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Security Bancorp, Inc. (SCYT)

USD123.00 +0.00 (+0.00%)
US OTC Financial Services Banks - Regional
Address 306 West Main Street 37110
McMinnville, TN, US
CEO Michael D. Griffith
Website secfed.net
IPO 1997-11-20
ISIN US81377P1093

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Description

Security Bancorp, Inc. functions as the holding company for its subsidiary, Security Federal Savings Bank, providing a comprehensive suite of financial products and services to both individual consumers and corporate clients throughout Tennessee. The institution's deposit offerings encompass traditional checking and savings accounts, in addition to various certificates of deposit. It also extends diverse lending options, including consumer loans, mortgage financing, and residential real estate loans. For its business clientele, the company provides commercial loans, which comprise installment loans and lines of credit, as well as specialized acquisition and development loans. Beyond core banking services, Security Bancorp facilitates a range of financial planning and investment solutions. These include individual retirement accounts (IRAs), various investment vehicles such as mutual funds, stocks, and bonds, alongside options for rollovers and transfers. Customers can also access a spectrum of annuities (fixed, variable, indexed, and immediate), life insurance, and college planning assistance. Furthermore, the company offers convenient digital banking capabilities, including online, mobile, and telephone services, along with bill payment solutions. Established in 1960, Security Bancorp, Inc. is headquartered in McMinnville, Tennessee.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD123.00 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
21
Beta
0.05
Float Shares
357.1K
Free Float %
94.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +0.00% +3.65% +11.28% +6.40% +21.98% +77.81% +61.32% +173.95% +589.79%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

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Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
123.00
DCF (Unlevered) 129.23 +5.1%
DCF (Levered) 206.13 +67.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.33
Distress
Piotroski F-Score
2 / 9
Weak
Operational MOAT
★ Strong MOAT
  • Revenue growth
    +9.0% Q1'26: +77.2% (vs Q1'25)
  • EPS growth
    +35.1% Q1'26: +39.6% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +32.3% (vs Q1'25)
  • ROIC
    Q1'26: +10.4% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: +0.6% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 2.46× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.05) × ERP
WACC = 67% × Ke + 33% × Kd (48.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 129.23 Current price: 123.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-04-24 A 4/5 5/5 4/5 5/5 2/5 4/5 3/5
2026-04-20 A 4/5 5/5 4/5 5/5 2/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-123.8K
OE per share TTM
-0.35
Owner's Yield
-0.33%
Maintenance CapEx ratio
7.76%
Maint CapEx / Avg PPE
17.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
867.1K
Shares Outstanding
378.1K

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Joe H. Pugh Director 189.6K male
Angela D. Brown Senior Vice President & Chief Financial Officer female
Herschel Wells Jr. Secretary & Director male
Andrea Jones Head Teller
Lisa Hillis Senior Vice President & Executive Assistant
Matt Rains Senior Vice President male
Michael D. Griffith President & Chief Executive Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits