Subscribe

SCB X Public Company Limited (SCB.BK)

THB153.50 +0.00 (+0.00%)
TH SET Financial Services Banks - Regional
Address 9 Ratchadapisek Road 10900
Bangkok, TH
CEO Arthid Nanthawithaya
Website scb.co.th
IPO 2022-04-20
ISIN THA790010005

Explore sections of this company profile

Also trades on Stock Exchange of Thailand · SCB-R.BK (THB) Stock Exchange of Thailand · SCB.BK (THB)
Description

SCB X Public Company Limited functions as the holding company for The Siam Commercial Bank Public Company Limited, delivering an extensive suite of financial products and services. For individual clients, the company offers a variety of deposit accounts, encompassing savings, current, fixed, and long-term options. It also provides consumer lending solutions for homes, vehicles, and personal needs, alongside diverse insurance policies covering accidents, savings, and health expenses. Additionally, it issues debit, credit, prepaid, and gift cards, facilitates investments in mutual funds, bonds, and debentures, and supports payroll, payment, and digital banking requirements. Its corporate banking arm provides credit facilities, financial advisory, and merger & acquisition services. It handles fixed income instrument underwriting, structured finance, and project finance, while also assisting with foreign exchange and interest rate risk management and offering investment strategies. Cash management, comprehensive custodial, and various agency services (including mutual fund supervisory and escrow) are also part of its corporate offerings, alongside international trade remittance and digital banking. Beyond core financial activities, SCB X is involved in office space leasing, hire-purchase and vehicle lending/leasing, research and development, and debt collection. It also ventures into technology solutions, such as a food ordering platform. Established in 1906 and based in Bangkok, Thailand, the company operates through a wide branch network across Thailand and maintains international offices in Singapore, Hong Kong, Laos, Vietnam, China, and the Cayman Islands. It was previously known as SCB Holdings Public Company Limited.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
THB153.50 +0.00 (+0.00%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
20M
Beta
0.14
Float Shares
1.68B
Free Float %
50.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% -0.74% +2.67% -9.43% +3.46% -3.24% +15.45% +29.95% +31.22% +0.37% +193.99%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
153.50
DCF (Unlevered) 936.45 +510.1%
DCF (Levered) 2,146.73 +1,298.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 35% Bullish
Rating 2026-05 Change
Strong Buy 2 -2
Buy 5 0
Hold 10 +1
Sell 1 0
Strong Sell 2 0
Quality scores
Altman Z-Score
0.36
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +67.7% Q1'26: +51.9% (vs Q1'25)
  • EPS growth
    +8.1% Q1'26: -18.3% (vs Q1'25)
  • FCF margin
    Q1'26: +3.2% (vs Q1'25)
  • EBIT margin
    Q1'26: +26.4% (vs Q1'25)
  • ROIC
    Q1'26: +4.6% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: -0.1% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 8.10× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.13) × ERP
WACC = 53% × Ke + 47% × Kd (9.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 936.45 Current price: 153.50
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
16 Rev. Ana.
15 EPS Ana.
Dec 2027
16 Rev. Ana.
16 EPS Ana.
Dec 2028
14 Rev. Ana.
10 EPS Ana.
Revenue
est: 136.62B (-100.0%)
est: 131.33B (-100.0%)
est: 137.15B (-100.0%)
est: 137.86B (-100.0%)
est: 155.40B (-100.0%)
est: 141.82B (-100.0%)
108.32B
est: 151.41B (-28.5%)
120.59B
est: 154.67B (-22.0%)
127.50B
est: 128.73B (-1.0%)
129.78B
est: 172.34B (-24.7%)
217.63B
est: 172.15B (+26.4%)
159.36B
152.26B – 166.07B
-7.4% YoY
163.07B
154.58B – 170.20B
+2.3% YoY
167.67B
167.36B – 167.97B
+2.8% YoY
EBITDA
44.17B
50.46B
55.33B
est: 50.83B (+8.9%)
56.81B
est: 68.05B (-16.5%)
60.13B
est: 67.98B (-11.5%)
62.92B
60.12B – 65.57B
-7.4% YoY
64.39B
61.04B – 67.20B
+2.3% YoY
66.20B
66.08B – 66.32B
+2.8% YoY
EBIT
44.17B
50.46B
55.33B
est: 50.83B (+8.9%)
56.81B
est: 68.05B (-16.5%)
60.13B
est: 67.98B (-11.5%)
62.92B
60.12B – 65.57B
-7.4% YoY
64.39B
61.04B – 67.20B
+2.3% YoY
66.20B
66.08B – 66.32B
+2.8% YoY
Net Income
est: 46.64B (-100.0%)
est: 46.22B (-100.0%)
est: 44.15B (-100.0%)
est: 40.02B (-100.0%)
est: 40.70B (-100.0%)
est: 26.67B (-100.0%)
35.59B
est: 35.03B (+1.6%)
37.55B
est: 38.17B (-1.6%)
43.52B
est: 41.95B (+3.7%)
43.94B
est: 43.75B (+0.4%)
47.49B
est: 45.18B (+5.1%)
43.39B
39.85B – 46.78B
-4.0% YoY
45.01B
40.46B – 49.82B
+3.7% YoY
46.63B
42.73B – 50.10B
+3.6% YoY
SGA
40.97B
50.73B
50.98B
est: 46.59B (+9.4%)
51.10B
est: 62.37B (-18.1%)
47.23B
est: 62.30B (-24.2%)
57.67B
55.10B – 60.10B
-7.4% YoY
59.02B
55.94B – 61.60B
+2.3% YoY
60.68B
60.57B – 60.79B
+2.8% YoY
EPS
13.88
est: 13.85 (+0.2%)
14.01
est: 13.73 (+2.1%)
12.70
est: 13.11 (-3.1%)
11.79
est: 11.89 (-0.8%)
11.90
est: 12.09 (-1.5%)
8.01
est: 7.92 (+1.1%)
10.47
est: 10.40 (+0.6%)
11.12
est: 11.34 (-1.9%)
12.93
est: 12.46 (+3.8%)
13.05
est: 13.04 (+0.1%)
14.10
est: 14.17 (-0.5%)
12.73
11.84 – 13.89
-10.2% YoY
13.32
12.02 – 14.80
+4.6% YoY
14.06
12.69 – 14.88
+5.6% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-28 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-27 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-26 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-25 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-22 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-21 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-20 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-19 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-18 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-15 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-14 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-13 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-12 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-11 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-08 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-07 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-06 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-05-05 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-04-30 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-04-29 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-04-28 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-04-27 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-04-24 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-04-23 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-04-22 B 3/5 1/5 3/5 4/5 2/5 3/5 3/5
2026-04-21 B 3/5 1/5 3/5 5/5 2/5 3/5 3/5
2026-04-20 B 3/5 1/5 3/5 5/5 2/5 3/5 3/5
2026-04-17 B 3/5 1/5 3/5 5/5 2/5 3/5 3/5
2026-04-16 B 3/5 1/5 3/5 5/5 2/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
63.78B
OE per share TTM
18.95
Owner's Yield
14.09%
Maintenance CapEx ratio
74.11%
Maint CapEx / Avg PPE
43.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 6 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Strive Emerging Markets Ex-China ETF STXE 0.20% 304.0K 0.32%
2 State Street SPDR MSCI Emerging Markets Fossil Fuel Reserves Free ETF EEMX 0.04% 62.5K 0.30%
3 UBS Core MSCI EM UCITS ETF USD dis UB30.L 0.03% 4.11M 0.15%
4 Invesco MSCI Emerging Markets UCITS ETF MXFS.L 0.03% 130.1K 0.09%
5 UBS MSCI ACWI Universal UCITS ETF hCHF acc AWESGS.SW 0.00% 246.4K 0.26%
6 State Street SPDR Portfolio MSCI Global Stock Market ETF SPGM 0.00% 44.2K 0.09%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
3.43M
Shares Outstanding
3.37B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Arthid Nanthawithaya Chief Executive Officer & Non-Executive Director 2M male
Arak Sutivong Deputy Chief Executive Officer & Chief Financial Officer
Dalad Tantiprasongchai Chief Operating & International Business Officer female
Dennis Thorsten Trawnitschek Chief Technology Officer male
Nipat Wattanatittan Chief Business Development Officer male
Parnu Chotiprasidhi First Executive Vice President male
Patraporn Sirodom Chief Talent Officer female
Sathian Leowarin Chief Sustainability Officer male
Sutirapan Sakkawatra Chief Customer Officer male
Aorapin Sinthawornkul Head of Finance & Accounting female
Wallaya Kaewrungruang Chief Legal Officer & Chief Compliance Officer female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits