Subscribe

Skue Sparebank (SKUE.OL)

NOK326.10 -6.20 (-1.87%)
NO OSL Financial Services Banks - Regional
Address Geilovegen 34 3580
Geilo, NO
CEO Hans Kristian Glesne
IPO 2000-01-03
ISIN NO0006001809

Explore sections of this company profile

Description

Skue Sparebank is a Norwegian financial services provider offering a comprehensive array of banking solutions to both individual customers and corporate clients. Their product portfolio includes various account types such as operational, tax-advantaged, capital, client, deposit, and group accounts. They provide diverse lending options, including mortgages, business and construction loans, personal and vehicle financing, and smaller credit lines, alongside bank guarantees, overdraft facilities, and leasing services. The bank also offers a range of insurance products, covering home and leisure, vehicles, pets, company and employee benefits, and agriculture. Furthermore, Skue Sparebank assists clients with savings and pension plans, and provides modern conveniences like online and mobile banking, bank cards, and payment services. Founded in 1842 and based in Geilo, Norway, the institution was formerly known as Nes Prestegjelds Sparebank until its rebranding to Skue Sparebank in October 2013.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
NOK326.10 -6.20 (-1.87%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
2.1K
Beta
0.19
Float Shares
1.57M
Free Float %
68.6%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.15% -0.15% +0.38% -3.32% +6.87% -4.43% +1.87% +57.78% +95.61% +271.67% +286.71%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
326.10
DCF (Unlevered) 345.45 +5.9%
DCF (Levered) 25.58 -92.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 0% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 0 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.69
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
3 / 5
Medium
ROE Score
3 / 5
Medium
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +21.1% Q1'26: +9.1% (vs Q1'25)
  • EPS growth
    -29.6% Q1'26: -16.5% (vs Q1'25)
  • FCF margin
    Q1'26: +59.4% (vs Q1'25)
  • EBIT margin
    Q1'26: +23.8% (vs Q1'25)
  • ROIC
    Q1'26: +3.1% (vs Q1'25)
  • Share dilution
    +166.8% Q1'26: +151.9% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 12.98× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.20) × ERP
WACC = 30% × Ke + 70% × Kd (16.6%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 343.47 Current price: 326.10
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2010
actual
Dec 2011
actual
Dec 2012
actual
Dec 2014
actual
Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
267.94M
est: 87.29M (+206.9%)
285.70M
est: 119.87M (+138.3%)
301.31M
est: 91.86M (+228.0%)
395.40M
est: 188.99M (+109.2%)
330.82M
est: 190.70M (+73.5%)
346.82M
est: 221.25M (+56.8%)
342.03M
est: 228.33M (+49.8%)
343.73M
est: 232.26M (+48.0%)
402.36M
est: 237.40M (+69.5%)
420.69M
est: 275.90M (+52.5%)
451.92M
est: 332.20M (+36.0%)
620.61M
est: 390.50M (+58.9%)
976.20M
est: 465.50M (+109.7%)
1.26B
est: 538.50M (+134.8%)
1.53B
est: 670.10M (+128.4%)
828.00M
828.00M – 828.00M
+23.6% YoY
893.50M
893.50M – 893.50M
+7.9% YoY
949.70M
949.70M – 949.70M
+6.3% YoY
EBITDA
44.68M
est: 29.67M (+50.6%)
27.00M
est: 40.75M (-33.7%)
58.90M
est: 31.23M (+88.6%)
71.66M
est: 64.25M (+11.5%)
85.70M
est: 64.83M (+32.2%)
113.39M
est: 75.21M (+50.8%)
111.73M
est: 77.62M (+43.9%)
123.55M
est: 209.97M (-41.2%)
137.78M
est: 225.39M (-38.9%)
125.59M
est: 93.79M (+33.9%)
197.51M
est: 112.93M (+74.9%)
227.33M
est: 132.75M (+71.2%)
274.12M
est: 158.24M (+73.2%)
400.81M
est: 534.61M (-25.0%)
401.04M
est: 222.90M (+79.9%)
275.42M
275.42M – 275.42M
+23.6% YoY
297.21M
297.21M – 297.21M
+7.9% YoY
315.90M
315.90M – 315.90M
+6.3% YoY
EBIT
39.50M
est: 28.48M (+38.7%)
22.58M
est: 38.34M (-41.1%)
54.40M
est: 29.38M (+85.2%)
65.52M
est: 35.47M (+84.7%)
79.73M
est: 67.10M (+18.8%)
106.62M
est: 92.55M (+15.2%)
105.22M
est: 110.18M (-4.5%)
114.37M
est: 106.85M (+7.0%)
129.83M
est: 116.88M (+11.1%)
115.77M
est: 90.01M (+28.6%)
188.83M
est: 184.03M (+2.6%)
219.73M
est: 127.40M (+72.5%)
267.04M
est: 220.57M (+21.1%)
392.76M
est: 173.62M (+126.2%)
391.77M
est: 216.05M (+81.3%)
266.96M
266.96M – 266.96M
+23.6% YoY
288.08M
288.08M – 288.08M
+7.9% YoY
306.20M
306.20M – 306.20M
+6.3% YoY
Net Income
28.52M
est: 16.99M (+67.9%)
15.37M
est: 15.44M (-0.4%)
42.30M
est: 32.85M (+28.7%)
49.19M
est: 24.12M (+103.9%)
62.02M
est: 50.38M (+23.1%)
87.56M
est: 71.98M (+21.6%)
81.37M
est: 90.49M (-10.1%)
88.67M
est: 82.63M (+7.3%)
100.07M
est: 90.62M (+10.4%)
97.80M
est: 118.06M (-17.2%)
149.27M
est: 47.83M (+212.1%)
173.92M
est: 57.19M (+204.1%)
206.66M
est: 170.00M (+21.6%)
327.91M
est: 146.94M (+123.2%)
302.55M
est: 140.52M (+115.3%)
195.23M
195.23M – 195.23M
+38.9% YoY
213.77M
213.77M – 213.77M
+9.5% YoY
227.66M
227.66M – 227.66M
+6.5% YoY
SGA
est: 1.23M (-100.0%)
14.94M
est: 1.66M (+801.8%)
13.73M
est: 1.27M (+981.6%)
27.22M
est: 144.58M (-81.2%)
25.56M
est: 140.20M (-81.8%)
28.74M
est: 144.24M (-80.1%)
6.05M
est: 144.90M (-95.8%)
6.50M
est: 147.05M (-95.6%)
5.60M
est: 136.07M (-95.9%)
8.14M
est: 156.99M (-94.8%)
7.56M
est: 4.68M (+61.5%)
7.81M
est: 5.51M (+41.8%)
9.60M
est: 226.05M (-95.8%)
15.19M
est: 7.04M (+115.7%)
21.77M
est: 8.76M (+148.4%)
10.83M
10.83M – 10.83M
+23.6% YoY
11.68M
11.68M – 11.68M
+7.9% YoY
12.42M
12.42M – 12.42M
+6.3% YoY
EPS
9.82
est: 7.41 (+32.6%)
6.83
est: 6.76 (+1.0%)
17.67
est: 14.39 (+22.8%)
11.57
est: 10.89 (+6.2%)
13.94
est: 10.32 (+35.1%)
18.72
est: 15.07 (+24.2%)
16.94
est: 17.07 (-0.7%)
46.67
est: 18.35 (+154.4%)
52.67
est: 22.45 (+134.6%)
18.09
est: 18.31 (-1.2%)
21.22
est: 20.85 (+1.8%)
22.90
est: 24.93 (-8.1%)
98.77
est: 29.48 (+235.0%)
31.66
est: 24.01 (+31.9%)
22.28
est: 22.96 (-3.0%)
31.90
31.90 – 31.90
+38.9% YoY
34.93
34.93 – 34.93
+9.5% YoY
37.20
37.20 – 37.20
+6.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 A- 4/5 3/5 3/5 4/5 2/5 4/5 4/5
2026-05-11 A- 4/5 3/5 3/5 4/5 2/5 4/5 4/5
2026-05-08 B+ 3/5 2/5 2/5 4/5 2/5 4/5 4/5
2026-05-07 B+ 3/5 2/5 2/5 4/5 2/5 4/5 4/5
2026-05-06 B+ 3/5 2/5 2/5 4/5 2/5 4/5 4/5
2026-05-05 B+ 3/5 2/5 2/5 4/5 2/5 4/5 4/5
2026-05-04 B+ 3/5 2/5 2/5 4/5 2/5 4/5 4/5
2026-04-30 B+ 3/5 3/5 3/5 4/5 1/5 4/5 4/5
2026-04-29 B+ 3/5 3/5 3/5 4/5 1/5 4/5 4/5
2026-04-28 B+ 3/5 3/5 3/5 4/5 1/5 4/5 4/5
2026-04-27 B+ 3/5 3/5 3/5 4/5 1/5 4/5 4/5
2026-04-24 B+ 3/5 3/5 3/5 4/5 1/5 4/5 4/5
2026-04-23 B+ 3/5 3/5 3/5 4/5 1/5 4/5 4/5
2026-04-22 B+ 3/5 3/5 3/5 4/5 1/5 4/5 4/5
2026-04-21 B+ 3/5 3/5 3/5 4/5 1/5 4/5 4/5
2026-04-20 B+ 3/5 3/5 3/5 4/5 1/5 4/5 4/5
2026-04-17 A- 4/5 3/5 3/5 5/5 1/5 4/5 4/5
2026-04-16 A- 4/5 3/5 3/5 5/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.77B
OE per share TTM
694.91
Owner's Yield
91.44%
Maintenance CapEx ratio
4.55%
Maint CapEx / Avg PPE
15.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
3.77M
Shares Outstanding
2.29M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Hans Kristian Glesne Chief Executive Officer & Bank Manager 4M male
Torgeir Nokleby Chief Financial Officer 2M male
Ingrid Marit Lien Sagabraten Director of HR 1M female
Geir Hovden Head of Operations & Trustee 836.0K male
Kine Hagaeie Tyribakken Head of Accounting Department 28.0K female
Elisabeth Tveitan Head of Insurance Department female
Karin Høgetveit Hansen Trustee & Compliance Officer
Aud Irene Haugen Head of Department Bø
Lars Helge Bergan Deputy Head of Corporate Markets of Numedal & Hallingdal male
Liv Sina Waersted Head of department Hønefoss & Vikersund female
Marit Vaale Head of Administration
Terje Bale Chief Credit Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits