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SVB & T Corporation (SVBT)

USD67.50 +0.00 (+0.00%)
US OTC Financial Services Banks - Regional
Address 8482 West State Road 56 47432
Jasper, IN, US
CEO James A. Shinabarger
Website svbt.bank
IPO 2018-06-07
ISIN US7848661051

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Description

SVB & T Corporation operates as a financial holding company for Springs Valley Bank & Trust Company, providing banking, financial, and wealth management services to families and businesses in Dubois, Daviess, Gibson, Orange, and surrounding counties in southern Indiana. The company offers checking, savings, and club accounts, certificates of deposit, individual retirement accounts, health savings accounts, and safe deposit boxes. It also provides personal loans, including mortgages, construction loans, professional loans, first-time home buyer loans, and veteran’s administration loans/federal housing administration/US Department of Agriculture loans, home equity lines of credit, consumer loan products, and debit and credit cards. In addition, the company offers business loans, including commercial loans, agricultural loans, lines of credit, small business administration/farm service agency loans, and leases, as well as financial planning, investment management, estate planning and administration, trust services, and other services. Further, it provides brokerage services, such as mutual funds, annuities, tax-advantaged investments, life insurance products, retirement plans, and professionally managed accounts. Additionally, it offers online solutions, which include online banking, e-statements, retail bill pay, mobile banking, mobile deposit, transfer, and mobile wallet services, as well as cash management services. The company was founded in 1902 and is headquartered in French Lick, Indiana.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD67.50 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
173
Beta
0.18
Float Shares
793.8K
Free Float %
72.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.15% +1.67% +7.96% +26.60% +13.73% +57.33% +80.86% +52.92% +86.39% +86.39%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
67.50
DCF (Unlevered) 488.52 +623.7%
DCF (Levered) 455.62 +575.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
-0.66
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +3.9% Q1'26: +6.1% (vs Q1'25)
  • EPS growth
    +44.5% Q1'26: +40.3% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +29.9% (vs Q1'25)
  • ROIC
    Q1'26: -86.0% (vs Q1'25)
  • Share dilution
    +0.3% Q1'26: +1.5% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 0.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.18) × ERP
WACC = 100% × Ke + 0% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 488.52 Current price: 67.50
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-28 B+ 3/5 3/5 4/5 4/5 1/5 3/5 3/5
2026-05-20 B+ 3/5 3/5 4/5 4/5 1/5 3/5 3/5
2026-05-19 B+ 3/5 3/5 4/5 4/5 1/5 3/5 3/5
2026-05-14 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-05-08 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-05-06 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-05-05 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-30 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-29 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-28 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-27 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-17 A- 4/5 4/5 4/5 5/5 1/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
651.5K
OE per share TTM
0.59
Owner's Yield
0.88%
Maintenance CapEx ratio
7.59%
Maint CapEx / Avg PPE
18.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
75.4K
Shares Outstanding
1.10M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Dianna Land SEVP & COO female
James C. Tucker Secretary & Director male
Jeffrey Craig Buse President, Chief Executive Officer & Director male
Martin C. Kaiser Senior EVP & Financial Advisory Group Manager male
Ryan A. Heim Senior EVP, CFO, Cashier & Treasurer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits