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St. Galler Kantonalbank AG (SGKN.SW)

CHF650.00 +1.00 (+0.15%)
CH SIX Financial Services Banks - Regional
Address St. Leonhardstrasse 25 9001
Sankt Gallen, CH
CEO Christian Schmid
Website sgkb.ch
IPO 2001-04-02
ISIN CH0011484067

Explore sections of this company profile

Also trades on London Stock Exchange · 0QQZ.L (CHF) Swiss Exchange · SGKN.SW (CHF)
Description

Operating as a cantonal bank, St. Galler Kantonalbank AG extends its banking services to both the local populace and small to medium-sized enterprises across the Cantons of St. Gallen and Appenzell Ausserrhoden. Its extensive portfolio includes various asset management instruments, such as investment funds and structured financial products. Furthermore, the bank provides specialized financial planning services, advising on matters like succession, retirement, and wealth tax strategies. Customers also benefit from e-banking capabilities and in-depth investment research. The institution, founded in 1868, adopted its current name, St. Galler Kantonalbank AG, in 2000, having previously been known as St. Gallische Kantonalbank. Its operations are based in Sankt Gallen, Switzerland.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
CHF650.00 +1.00 (+0.15%)
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Volume Profile
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Liquidity & share structure
Average Volume
3.2K
Beta
0.07
Float Shares
2.71M
Free Float %
45.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.42% +5.95% -0.31% +0.16% +18.27% +9.01% +31.76% +36.38% +51.90% +58.14% +302.03%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
650.00
DCF (Unlevered) 3,796.79 +484.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.44
Distress
Piotroski F-Score
2 / 9
Weak
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +49.0% Q4'25: +7.0% (vs Q4'23)
  • EPS growth
    +5.5% Q4'25: +14.3% (vs Q4'23)
  • FCF margin
    Q4'25: -217.0% (vs Q4'23)
  • EBIT margin
    Q4'25: +24.6% (vs Q4'23)
  • ROIC
    Q4'25: +16.9% (vs Q4'23)
  • Share dilution
    -0.1% Q4'25: -0.1% (vs Q4'23)
  • Debt / EBITDA
    Q4'25: 17.96× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.07) × ERP
WACC = 29% × Ke + 71% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 3,796.79 Current price: 650.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2002
actual
Dec 2003
actual
Dec 2004
actual
Dec 2005
actual
Dec 2006
actual
Dec 2007
actual
Dec 2008
actual
Dec 2009
actual
Dec 2010
actual
Dec 2011
actual
Dec 2012
actual
Dec 2013
actual
Dec 2014
actual
Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
433.40M
est.
452.90M
est.
730.55M
est: 446.81M (+63.5%)
533.17M
est: 508.03M (+4.9%)
552.57M
est: 566.69M (-2.5%)
555.44M
est: 582.48M (-4.6%)
530.63M
est: 524.15M (+1.2%)
523.59M
est: 548.06M (-4.5%)
490.29M
est: 501.86M (-2.3%)
481.29M
est: 475.30M (+1.3%)
500.21M
est: 487.26M (+2.7%)
486.73M
est: 498.25M (-2.3%)
448.92M
est: 457.03M (-1.8%)
443.91M
est: 434.99M (+2.1%)
436.17M
est: 441.60M (-1.2%)
441.95M
est: 449.00M (-1.6%)
435.90M
est: 461.00M (-5.4%)
583.40M
est: 468.00M (+24.7%)
561.99M
est: 481.00M (+16.8%)
581.99M
est: 505.00M (+15.2%)
495.02M
est: 497.98M (-0.6%)
562.91M
est: 551.10M (+2.1%)
560.97M
est: 564.10M (-0.6%)
835.73M
est: 603.10M (+38.6%)
626.50M
626.50M – 626.50M
+3.9% YoY
644.92M
644.92M – 644.92M
+2.9% YoY
671.37M
671.37M – 671.37M
+4.1% YoY
EBITDA
182.53M
est.
190.74M
est.
150.31M
est: 417.50M (-64.0%)
460.25M
est: 471.98M (-2.5%)
538.68M
est: 557.45M (-3.4%)
313.69M
est: 245.31M (+27.9%)
265.04M
est: 220.74M (+20.1%)
381.11M
est: 230.81M (+65.1%)
334.28M
est: 470.00M (-28.9%)
309.95M
est: 418.33M (-25.9%)
328.48M
est: 413.04M (-20.5%)
est: 423.64M (-100.0%)
est: 325.08M (-100.0%)
284.75M
est: 339.69M (-16.2%)
295.41M
est: 314.82M (-6.2%)
203.60M
est: 335.28M (-39.3%)
206.12M
est: 335.24M (-38.5%)
215.15M
est: 327.96M (-34.4%)
192.37M
est: 315.16M (-39.0%)
226.00M
est: 212.68M (+6.3%)
232.82M
est: 209.72M (+11.0%)
254.38M
est: 229.52M (+10.8%)
254.06M
est: 334.32M (-24.0%)
266.57M
est: 251.18M (+6.1%)
260.92M
260.92M – 260.92M
+3.9% YoY
268.60M
268.60M – 268.60M
+2.9% YoY
279.61M
279.61M – 279.61M
+4.1% YoY
EBIT
176.04M
est.
132.92M
est.
150.31M
est: 135.25M (+11.1%)
210.26M
est: 170.89M (+23.0%)
267.65M
est: 235.03M (+13.9%)
273.96M
est: 275.06M (-0.4%)
209.89M
est: 246.56M (-14.9%)
339.60M
est: 219.47M (+54.7%)
299.38M
est: 190.08M (+57.5%)
279.93M
est: 171.61M (+63.1%)
297.36M
est: 169.66M (+75.3%)
-52.53M
est: 193.36M (-127.2%)
-12.87M
est: 117.87M (-110.9%)
268.47M
est: 172.76M (+55.4%)
281.13M
est: 160.64M (+75.0%)
189.52M
est: 194.18M (-2.4%)
190.88M
est: 205.77M (-7.2%)
412.96M
est: 203.06M (+103.4%)
192.37M
est: 205.20M (-6.3%)
210.42M
est: 205.11M (+2.6%)
219.12M
est: 202.26M (+8.3%)
242.86M
est: 221.27M (+9.8%)
254.06M
est: 222.08M (+14.4%)
266.57M
est: 242.14M (+10.1%)
251.54M
251.54M – 251.54M
+3.9% YoY
258.94M
258.94M – 258.94M
+2.9% YoY
269.56M
269.56M – 269.56M
+4.1% YoY
Net Income
124.20M
est.
103.66M
est.
114.88M
est: 103.29M (+11.2%)
168.30M
est: 130.64M (+28.8%)
228.56M
est: 188.09M (+21.5%)
226.68M
est: 234.97M (-3.5%)
171.14M
est: 204.00M (-16.1%)
168.14M
est: 178.90M (-6.0%)
146.33M
est: 155.19M (-5.7%)
135.74M
est: 138.56M (-2.0%)
151.36M
est: 139.11M (+8.8%)
108.67M
est: 154.81M (-29.8%)
146.29M
est: 99.71M (+46.7%)
133.40M
est: 141.39M (-5.6%)
146.04M
est: 134.06M (+8.9%)
155.97M
est: 161.74M (-3.6%)
158.59M
est: 171.17M (-7.3%)
163.92M
est: 170.42M (-3.8%)
167.21M
est: 169.20M (-1.2%)
181.25M
est: 186.92M (-3.0%)
183.76M
est: 173.98M (+5.6%)
207.20M
215.08M
est: 211.10M (+1.9%)
226.98M
est: 225.96M (+0.4%)
233.83M
233.83M – 233.83M
+3.5% YoY
240.40M
240.40M – 240.40M
+2.8% YoY
251.87M
251.87M – 251.87M
+4.8% YoY
SGA
225.04M
est.
320.81M
est.
27.55M
est: 327.82M (-91.6%)
59.76M
est: 382.27M (-84.4%)
66.52M
est: 375.62M (-82.3%)
153.88M
est: 321.52M (-52.1%)
est: 288.40M (-100.0%)
est: 378.62M (-100.0%)
est: 312.32M (-100.0%)
est: 314.72M (-100.0%)
91.24M
est: 349.37M (-73.9%)
81.91M
est: 344.19M (-76.2%)
83.88M
est: 350.31M (-76.1%)
84.18M
est: 281.14M (-70.1%)
76.80M
est: 329.75M (-76.7%)
85.10M
est: 270.23M (-68.5%)
85.27M
est: 286.74M (-70.3%)
284.52M
est: 280.80M (+1.3%)
284.68M
est: 306.01M (-7.0%)
277.18M
est: 262.22M (+5.7%)
276.74M
est: 258.57M (+7.0%)
290.71M
est: 257.46M (+12.9%)
301.77M
est: 324.61M (-7.0%)
205.72M
est: 281.75M (-27.0%)
292.68M
292.68M – 292.68M
+3.9% YoY
301.29M
301.29M – 301.29M
+2.9% YoY
313.64M
313.64M – 313.64M
+4.1% YoY
EPS
20.76
est.
20.61
est.
22.83
est: 25.42 (-10.2%)
30.99
est: 32.88 (-5.7%)
41.21
est: 44.31 (-7.0%)
40.91
est: 45.88 (-10.8%)
30.86
est: 36.86 (-16.3%)
30.39
est: 37.18 (-18.3%)
26.38
est: 29.81 (-11.5%)
24.49
est: 25.35 (-3.4%)
27.28
est: 28.21 (-3.3%)
19.58
est: 27.61 (-29.1%)
26.32
est: 27.95 (-5.8%)
23.97
est: 22.39 (+7.1%)
26.25
est: 25.16 (+4.3%)
28.03
est: 27.40 (+2.3%)
28.49
est: 26.60 (+7.1%)
28.30
est: 26.64 (+6.2%)
27.93
est: 27.60 (+1.2%)
30.29
est: 31.24 (-3.0%)
30.71
est: 29.08 (+5.6%)
34.63
35.97
est: 35.30 (+1.9%)
37.95
est: 37.79 (+0.4%)
39.10
39.10 – 39.10
+3.5% YoY
40.20
40.20 – 40.20
+2.8% YoY
42.12
42.12 – 42.12
+4.8% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-05-28 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-05-27 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-05-26 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-05-22 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-05-21 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-05-20 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-05-19 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-05-18 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-05-15 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-05-13 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-05-12 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-05-11 B- 3/5 4/5 2/5 3/5 1/5 2/5 3/5
2026-05-08 B- 3/5 4/5 2/5 3/5 1/5 2/5 3/5
2026-05-07 B- 3/5 4/5 2/5 3/5 1/5 2/5 3/5
2026-05-06 B- 3/5 4/5 2/5 3/5 1/5 2/5 3/5
2026-05-05 B- 3/5 4/5 2/5 3/5 1/5 2/5 3/5
2026-05-04 B- 3/5 4/5 2/5 3/5 1/5 2/5 3/5
2026-04-30 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-04-29 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-04-28 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-04-27 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-04-24 B 3/5 4/5 3/5 3/5 1/5 2/5 3/5
2026-04-23 B 3/5 4/5 3/5 4/5 1/5 2/5 3/5
2026-04-22 B 3/5 4/5 3/5 4/5 1/5 2/5 3/5
2026-04-21 B 3/5 4/5 3/5 4/5 1/5 2/5 3/5
2026-04-20 B 3/5 4/5 3/5 4/5 1/5 2/5 3/5
2026-04-17 B 3/5 4/5 3/5 4/5 1/5 2/5 3/5
2026-04-16 B 3/5 4/5 3/5 4/5 1/5 2/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-46.97M
OE per share TTM
-7.76
Owner's Yield
-1.23%
Maintenance CapEx ratio
33.28%
Maint CapEx / Avg PPE
24.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 42 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares International Developed Small Cap Value Factor ETF ISVL 0.31% 993.9K 0.31%
2 Dimensional - International Small Cap Value ETF DISV 0.22% 10.46M 0.42%
3 Portfolio Building Block European Banks Index ETF PBEU 0.14% 623.0K 0.25%
4 iShares Core SPI(R) ETF (CH) CHSPI.SW 0.10% 7.06M 0.10%
5 Schwab International Small-Cap Equity ETF SCHC 0.09% 4.71M 0.06%
6 Dimensional - International Small Cap ETF DFIS 0.07% 3.79M 0.39%
7 Vanguard FTSE All-World ex-US Small-Cap ETF VSS 0.06% 8.24M 0.06%
8 Dimensional - International Vector Equity ETF DXIV 0.04% 80.9K 0.53%
9 Avantis International Small Cap Equity ETF AVDS 0.04% 120.2K 0.30%
10 Schwab Fundamental International Small Company Index ETF FNDC 0.03% 937.8K 0.39%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
301.2K
Shares Outstanding
5.98M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Christian Schmid Chairman of Management Board 1M
Christoph Schonenberger Head of Legal & Compliance
Falk Kohlmann Head of Market Services & Member of the Management Board
Hanspeter Wohlwend Head of Private Banking & Member of Management Board
Patrick Graf Head of Corporate Center & Member of Management Board male
Rene Walser Head of Retail & Commercial Clients and Executive Board Member male
Simon Fuchs Head of Marketing
Stefan Klinger Head of Controlling & Finance male
Adrian Kunz Secretary General & Head of Corporate Communication male
Thomas Stucki Head of Investment Center
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits