Sparebanken Øst (SPOG.OL)
Drammen, NO
Sparebanken Øst functions as a regional savings institution, catering to clients across Eastern Norway. The bank offers a comprehensive suite of financial solutions, including diverse savings options, credit facilities, and payment processing tools. Its services extend to residential mortgage financing and secured lending for pre-owned vehicles. Beyond these, the institution delivers specialized services in financial planning, investment management, and funds transfer. Sparebanken Øst also acts as a distributor for insurance policies, mutual fund units, interest rate hedging instruments, and foreign currency exchange. Furthermore, it actively participates in the operation, administration, leasing, and sale of real estate assets. The company was established in 1843 and maintains its principal office in Drammen, Norway.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.94% | -6.46% | -9.48% | -8.92% | +3.52% | -8.24% | +2.40% | +62.97% | +45.83% | +61.89% | +21.81% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 2 | 0 |
| Sell | 1 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+0.1% Q1'26: -9.3% (vs Q1'25)
-
EPS growth+0.3% Q1'26: -14.5% (vs Q1'25)
-
FCF margin— Q1'26: +20.3% (vs Q1'25)
-
EBIT margin— Q1'26: +18.0% (vs Q1'25)
-
ROIC— Q1'26: +1.4% (vs Q1'25)
-
Share dilution+0.0% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 47.90× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2009 actual |
Dec 2010 actual |
Dec 2011 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 3 Rev. Ana. 3 EPS Ana. |
Dec 2028 3 Rev. Ana. 3 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
1.47B
est: 714.05M (+105.4%)
|
1.31B
est: 558.25M (+135.1%)
|
1.25B
est: 562.31M (+122.7%)
|
1.42B
est: 652.19M (+118.2%)
|
1.41B
est: 691.72M (+103.5%)
|
1.60B
est: 889.14M (+79.5%)
|
1.23B
est: 648.99M (+89.1%)
|
1.21B
est: 694.99M (+74.1%)
|
1.17B
est: 701.15M (+67.5%)
|
1.24B
est: 750.82M (+65.4%)
|
1.37B
est: 715.61M (+91.5%)
|
1.33B
est: 799.12M (+66.9%)
|
1.10B
est: 720.55M (+52.1%)
|
1.37B
est: 703.41M (+94.4%)
|
2.33B
est: 1.01B (+131.2%)
|
2.84B
est: 1.04B (+172.8%)
|
2.84B
est: 1.02B (+179.2%)
|
952.44M
945.98M – 963.32M
-6.3% YoY
|
1.00B
990.00M – 1.03B
+5.3% YoY
|
1.04B
1.04B – 1.04B
+3.3% YoY
|
| EBITDA |
414.50M
est: 236.85M (+75.0%)
|
392.90M
est: 185.17M (+112.2%)
|
222.50M
est: 186.52M (+19.3%)
|
376.30M
est: 216.33M (+73.9%)
|
406.80M
est: 229.44M (+77.3%)
|
552.90M
est: 294.93M (+87.5%)
|
357.60M
est: 215.27M (+66.1%)
|
456.10M
est: 230.53M (+97.9%)
|
465.00M
est: 232.57M (+99.9%)
|
464.60M
est: 249.05M (+86.6%)
|
450.50M
est: 237.37M (+89.8%)
|
560.90M
est: 265.07M (+111.6%)
|
482.30M
est: 239.00M (+101.8%)
|
409.10M
est: 233.32M (+75.3%)
|
593.20M
est: 298.06M (+99.0%)
|
693.50M
est: 307.15M (+125.8%)
|
678.50M
est: 300.25M (+126.0%)
|
281.35M
279.45M – 284.57M
-6.3% YoY
|
296.32M
292.45M – 302.84M
+5.3% YoY
|
306.12M
306.12M – 306.12M
+3.3% YoY
|
| EBIT |
401.40M
est: -824.75M (+148.7%)
|
380.30M
est: 313.82M (+21.2%)
|
210.50M
est: 383.07M (-45.0%)
|
359.60M
est: 244.15M (+47.3%)
|
388.90M
est: 384.05M (+1.3%)
|
533.10M
est: 500.65M (+6.5%)
|
339.70M
est: 396.88M (-14.4%)
|
427.40M
est: 371.61M (+15.0%)
|
447.10M
est: 417.91M (+7.0%)
|
450.90M
est: 478.80M (-5.8%)
|
424.80M
est: 433.62M (-2.0%)
|
533.60M
est: 442.61M (+20.6%)
|
454.70M
est: 443.16M (+2.6%)
|
381.90M
est: 446.22M (-14.4%)
|
564.20M
est: 282.36M (+99.8%)
|
666.20M
est: 288.01M (+131.3%)
|
648.20M
est: 284.43M (+127.9%)
|
266.53M
264.73M – 269.58M
-6.3% YoY
|
280.71M
277.04M – 286.89M
+5.3% YoY
|
290.00M
290.00M – 290.00M
+3.3% YoY
|
| Net Income |
294.40M
est: -625.37M (+147.1%)
|
305.30M
est: 230.16M (+32.6%)
|
155.70M
est: 307.52M (-49.4%)
|
262.30M
est: 180.59M (+45.2%)
|
282.70M
est: 280.11M (+0.9%)
|
428.70M
est: 363.94M (+17.8%)
|
256.00M
est: 319.16M (-19.8%)
|
331.20M
est: 280.05M (+18.3%)
|
332.40M
est: 323.84M (+2.6%)
|
362.50M
est: 367.74M (-1.4%)
|
311.50M
est: 359.86M (-13.4%)
|
437.20M
est: 343.10M (+27.4%)
|
361.40M
est: 343.53M (+5.2%)
|
277.70M
est: 97.90M (+183.7%)
|
411.30M
est: 138.00M (+198.0%)
|
492.90M
est: 141.72M (+247.8%)
|
494.30M
est: 141.30M (+249.8%)
|
114.05M
112.70M – 115.39M
-19.3% YoY
|
120.15M
107.37M – 132.94M
+5.4% YoY
|
128.56M
106.73M – 150.39M
+7.0% YoY
|
| SGA |
67.10M
est: 12.20M (+449.9%)
|
69.20M
est: 280.36M (-75.3%)
|
62.80M
est: 319.51M (-80.3%)
|
61.60M
est: 395.04M (-84.4%)
|
56.70M
est: 375.35M (-84.9%)
|
55.60M
est: 451.35M (-87.7%)
|
63.20M
est: 270.55M (-76.6%)
|
60.40M
est: 378.94M (-84.1%)
|
50.60M
est: 323.35M (-84.4%)
|
53.10M
est: 348.04M (-84.7%)
|
53.60M
est: 336.20M (-84.1%)
|
57.40M
est: 355.82M (-83.9%)
|
17.80M
est: 356.26M (-95.0%)
|
17.40M
est: 358.72M (-95.1%)
|
16.90M
est: 9.87M (+71.3%)
|
17.60M
est: 10.06M (+74.9%)
|
18.40M
est: 9.94M (+85.1%)
|
9.31M
9.25M – 9.42M
-6.3% YoY
|
9.81M
9.68M – 10.03M
+5.3% YoY
|
10.13M
10.13M – 10.13M
+3.3% YoY
|
| EPS |
14.20
est: 5.94 (+139.2%)
|
14.73
est: 5.31 (+177.2%)
|
3.46
est: 3.79 (-8.8%)
|
5.69
est: 5.67 (+0.4%)
|
5.90
est: 5.75 (+2.7%)
|
8.57
est: 7.62 (+12.5%)
|
4.79
est: 4.41 (+8.6%)
|
6.02
est: 5.18 (+16.1%)
|
5.81
est: 5.32 (+9.3%)
|
17.49
est: 5.52 (+216.7%)
|
4.88
est: 4.87 (+0.1%)
|
6.63
est: 5.03 (+31.9%)
|
5.16
est: 4.68 (+10.3%)
|
3.84
est: 3.76 (+2.1%)
|
5.68
est: 6.67 (-14.8%)
|
6.80
est: 6.82 (-0.2%)
|
6.82
est: 6.81 (+0.2%)
|
5.48
5.44 – 5.57
-19.4% YoY
|
5.77
5.18 – 6.41
+5.2% YoY
|
6.04
5.15 – 7.25
+4.6% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-13 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-12 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-11 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-08 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-07 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-06 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-05 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-04 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-30 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-29 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-28 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-27 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-24 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-23 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-22 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-21 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-20 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-17 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-16 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Pal Strand | Chief Executive Officer | 3M | male |
| Kjell Engen | Deputy Chief Executive Officer & CFO | 2M | male |
| Frode Lindbeck | Chief Risk Officer | 2M | male |
| Halvor Kirkebøen | Head of Management & Control Department | 2M | male |
| Kristoffer Volden | Chief Compliance Officer | 1M | — |
| Vegard Kvamme | Chief Financial Officer | 970.0K | male |
| Kristin Wittussen Myhre | Head of Personnel | 618.0K | female |
| Arne K. Stokke | Director | 352.0K | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for SPOG.OL
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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