Standard Bank Group Limited (SBK.JO)
Johannesburg, ZA
Standard Bank Group Limited, operating as SBK.JO, delivers an extensive array of banking and financial offerings throughout Africa and globally. Its comprehensive services cater to both individual and corporate clients. For personal banking, the institution provides diverse products such as bank accounts, digital wallets, various credit and prepaid cards, savings and investment vehicles, and foreign exchange facilities. It also extends loans for homes, personal needs, vehicles, and education, alongside financial planning, trading, and estate management provisions like wills and trusts. A broad selection of insurance policies covers areas including car, home, income, debt, funeral, life, travel, legal assistance, and personal accidents. Business customers benefit from specialized accounts, diverse financing options including vehicle and asset finance, commercial property loans, and bespoke funding solutions. The group also furnishes business savings and investment products, plus a wide spectrum of commercial insurance policies for items like loans, corporate risks, agriculture, engineering risks, and cyber protection. Supplementary business services encompass fleet management, merchant solutions, cash handling, debit order processing, franchising support, and e-commerce platforms, alongside employee-focused offerings such as payroll and human resources solutions. Beyond conventional banking, Standard Bank is actively involved in financial markets, offering trading and risk management across foreign exchange, money markets, interest rates, equities, credit, and commodities. It further facilitates international trade finance, working capital solutions, and investor services. Wealth management products are also a key component of its portfolio. Clients can access these services conveniently via online, mobile, and telephone banking channels. The institution serves a varied client base, including small and medium-sized enterprises, large corporations, governmental entities, parastatal organizations, and institutional investors. Founded in 1862, Standard Bank Group Limited is headquartered in Johannesburg, South Africa.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.49% | -1.18% | -1.90% | -2.16% | +19.26% | +8.26% | +35.96% | +107.48% | +131.72% | +153.53% | +1,157.60% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 3 | 0 |
| Hold | 7 | +1 |
| Sell | 0 | 0 |
| Strong Sell | 0 | -1 |
-
Revenue growth+38.8% Q4'25: +80.4% (vs Q4'23)
-
EPS growth-1.5% Q4'25: +16.4% (vs Q4'23)
-
FCF margin— Q4'25: -3.8% (vs Q4'23)
-
EBIT margin— Q4'25: +29.9% (vs Q4'23)
-
ROIC— Q4'25: +25.6% (vs Q4'23)
-
Share dilution-1.6% Q4'25: -2.5% (vs Q4'23)
-
Debt / EBITDA— Q4'25: 1.53× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 3 Rev. Ana. 5 EPS Ana. |
Dec 2027 4 Rev. Ana. 5 EPS Ana. |
Dec 2028 2 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
115.12B
est: 90.49B (+27.2%)
|
121.28B
est: 100.88B (+20.2%)
|
109.51B
est: 101.90B (+7.5%)
|
110.65B
est: 106.20B (+4.2%)
|
117.74B
est: 110.81B (+6.2%)
|
110.82B
est: 113.44B (-2.3%)
|
132.52B
est: 113.10B (+17.2%)
|
156.38B
est: 130.01B (+20.3%)
|
161.36B
est: 162.94B (-1.0%)
|
268.68B
est: 165.03B (+62.8%)
|
372.90B
est: 170.94B (+118.1%)
|
189.63B
188.16B – 190.54B
+10.9% YoY
|
204.70B
203.04B – 207.03B
+7.9% YoY
|
221.11B
219.35B – 222.92B
+8.0% YoY
|
| EBITDA |
—
est: 17.76B (-100.0%)
|
—
est: 19.80B (-100.0%)
|
—
est: 20.00B (-100.0%)
|
—
est: 20.84B (-100.0%)
|
51.53B
est: 21.75B (+137.0%)
|
27.35B
est: 22.26B (+22.9%)
|
47.42B
est: 22.19B (+113.6%)
|
58.89B
est: 25.51B (+130.8%)
|
—
est: 40.47B (-100.0%)
|
74.93B
est: 40.99B (+82.8%)
|
85.19B
est: 42.45B (+100.7%)
|
47.09B
46.73B – 47.32B
+10.9% YoY
|
50.84B
50.42B – 51.42B
+7.9% YoY
|
54.91B
54.47B – 55.36B
+8.0% YoY
|
| EBIT |
-4.68B
est: 13.20B (-135.5%)
|
-5.11B
est: 14.71B (-134.7%)
|
-4.93B
est: 14.86B (-133.2%)
|
-5.36B
est: 15.49B (-134.6%)
|
44.07B
est: 16.16B (+172.7%)
|
19.80B
est: 16.54B (+19.7%)
|
40.14B
est: 16.49B (+143.4%)
|
51.57B
est: 18.96B (+172.0%)
|
-7.30B
est: 34.73B (-121.0%)
|
70.43B
est: 35.18B (+100.2%)
|
80.68B
est: 36.44B (+121.4%)
|
40.42B
40.11B – 40.62B
+10.9% YoY
|
43.64B
43.28B – 44.13B
+7.9% YoY
|
47.13B
46.76B – 47.52B
+8.0% YoY
|
| Net Income |
24.13B
est: 22.23B (+8.5%)
|
22.61B
est: 23.83B (-5.1%)
|
26.83B
est: 26.06B (+3.0%)
|
28.19B
est: 28.32B (-0.5%)
|
26.32B
est: 29.86B (-11.9%)
|
13.16B
est: 17.79B (-26.0%)
|
25.69B
est: 25.54B (+0.6%)
|
35.24B
est: 30.59B (+15.2%)
|
45.97B
est: 43.77B (+5.0%)
|
19.57B
est: 44.55B (-56.1%)
|
51.22B
est: 47.61B (+7.6%)
|
53.13B
53.00B – 54.46B
+11.6% YoY
|
59.48B
58.17B – 60.78B
+11.9% YoY
|
66.39B
65.71B – 67.10B
+11.6% YoY
|
| SGA |
6.93B
est: 2.60B (+166.2%)
|
7.06B
est: 2.90B (+143.2%)
|
9.15B
est: 2.93B (+212.0%)
|
8.21B
est: 3.05B (+168.8%)
|
6.24B
est: 3.19B (+95.8%)
|
1.81B
est: 3.26B (-44.4%)
|
2.03B
est: 3.25B (-37.7%)
|
4.87B
est: 3.74B (+30.3%)
|
5.41B
est: 4.47B (+21.1%)
|
9.00B
est: 4.52B (+99.0%)
|
8.80B
est: 4.68B (+87.8%)
|
5.20B
5.16B – 5.22B
+10.9% YoY
|
5.61B
5.56B – 5.67B
+7.9% YoY
|
6.06B
6.01B – 6.11B
+8.0% YoY
|
| EPS |
14.87
est: 13.31 (+11.7%)
|
13.90
est: 14.27 (-2.6%)
|
16.38
est: 15.60 (+5.0%)
|
17.23
est: 16.95 (+1.6%)
|
15.94
est: 17.88 (-10.8%)
|
7.77
est: 10.65 (-27.1%)
|
15.63
est: 15.29 (+2.2%)
|
20.74
est: 19.53 (+6.2%)
|
26.67
est: 26.42 (+1.0%)
|
30.34
est: 27.11 (+11.9%)
|
30.19
est: 28.92 (+4.4%)
|
32.61
32.25 – 33.14
+12.8% YoY
|
36.26
35.39 – 36.98
+11.2% YoY
|
40.40
39.98 – 40.83
+11.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-28 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-27 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-26 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-25 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-22 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-21 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-20 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-19 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-18 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-15 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-14 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-13 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-12 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-11 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-08 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-07 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-06 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-05 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-04 | B | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-30 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-29 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-28 | B | 3/5 | 1/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-24 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-23 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-22 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-21 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-20 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-17 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-16 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-15 | B | 3/5 | 1/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Simpiwe Kenneth Tshabalala | Chief Executive Officer & Executive Director | 38M | male |
| Luvuyo Masinda | Chief Executive Officer of Corporate and Investment Banking | 36M | male |
| Arno Daehnke | Chief Finance and Value Management Officer & Executive Director | 34M | — |
| Margaret Nienaber | Chief Operating Officer | 33M | female |
| William Fergus Blackie | Chief Executive Officer of Business & Commercial Banking | 32M | male |
| Bill Blackie | Chief Executive Officer of Business & Commercial Banking | 32M | male |
| Yuresh Maharaj | Chief Executive Officer of Insurance & Asset Management | 29M | male |
| Funeka Montjane | Chief Executive Officer of Personal & Private Banking | 29M | female |
| Sarah Rivett-Carnac | Head of Investor Relations | — | female |
| Alan Bedford-Shaw | Head of Corporate Development | — | male |
| Sharon Taylor | Chief People & Culture Officer | — | female |
| Virginia Magapatona | Group Head of Communication & Reputation Management | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for SBK.JO
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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