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Swedbank AB (publ) (SWED-A.ST)

SEK358.90 +2.40 (+0.67%)
SE STO Financial Services Banks - Regional
Address Landsvägen 40 172 63
Sundbyberg, SE
CEO Jens Henriksson
IPO 2000-01-03
ISIN SE0000242455

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Also trades on Frankfurt Stock Exchange · FRYA.F (EUR) Other OTC · SWDBF (USD) Other OTC · SWDBY (USD) Stockholm Stock Exchange · SWED-A.ST (SEK)
Description

Swedbank AB (publ) functions as a comprehensive financial services provider, extending a diverse range of banking products and services to both individual and corporate clients. The company organizes its operations across three primary divisions: Swedish Banking, Baltic Banking, and Large Corporates & Institutions. Its extensive offerings include a wide array of savings and investment options such as traditional savings accounts, mutual funds, insurance savings, pension plans, and institutional asset management. Swedbank also provides various lending and financing solutions, comprising private residential mortgages, consumer credit, corporate loans, leasing, trade finance, and factoring services. Payment solutions encompass current accounts, cash management, debit and credit cards, merchant acquiring, and diverse domestic, international, and mobile payment processing. In the capital markets arena, the bank facilitates equity trading, offers structured products, corporate finance advisory, custody services, and engages in fixed income and currency trading. Its advisory and investment banking services span corporate financing, debt capital markets, leveraged finance, and loan syndication. Transaction banking capabilities include cash management, trade finance, securities services, and clearing and settlement. Furthermore, the company delivers asset management, life insurance, and pension services, alongside administrative support, treasury operations, real estate brokerage and management, legal services, and safe deposit boxes. Customers benefit from accessible services via telephone, internet, and mobile banking platforms. Swedbank boasts a substantial branch network with 153 locations in Sweden, 17 in Estonia, 21 in Latvia, and 42 in Lithuania. Its international footprint also includes operations in Norway, Finland, Denmark, China, the United States, and South Africa. Established in 1820, the institution was initially known as ForeningsSparbanken AB, later rebranding to Swedbank AB (publ) in September 2006. The company's corporate headquarters are situated in Sundbyberg, Sweden.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
SEK358.90 +2.40 (+0.67%)
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Volume Profile
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Liquidity & share structure
Average Volume
2M
Beta
0.55
Float Shares
861.83M
Free Float %
76.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.01% -1.01% +5.47% -1.84% +13.69% +4.92% +30.45% +105.60% +129.00% +85.95% +223.72%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (1 ratings, all time) Buy
Price Targets & DCF
Current price
358.90
DCF (Unlevered) 3,307.13 +821.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 25% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 4 0
Hold 8 -1
Sell 2 0
Strong Sell 2 -1
Quality scores
Altman Z-Score
-0.17
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    -19.5% Q1'26: -11.2% (vs Q1'25)
  • EPS growth
    -6.1% Q1'26: -10.5% (vs Q1'25)
  • FCF margin
    Q1'26: +135.2% (vs Q1'25)
  • EBIT margin
    Q1'26: +34.8% (vs Q1'25)
  • ROIC
    Q1'26: +3.5% (vs Q1'25)
  • Share dilution
    +0.1% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 25.68× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.54) × ERP
WACC = 30% × Ke + 70% × Kd (5.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 3,307.13 Current price: 358.90
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
10 Rev. Ana.
9 EPS Ana.
Dec 2027
12 Rev. Ana.
11 EPS Ana.
Dec 2028
11 Rev. Ana.
10 EPS Ana.
Dec 2029
5 Rev. Ana.
4 EPS Ana.
Revenue
54.45B
est: 37.66B (+44.6%)
54.25B
est: 41.02B (+32.2%)
47.58B
est: 41.79B (+13.9%)
51.21B
est: 44.49B (+15.1%)
54.51B
est: 45.11B (+20.8%)
51.86B
est: 45.46B (+14.1%)
49.66B
est: 47.02B (+5.6%)
64.54B
est: 51.62B (+25.0%)
131.14B
est: 73.26B (+79.0%)
144.06B
est: 72.84B (+97.8%)
115.94B
est: 68.26B (+69.8%)
70.54B
69.70B – 71.38B
+3.3% YoY
73.89B
70.89B – 76.22B
+4.7% YoY
76.60B
76.57B – 76.63B
+3.7% YoY
76.21B
74.19B – 77.88B
-0.5% YoY
EBITDA
21.31B
est: 15.38B (+38.6%)
24.43B
est: 16.75B (+45.8%)
25.08B
est: 17.06B (+47.0%)
27.55B
est: 18.16B (+51.7%)
26.06B
est: 18.42B (+41.5%)
18.36B
est: 18.56B (-1.1%)
27.50B
est: 19.20B (+43.3%)
29.58B
est: 21.08B (+40.4%)
45.63B
est: 30.22B (+51.0%)
47.15B
est: 30.04B (+56.9%)
43.48B
est: 28.16B (+54.4%)
29.10B
28.75B – 29.44B
+3.3% YoY
30.48B
29.24B – 31.44B
+4.7% YoY
31.60B
31.59B – 31.61B
+3.7% YoY
31.44B
30.60B – 32.12B
-0.5% YoY
EBIT
20.37B
est: 14.29B (+42.5%)
23.76B
est: 15.57B (+52.6%)
24.31B
est: 15.86B (+53.3%)
26.55B
est: 16.88B (+57.3%)
24.42B
est: 17.12B (+42.6%)
16.78B
est: 17.25B (-2.7%)
25.82B
est: 17.84B (+44.7%)
26.76B
est: 19.59B (+36.6%)
43.62B
est: 28.27B (+54.3%)
44.19B
est: 28.11B (+57.2%)
41.26B
est: 26.34B (+56.6%)
27.23B
26.90B – 27.55B
+3.3% YoY
28.52B
27.36B – 29.42B
+4.7% YoY
29.56B
29.55B – 29.57B
+3.7% YoY
29.41B
28.63B – 30.06B
-0.5% YoY
Net Income
15.73B
est: 16.48B (-4.6%)
19.54B
est: 18.51B (+5.6%)
19.35B
est: 19.11B (+1.3%)
21.16B
est: 21.20B (-0.2%)
19.70B
est: 19.75B (-0.3%)
12.93B
est: 15.00B (-13.8%)
20.87B
est: 20.72B (+0.7%)
21.37B
est: 21.44B (-0.3%)
34.13B
est: 34.47B (-1.0%)
34.87B
est: 33.93B (+2.8%)
32.76B
est: 31.91B (+2.7%)
30.18B
29.77B – 31.43B
-5.4% YoY
33.02B
31.50B – 34.93B
+9.4% YoY
34.38B
33.33B – 37.56B
+4.1% YoY
36.06B
34.81B – 37.08B
+4.9% YoY
SGA
4.98B
est: 3.31B (+50.5%)
4.36B
est: 3.60B (+21.0%)
4.63B
est: 3.67B (+26.1%)
4.61B
est: 3.91B (+18.0%)
6.57B
est: 3.96B (+65.8%)
6.54B
est: 3.99B (+63.8%)
5.89B
est: 4.13B (+42.6%)
5.77B
est: 4.54B (+27.1%)
6.78B
est: 5.62B (+20.6%)
7.72B
est: 5.59B (+38.1%)
8.16B
est: 5.24B (+55.8%)
5.41B
5.35B – 5.48B
+3.3% YoY
5.67B
5.44B – 5.85B
+4.7% YoY
5.88B
5.87B – 5.88B
+3.7% YoY
5.85B
5.69B – 5.97B
-0.5% YoY
EPS
14.23
est: 14.59 (-2.4%)
17.60
est: 16.38 (+7.4%)
17.38
est: 16.91 (+2.8%)
18.96
est: 18.76 (+1.0%)
17.62
est: 17.48 (+0.8%)
11.55
est: 13.27 (-13.0%)
18.62
est: 18.34 (+1.5%)
19.48
est: 18.98 (+2.7%)
30.35
est: 30.64 (-0.9%)
30.99
est: 29.96 (+3.4%)
29.14
est: 28.07 (+3.8%)
27.02
26.34 – 27.80
-3.8% YoY
29.55
27.87 – 30.90
+9.4% YoY
31.12
29.48 – 33.23
+5.3% YoY
31.90
30.80 – 32.81
+2.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-28 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-27 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-26 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-25 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-22 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-21 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-20 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-19 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-18 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-15 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-13 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-12 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-11 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-08 B+ 3/5 4/5 5/5 4/5 1/5 3/5 2/5
2026-05-07 B+ 3/5 4/5 5/5 4/5 1/5 3/5 2/5
2026-05-06 B+ 3/5 4/5 5/5 4/5 1/5 3/5 2/5
2026-05-05 B+ 3/5 4/5 5/5 4/5 1/5 3/5 2/5
2026-05-04 B+ 3/5 4/5 5/5 4/5 1/5 3/5 2/5
2026-04-30 B+ 3/5 4/5 5/5 4/5 1/5 3/5 2/5
2026-04-29 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-28 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-27 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-24 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-23 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-22 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-21 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-20 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-17 B+ 3/5 4/5 4/5 5/5 1/5 3/5 2/5
2026-04-16 B+ 3/5 4/5 4/5 5/5 1/5 3/5 2/5
2026-04-15 B+ 3/5 4/5 4/5 5/5 1/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-47.16B
OE per share TTM
-41.72
Owner's Yield
-12.29%
Maintenance CapEx ratio
4.06%
Maint CapEx / Avg PPE
5.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
2.44M
Shares Outstanding
1.12B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Jens Henriksson President & Chief Executive Officer 19M male
Jon Henrik Lidefelt Chief Financial Officer 15M male
Tomas Hedberg Deputy President & Deputy Chief Executive Officer 9M male
Gith Bengtsson Head of HR Channels & Concepts female
Jenny Garneij Head of Human Resources & Facility Management female
Erik Ljungberg Head of Group Brand, Communications & Sustainability male
Charlotte Rydin Chief Legal Officer & Head of Group Legal female
Lotta Loven Chief Information Officer and Head of Group Channels & Technologies female
Maria Caneman Head of Investor Relations female
Britta Hjorth-Larsen Chief Compliance Officer and Head of Group Compliance female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits