SCB X Public Company Limited (SCB.BK)
Bangkok, TH
SCB X Public Company Limited functions as the holding company for The Siam Commercial Bank Public Company Limited, delivering an extensive suite of financial products and services. For individual clients, the company offers a variety of deposit accounts, encompassing savings, current, fixed, and long-term options. It also provides consumer lending solutions for homes, vehicles, and personal needs, alongside diverse insurance policies covering accidents, savings, and health expenses. Additionally, it issues debit, credit, prepaid, and gift cards, facilitates investments in mutual funds, bonds, and debentures, and supports payroll, payment, and digital banking requirements. Its corporate banking arm provides credit facilities, financial advisory, and merger & acquisition services. It handles fixed income instrument underwriting, structured finance, and project finance, while also assisting with foreign exchange and interest rate risk management and offering investment strategies. Cash management, comprehensive custodial, and various agency services (including mutual fund supervisory and escrow) are also part of its corporate offerings, alongside international trade remittance and digital banking. Beyond core financial activities, SCB X is involved in office space leasing, hire-purchase and vehicle lending/leasing, research and development, and debt collection. It also ventures into technology solutions, such as a food ordering platform. Established in 1906 and based in Bangkok, Thailand, the company operates through a wide branch network across Thailand and maintains international offices in Singapore, Hong Kong, Laos, Vietnam, China, and the Cayman Islands. It was previously known as SCB Holdings Public Company Limited.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | -0.74% | +2.67% | -9.43% | +3.46% | -3.24% | +15.45% | +29.95% | +31.22% | +0.37% | +193.99% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | -2 |
| Buy | 5 | 0 |
| Hold | 10 | +1 |
| Sell | 1 | 0 |
| Strong Sell | 2 | 0 |
-
Revenue growth+67.7% Q1'26: +51.9% (vs Q1'25)
-
EPS growth+8.1% Q1'26: -18.3% (vs Q1'25)
-
FCF margin— Q1'26: +3.2% (vs Q1'25)
-
EBIT margin— Q1'26: +26.4% (vs Q1'25)
-
ROIC— Q1'26: +4.6% (vs Q1'25)
-
Share dilution+0.0% Q1'26: -0.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 8.10× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 16 Rev. Ana. 15 EPS Ana. |
Dec 2027 16 Rev. Ana. 16 EPS Ana. |
Dec 2028 14 Rev. Ana. 10 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
—
est: 136.62B (-100.0%)
|
—
est: 131.33B (-100.0%)
|
—
est: 137.15B (-100.0%)
|
—
est: 137.86B (-100.0%)
|
—
est: 155.40B (-100.0%)
|
—
est: 141.82B (-100.0%)
|
108.32B
est: 151.41B (-28.5%)
|
120.59B
est: 154.67B (-22.0%)
|
127.50B
est: 128.73B (-1.0%)
|
129.78B
est: 172.34B (-24.7%)
|
217.63B
est: 172.15B (+26.4%)
|
159.36B
152.26B – 166.07B
-7.4% YoY
|
163.07B
154.58B – 170.20B
+2.3% YoY
|
167.67B
167.36B – 167.97B
+2.8% YoY
|
| EBITDA |
—
|
—
|
—
|
—
|
—
|
—
|
44.17B
|
50.46B
|
55.33B
est: 50.83B (+8.9%)
|
56.81B
est: 68.05B (-16.5%)
|
60.13B
est: 67.98B (-11.5%)
|
62.92B
60.12B – 65.57B
-7.4% YoY
|
64.39B
61.04B – 67.20B
+2.3% YoY
|
66.20B
66.08B – 66.32B
+2.8% YoY
|
| EBIT |
—
|
—
|
—
|
—
|
—
|
—
|
44.17B
|
50.46B
|
55.33B
est: 50.83B (+8.9%)
|
56.81B
est: 68.05B (-16.5%)
|
60.13B
est: 67.98B (-11.5%)
|
62.92B
60.12B – 65.57B
-7.4% YoY
|
64.39B
61.04B – 67.20B
+2.3% YoY
|
66.20B
66.08B – 66.32B
+2.8% YoY
|
| Net Income |
—
est: 46.64B (-100.0%)
|
—
est: 46.22B (-100.0%)
|
—
est: 44.15B (-100.0%)
|
—
est: 40.02B (-100.0%)
|
—
est: 40.70B (-100.0%)
|
—
est: 26.67B (-100.0%)
|
35.59B
est: 35.03B (+1.6%)
|
37.55B
est: 38.17B (-1.6%)
|
43.52B
est: 41.95B (+3.7%)
|
43.94B
est: 43.75B (+0.4%)
|
47.49B
est: 45.18B (+5.1%)
|
43.39B
39.85B – 46.78B
-4.0% YoY
|
45.01B
40.46B – 49.82B
+3.7% YoY
|
46.63B
42.73B – 50.10B
+3.6% YoY
|
| SGA |
—
|
—
|
—
|
—
|
—
|
—
|
40.97B
|
50.73B
|
50.98B
est: 46.59B (+9.4%)
|
51.10B
est: 62.37B (-18.1%)
|
47.23B
est: 62.30B (-24.2%)
|
57.67B
55.10B – 60.10B
-7.4% YoY
|
59.02B
55.94B – 61.60B
+2.3% YoY
|
60.68B
60.57B – 60.79B
+2.8% YoY
|
| EPS |
13.88
est: 13.85 (+0.2%)
|
14.01
est: 13.73 (+2.1%)
|
12.70
est: 13.11 (-3.1%)
|
11.79
est: 11.89 (-0.8%)
|
11.90
est: 12.09 (-1.5%)
|
8.01
est: 7.92 (+1.1%)
|
10.47
est: 10.40 (+0.6%)
|
11.12
est: 11.34 (-1.9%)
|
12.93
est: 12.46 (+3.8%)
|
13.05
est: 13.04 (+0.1%)
|
14.10
est: 14.17 (-0.5%)
|
12.73
11.84 – 13.89
-10.2% YoY
|
13.32
12.02 – 14.80
+4.6% YoY
|
14.06
12.69 – 14.88
+5.6% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-28 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-27 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-26 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-25 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-22 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-21 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-20 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-19 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-18 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-15 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-14 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-13 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-12 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-11 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-08 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-07 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-06 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-05 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-30 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-29 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-28 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-27 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-24 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-23 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-22 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-21 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-20 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-17 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-16 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Strive Emerging Markets Ex-China ETF STXE | 0.20% | 304.0K | 0.32% |
| 2 | State Street SPDR MSCI Emerging Markets Fossil Fuel Reserves Free ETF EEMX | 0.04% | 62.5K | 0.30% |
| 3 | UBS Core MSCI EM UCITS ETF USD dis UB30.L | 0.03% | 4.11M | 0.15% |
| 4 | Invesco MSCI Emerging Markets UCITS ETF MXFS.L | 0.03% | 130.1K | 0.09% |
| 5 | UBS MSCI ACWI Universal UCITS ETF hCHF acc AWESGS.SW | 0.00% | 246.4K | 0.26% |
| 6 | State Street SPDR Portfolio MSCI Global Stock Market ETF SPGM | 0.00% | 44.2K | 0.09% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Arthid Nanthawithaya | Chief Executive Officer & Non-Executive Director | 2M | male |
| Arak Sutivong | Deputy Chief Executive Officer & Chief Financial Officer | — | — |
| Dalad Tantiprasongchai | Chief Operating & International Business Officer | — | female |
| Dennis Thorsten Trawnitschek | Chief Technology Officer | — | male |
| Nipat Wattanatittan | Chief Business Development Officer | — | male |
| Parnu Chotiprasidhi | First Executive Vice President | — | male |
| Patraporn Sirodom | Chief Talent Officer | — | female |
| Sathian Leowarin | Chief Sustainability Officer | — | male |
| Sutirapan Sakkawatra | Chief Customer Officer | — | male |
| Aorapin Sinthawornkul | Head of Finance & Accounting | — | female |
| Wallaya Kaewrungruang | Chief Legal Officer & Chief Compliance Officer | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for SCB.BK
Short-term intention
Target Price Distribution
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