% -5.34% +17.45% +8.77% -1.98% +81.73% +312.71% +307.00% +307.00%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
4,722.00
DCF (Unlevered) 17,231.84 +264.9%
DCF (Levered) 7,053.68 +49.4%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 5 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.28
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
A+
Overall Score
4 / 5
High
DCF Score
4 / 5
High
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
★ Strong MOAT
  • Revenue growth
    +21.4% Q1'26: -0.7% (vs Q4'24)
  • EPS growth
    +9.0% Q1'26: +11.8% (vs Q4'24)
  • FCF margin
    Q1'26: +0.0% (vs Q4'24)
  • EBIT margin
    Q1'26: +28.1% (vs Q4'24)
  • ROIC
    Q1'26: +34.4% (vs Q4'24)
  • Share dilution
    -0.2% Q1'26: -1.4% (vs Q4'24)
  • Debt / EBITDA
    Q1'26: 1.60× (vs Q4'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.70) × ERP
WACC = 26% × Ke + 74% × Kd (33.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 17,222.97 Current price: 4,722.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-21 A+ 4/5 4/5 5/5 5/5 2/5 4/5 4/5
2026-05-20 A+ 4/5 4/5 5/5 5/5 2/5 4/5 4/5
2026-05-19 A+ 4/5 4/5 5/5 5/5 2/5 4/5 4/5
2026-05-18 A+ 4/5 4/5 5/5 5/5 2/5 4/5 4/5
2026-05-15 A+ 4/5 4/5 5/5 5/5 2/5 4/5 4/5
2026-05-14 A+ 4/5 4/5 5/5 5/5 2/5 4/5 4/5
2026-05-13 A+ 4/5 4/5 5/5 5/5 2/5 4/5 4/5
2026-05-12 A+ 4/5 4/5 5/5 5/5 2/5 4/5 4/5
2026-05-11 A+ 4/5 4/5 5/5 5/5 2/5 4/5 4/5
2026-05-08 A+ 4/5 4/5 5/5 5/5 2/5 4/5 4/5
2026-05-07 A+ 4/5 4/5 5/5 5/5 2/5 4/5 4/5
2026-05-06 A+ 4/5 4/5 5/5 5/5 2/5 4/5 4/5
2026-05-05 A+ 5/5 4/5 5/5 5/5 2/5 5/5 4/5
2026-05-01 A 4/5 4/5 5/5 5/5 1/5 4/5 4/5
2026-04-30 A 4/5 4/5 5/5 5/5 1/5 4/5 4/5
2026-04-29 A 4/5 4/5 5/5 5/5 1/5 4/5 4/5
2026-04-28 A 4/5 4/5 5/5 5/5 1/5 4/5 4/5
2026-04-27 A 4/5 4/5 5/5 5/5 1/5 4/5 4/5
2026-04-24 A 4/5 4/5 5/5 5/5 1/5 4/5 4/5
2026-04-23 A 4/5 4/5 5/5 5/5 1/5 4/5 4/5
2026-04-22 A 4/5 4/5 5/5 5/5 1/5 4/5 4/5
2026-04-21 A 4/5 4/5 5/5 5/5 1/5 4/5 4/5
2026-04-20 A 4/5 4/5 5/5 5/5 1/5 4/5 4/5
2026-04-17 A 4/5 4/5 5/5 5/5 1/5 4/5 4/5
2026-04-16 A 4/5 4/5 5/5 5/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
233.90M
OE per share TTM
4.22
Owner's Yield
9.62%
Maintenance CapEx ratio
15.58%
Maint CapEx / Avg PPE
18.4%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 119 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Amundi Prime UK Mid & Small Cap UCITS ETF DR - GBP (D) PRUK.L 1.12% 4.77M 0.05%
2 iShares UK Dividend UCITS ETF IUKD.SW 0.93% 15.99M 0.40%
3 WisdomTree UK Quality Dividend Growth UCITS ETF - GBP UGRW.L 0.88% 95.8K 0.29%
4 Fidelity Investment Trust - Fidelity Special Values PLC FSV.L 0.71% 12.50M 0.27%
5 Invesco FTSE 250 UCITS ETF S250.L 0.69% 244.9K 0.12%
6 HSBC FTSE 250 UCITS ETF HMCX.L 0.68% 459.4K 0.09%
7 iShares FTSE 250 UCITS ETF MIDD.L 0.68% 5.77M 0.40%
8 Vanguard FTSE 250 UCITS ETF VMIG.MI 0.67% 17.85M 0.10%
9 Vanguard FTSE 250 UCITS ETF (GBP) Distributing VMID.DE 0.67% 17.85M 0.10%
10 Xtrackers FTSE 250 UCITS ETF 1D XMCX.L 0.67% 256.0K 0.15%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
119.5K
Shares Outstanding
55.08M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Vakhtang Butskhrikidze Chief Executive Officer & Executive Director 7M male
Anna Romelashvili Head of Investor Relations female
David Japaridze Head of Customer Experience
Giorgi Megrelishvili Deputy Chief Executive Officer & Chief Financial Officer of JSC TBC Bank male
Nikoloz Kurdiani Chief Executive Officer of Group's Business Operations in Uzbekistan male
Nino Kacheishvili Head of the Retail Loans Department female
Nino Masurashvili Deputy CEO and Chief Risk Officer of JSC TBC Bank female
Otar Nadaraia Chief Economist male
Alexander Iskonyan Deputy Head of Business Analysis and Quality Assurance
Victor Kukhalashvili Head of Software Development Department male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits