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Sekerbank T.A.S. (SKBNK.IS)

TRY18.75 +0.23 (+1.24%)
TR IST Financial Services Banks - Regional
Address Emniyet Evleri Mahallesi 34415
Istanbul, TR
CEO Hasan Basri Goktan
IPO 2000-05-10
ISIN TRASKBNK91N8

Explore sections of this company profile

Description

Sekerbank T.A.S., established in Istanbul, Turkey in 1953 and previously known as Pancar Kooperatifleri Bankasi A.S. until its name change in 1956, delivers a wide array of banking and financial services across Turkey. The bank caters to a diverse clientele, encompassing individual consumers, agricultural businesses, small and medium-sized enterprises (SMEs), and corporate clients. It accepts various types of deposits, including both local currency and foreign exchange accounts. Its extensive lending portfolio features consumer loans for mortgages, vehicle purchases, and general purposes, alongside business financing solutions such as export/import loans, enterprise credit, and corporate facilities. Customers benefit from individual and commercial credit and ATM cards, as well as modern digital banking platforms for mobile and online access. Beyond traditional banking, Sekerbank provides a suite of ancillary financial services. These include a comprehensive range of insurance products, covering accident, fire, personal accident, agricultural, engineering, liability, private pension, and savings life policies. The bank also offers investment and brokerage services, spanning transaction and portfolio brokerage, private portfolio management, investment consulting, and the underwriting of public offerings, complemented by limited and general custody services. Furthermore, Sekerbank engages in factoring and financial leasing activities. The institution actively manages a substantial portfolio comprising real estate, real estate projects, property-based rights, capital market instruments, and other assets. As of December 31, 2021, Sekerbank operated through a network of 238 domestic branches.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
TRY18.75 +0.23 (+1.24%)
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Volume Profile
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Liquidity & share structure
Average Volume
41M
Beta
0.74
Float Shares
1.14B
Free Float %
45.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.44% -4.25% +9.93% +24.70% +61.72% +76.48% +140.88% +684.57% +1,365.02% +1,360.67% +159,647.20%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
18.75
DCF (Unlevered) 40.35 +115.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.44
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    +46.6% Q1'26: +50.1% (vs Q1'25)
  • EPS growth
    -44.3% Q1'26: +4.0% (vs Q1'25)
  • FCF margin
    Q1'26: -82.1% (vs Q1'25)
  • EBIT margin
    Q1'26: +5.5% (vs Q1'25)
  • ROIC
    Q1'26: +5.1% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: +2.5% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 19.49× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.38) × ERP
WACC = 44% × Ke + 56% × Kd (57.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 40.35 Current price: 18.75
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2018
actual
Dec 2019
actual
Revenue
4.72B
est: 1.35B (+248.6%)
4.55B
est: 1.48B (+207.9%)
EBITDA
174.47M
est: 213.67M (-18.3%)
-836.15M
est: 233.08M (-458.7%)
EBIT
107.58M
est: 183.71M (-41.4%)
-975.97M
est: 200.39M (-587.0%)
Net Income
89.40M
-767.85M
SGA
35.62M
est: 6.90M (+416.4%)
17.03M
est: 7.52M (+126.3%)
EPS
0.06
-0.55
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-13 C+ 2/5 1/5 3/5 3/5 1/5 2/5 2/5
2026-05-12 C+ 2/5 1/5 3/5 3/5 1/5 2/5 2/5
2026-05-11 C+ 2/5 1/5 3/5 3/5 1/5 2/5 2/5
2026-05-08 C 2/5 1/5 3/5 3/5 1/5 1/5 1/5
2026-05-07 C 2/5 1/5 3/5 3/5 1/5 1/5 1/5
2026-05-06 C 2/5 1/5 3/5 3/5 1/5 1/5 1/5
2026-05-05 C 2/5 1/5 3/5 3/5 1/5 1/5 1/5
2026-05-04 C 2/5 1/5 3/5 3/5 1/5 1/5 1/5
2026-04-30 C 2/5 1/5 3/5 3/5 1/5 1/5 1/5
2026-04-29 C 2/5 1/5 3/5 3/5 1/5 1/5 1/5
2026-04-28 C 2/5 1/5 3/5 3/5 1/5 1/5 1/5
2026-04-27 C 2/5 1/5 3/5 4/5 1/5 1/5 1/5
2026-04-24 C 2/5 1/5 3/5 4/5 1/5 1/5 1/5
2026-04-22 C 2/5 1/5 3/5 4/5 1/5 1/5 1/5
2026-04-21 C 2/5 1/5 3/5 4/5 1/5 1/5 1/5
2026-04-20 C 2/5 1/5 3/5 4/5 1/5 1/5 1/5
2026-04-17 C+ 2/5 1/5 4/5 4/5 1/5 1/5 1/5
2026-04-16 C+ 2/5 1/5 4/5 4/5 1/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-41.25B
OE per share TTM
24.70
Owner's Yield
-120.19%
Maintenance CapEx ratio
169.96%
Maint CapEx / Avg PPE
26.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 26 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Avantis Emerging Markets Small Cap Equity ETF AVEE 0.07% 80.2K 0.42%
2 Avantis Responsible Emerging Markets Equity ETF AVSE 0.04% 89.3K 0.33%
3 Dimensional - Emerging Markets ex China Core Equity ETF DEXC 0.03% 84.8K 0.56%
4 Dimensional - Emerging Markets Core Equity 2 ETF DFEM 0.02% 1.70M 0.39%
5 Avantis Emerging Markets ex-China Equity ETF AVXC 0.02% 67.3K 0.33%
6 Avantis Emerging Markets Value ETF AVES 0.02% 235.5K 0.36%
7 Vanguard FTSE All-World ex-US Small-Cap ETF VSS 0.01% 1.25M 0.06%
8 Dimensional - Emerging Markets Value ETF DFEV 0.01% 164.1K 0.46%
9 Avantis Emerging Markets Equity UCITS ETF USD Acc AVEM.L 0.01% 20.4K 0.35%
10 Avantis Emerging Markets Equity ETF AVEM 0.01% 2.03M 0.33%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
777.2K
Shares Outstanding
2.50B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Aybala Simsek GM & Director female
Burak Latif Latifoglu Executive Vice President of Financial Control, Reporting & Budget Management male
Ender Dilekci Executive Vice President of Credit Monitoring & NPL Management male
Erman Eltut Executive Vice President of Operations male
Fahrettin Ozcan Executive Vice President of Credit Management male
Hasan Basri Göktan Executive Chairman
Huseyin Ust Executive Vice President of SME & Enterprise Banking male
Mehmet Executive Vice President of Information Technology male
Oytun Iper Head of Internal Control & Compliance Department male
Tuba Kara Albek Executive Vice President of Human Resources female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits