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Sogn Sparebank (SOGN.OL)
NOK332.80
+9.90 (+3.07%)
NO OSL Financial Services Banks - Regional
Address
Minister Evensensveg 8 6885
Årdalstangen, NO
Årdalstangen, NO
CEO
Mads Arnfinn Indrehus
Website
sognbank.no
IPO
2007-12-28
ISIN NO0006000603
Description
Sogn Sparebank, established in 1846 and headquartered in Årdalstangen, Norway, offers a comprehensive range of banking and financial services across the country. It provides individual clients with various savings options, personal loans for homes, small purchases, and vehicles, alongside credit and other card services, all accessible via mobile and online banking. For corporate customers, the bank delivers business loans, construction financing, overdraft facilities, bank guarantees, leasing, and securities trading services. Furthermore, Sogn Sparebank offers an extensive portfolio of insurance products, catering to diverse needs such as home, leisure, vehicle, health, agriculture, property damage, and specialized business and operational coverage.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
NOK332.80
+9.90 (+3.07%)
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Volume Profile
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Liquidity & share structure
Average Volume
626
Beta
0.40
Float Shares
559.9K
Free Float %
88.5%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.27% | -1.95% | -1.45% | +14.44% | +28.70% | +26.35% | +24.14% | +122.93% | +215.32% | +407.25% | +218.18% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
332.80
DCF (Unlevered)
983.72
+195.6%
DCF (Levered)
1,692.40
+408.5%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
0% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 1 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
0.29
Distress
Piotroski F-Score
7 / 9
Strong
Composite Rating
A
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
3 / 5
Medium
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
5 / 5
High
Operational MOAT
-
Revenue growth+4.1% Q1'26: -5.1% (vs Q1'25)
-
EPS growth+3.7% Q1'26: -89.6% (vs Q1'25)
-
FCF margin— Q1'26: +38.5% (vs Q1'25)
-
EBIT margin— Q1'26: +26.8% (vs Q1'25)
-
ROIC— Q1'26: +4.9% (vs Q1'25)
-
Share dilution-6.4% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 4.32× (vs Q1'25)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Dec 2010 actual |
Dec 2011 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
128.55M
est: 64.45M (+99.5%)
|
142.85M
est: 47.91M (+198.2%)
|
171.17M
est: 55.93M (+206.1%)
|
165.27M
est: 76.73M (+115.4%)
|
171.62M
est: 84.50M (+103.1%)
|
135.28M
est: 74.50M (+81.6%)
|
123.05M
est: 85.35M (+44.2%)
|
124.79M
est: 90.63M (+37.7%)
|
129.17M
est: 94.18M (+37.1%)
|
215.21M
est: 135.20M (+59.2%)
|
214.72M
est: 141.40M (+51.9%)
|
192.02M
est: 147.30M (+30.4%)
|
249.81M
est: 162.80M (+53.4%)
|
246.63M
est: 214.40M (+15.0%)
|
471.33M
est: 217.40M (+116.8%)
|
490.50M
est: 219.10M (+123.9%)
|
229.90M
229.90M – 229.90M
+4.9% YoY
|
239.30M
239.30M – 239.30M
+4.1% YoY
|
249.20M
249.20M – 249.20M
+4.1% YoY
|
| EBITDA |
15.61M
est: 15.92M (-1.9%)
|
14.02M
est: 11.83M (+18.5%)
|
41.10M
est: 13.81M (+197.6%)
|
24.25M
est: 18.95M (+28.0%)
|
31.61M
est: 20.87M (+51.5%)
|
25.37M
est: 18.40M (+37.9%)
|
25.86M
est: 21.07M (+22.7%)
|
33.67M
est: 58.67M (-42.6%)
|
27.78M
est: 62.84M (-55.8%)
|
38.41M
est: 82.30M (-53.3%)
|
43.66M
est: 34.92M (+25.0%)
|
70.65M
est: 36.37M (+94.2%)
|
90.90M
est: 106.54M (-14.7%)
|
—
est: 113.17M (-100.0%)
|
141.16M
est: 58.36M (+141.9%)
|
152.53M
est: 58.82M (+159.3%)
|
61.72M
61.72M – 61.72M
+4.9% YoY
|
64.24M
64.24M – 64.24M
+4.1% YoY
|
66.90M
66.90M – 66.90M
+4.1% YoY
|
| EBIT |
11.76M
est: 14.32M (-17.9%)
|
10.07M
est: 10.44M (-3.5%)
|
37.45M
est: 12.18M (+207.4%)
|
20.52M
est: 51.31M (-60.0%)
|
27.73M
est: 22.57M (+22.8%)
|
21.59M
est: 24.81M (-13.0%)
|
21.65M
est: 24.69M (-12.3%)
|
29.92M
est: 23.06M (+29.7%)
|
25.14M
est: 30.97M (-18.8%)
|
31.43M
est: 36.18M (-13.1%)
|
37.94M
est: 31.42M (+20.7%)
|
64.69M
est: 32.74M (+97.6%)
|
84.25M
est: 36.18M (+132.9%)
|
-6.35M
est: 40.02M (-115.9%)
|
134.82M
est: 53.28M (+153.1%)
|
142.64M
est: 53.69M (+165.7%)
|
56.34M
56.34M – 56.34M
+4.9% YoY
|
58.64M
58.64M – 58.64M
+4.1% YoY
|
61.07M
61.07M – 61.07M
+4.1% YoY
|
| Net Income |
9.28M
est: 2.96M (+213.4%)
|
7.44M
est: 2.29M (+224.7%)
|
31.27M
est: 12.21M (+156.1%)
|
15.62M
est: 42.95M (-63.6%)
|
22.55M
est: 17.18M (+31.2%)
|
17.60M
est: 20.18M (-12.8%)
|
18.39M
est: 20.13M (-8.7%)
|
24.92M
est: 19.59M (+27.3%)
|
20.05M
est: 25.85M (-22.5%)
|
28.54M
est: 29.11M (-1.9%)
|
33.07M
est: 4.35M (+661.1%)
|
52.26M
est: 6.84M (+663.7%)
|
67.29M
est: 34.43M (+95.4%)
|
103.76M
est: 36.57M (+183.7%)
|
103.76M
est: 12.96M (+700.7%)
|
113.07M
est: 13.11M (+762.7%)
|
10.60M
10.60M – 10.60M
-19.2% YoY
|
10.80M
10.80M – 10.80M
+2.0% YoY
|
10.73M
10.73M – 10.73M
-0.7% YoY
|
| SGA |
11.39M
est: 2.24M (+408.2%)
|
—
est: 1.63M (-100.0%)
|
—
est: 1.95M (-100.0%)
|
10.96M
est: 75.87M (-85.5%)
|
10.83M
est: 71.25M (-84.8%)
|
12.26M
est: 57.72M (-78.8%)
|
13.69M
est: 72.47M (-81.1%)
|
3.46M
est: 77.70M (-95.5%)
|
5.40M
est: 75.60M (-92.9%)
|
15.07M
est: 109.74M (-86.3%)
|
9.13M
est: 4.92M (+85.6%)
|
8.13M
est: 5.12M (+58.8%)
|
10.72M
est: 156.76M (-93.2%)
|
8.25M
est: 166.51M (-95.0%)
|
5.97M
est: 10.17M (-41.3%)
|
50.24M
est: 10.25M (+390.3%)
|
10.75M
10.75M – 10.75M
+4.9% YoY
|
11.19M
11.19M – 11.19M
+4.1% YoY
|
11.65M
11.65M – 11.65M
+4.1% YoY
|
| EPS |
14.67
est: 4.68 (+213.3%)
|
4.14
est: 3.64 (+13.7%)
|
17.08
est: 19.40 (-12.0%)
|
8.34
est: 10.39 (-19.8%)
|
11.77
est: 11.74 (+0.3%)
|
9.18
est: 8.60 (+6.7%)
|
8.57
est: 9.34 (-8.2%)
|
39.41
est: 10.73 (+267.4%)
|
31.69
est: 12.63 (+150.9%)
|
5.87
est: 8.16 (-28.1%)
|
7.04
est: 6.87 (+2.5%)
|
82.16
est: 10.82 (+659.3%)
|
14.36
est: 13.15 (+9.2%)
|
164.04
est: 19.22 (+753.5%)
|
21.81
est: 21.89 (-0.4%)
|
22.62
est: 22.14 (+2.2%)
|
17.90
17.90 – 17.90
-19.2% YoY
|
18.25
18.25 – 18.25
+2.0% YoY
|
18.13
18.13 – 18.13
-0.7% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-18 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-15 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-13 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-12 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-11 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-08 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-07 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-06 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-05 | A+ | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 5/5 | 5/5 |
| 2026-05-04 | A+ | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 5/5 | 5/5 |
| 2026-04-30 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-29 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-28 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-27 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-24 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-23 | A+ | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-22 | A+ | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-21 | A+ | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-20 | A+ | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-17 | A+ | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-16 | A+ | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 4/5 | 5/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
125.07M
OE per share TTM
186.43
Owner's Yield
58.60%
Maintenance CapEx ratio
27.16%
Maint CapEx / Avg PPE
26.8%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
This company is not held by any ETF in our universe.
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
3.40M
Shares Outstanding
632.5K
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Mads Arnfinn Indrehus | Managing Director | 3M | male |
| Gunnar Skahjem | Assistant Bank Manager & Head of Business Support | 2M | — |
| Karin Vikane | Special Adviser | 930.0K | female |
| Bjarte Bo | Credit Officer & Business Support Advisor | — | — |
| Janne Skilbrei | Controller | — | — |
| Olaug Skjerdal | General Assembly Member | — | — |
| Ragnhild Skahjem Tofastrud | Head of Communications & HR | — | — |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for SOGN.OL
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
