State Bank of India (SBIN.NS)
Mumbai, MH, IN
State Bank of India provides banking products and services in India and internationally. It operates through the Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers personal banking products and services, including current, savings, salary, and deposit accounts; home, personal, pension, auto, education, and gold loans, as well as loans against insurance policies, property, and securities; debit, business debit, prepaid, and green remit cards; overdrafts; mutual funds, insurance, equity trading, portfolio investment schemes, remittance services; digital lending; and mobile, internet, and digital banking services. It also provides corporate banking products and services comprising corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans, financing Indian firms’ overseas subsidiaries or JVs, and cash management, as well as trade and service products. In addition, the company offers NRI services, including accounts, investments, loans, and remittances; agricultural banking services; and international banking services. Further, it provides life and general insurance; estate planning services; merchant banking and advisory; securities broking; trusteeship service; factoring; payment solution; asset management; portfolio and investment management; credit cards; and custody and fund accounting services. State Bank of India was founded in 1806 and is headquartered in Mumbai, India.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.38% | -10.25% | -8.02% | -18.38% | +2.55% | -0.40% | +22.02% | +68.12% | +171.41% | +429.24% | +5,424.00% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 5 | -1 |
| Buy | 28 | 0 |
| Hold | 6 | -1 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+10.0% Q1'26: +8.6% (vs Q1'25)
-
EPS growth+4.9% Q1'26: -3.1% (vs Q1'25)
-
FCF margin— Q1'26: -91.1% (vs Q1'25)
-
EBIT margin— Q1'26: +14.4% (vs Q1'25)
-
ROIC— Q1'26: +8.0% (vs Q1'25)
-
Share dilution+2.4% Q1'26: +3.4% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 7.45× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2010 actual |
Mar 2011 actual |
Mar 2012 actual |
Mar 2013 actual |
Mar 2014 actual |
Mar 2015 actual |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 31 Rev. Ana. 33 EPS Ana. |
Mar 2027 16 Rev. Ana. 26 EPS Ana. |
Mar 2028 29 Rev. Ana. 32 EPS Ana. |
Mar 2029 5 Rev. Ana. 6 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
1.34T
est: 241.43B (+454.4%)
|
1.48T
est: 337.81B (+337.1%)
|
1.76T
est: 569.55B (+208.5%)
|
2.01T
est: 617.63B (+225.8%)
|
2.26T
est: 677.43B (+233.2%)
|
2.57T
est: 766.98B (+235.7%)
|
2.69T
est: 810.86B (+231.3%)
|
2.91T
est: 934.92B (+211.5%)
|
3.00T
est: 1.25T (+139.5%)
|
3.22T
est: 1.25T (+157.9%)
|
3.56T
est: 1.43T (+149.1%)
|
3.70T
est: 1.51T (+145.6%)
|
3.92T
est: 1.63T (+141.2%)
|
4.60T
est: 1.79T (+157.2%)
|
5.83T
est: 3.32T (+75.7%)
|
6.50T
est: 2.21T (+193.8%)
|
2.48T
2.45T – 2.54T
+12.1% YoY
|
2.73T
2.73T – 3.05T
+10.1% YoY
|
3.09T
3.09T – 3.76T
+12.9% YoY
|
3.34T
3.33T – 3.36T
+8.3% YoY
|
| EBITDA |
186.48B
est: 35.70B (+422.4%)
|
213.00B
est: 49.95B (+326.5%)
|
258.41B
est: 84.21B (+206.9%)
|
274.59B
est: 91.32B (+200.7%)
|
232.68B
est: 100.16B (+132.3%)
|
274.36B
est: 113.40B (+141.9%)
|
204.29B
est: 119.89B (+70.4%)
|
38.60B
est: 138.23B (-72.1%)
|
-10.82B
est: 185.14B (-105.8%)
|
87.16B
est: 184.36B (-52.7%)
|
339.78B
est: 211.50B (+60.7%)
|
365.07B
est: 222.95B (+63.7%)
|
534.30B
est: 240.51B (+122.2%)
|
790.94B
est: 264.60B (+198.9%)
|
950.89B
est: 643.58B (+47.8%)
|
1.10T
est: 429.29B (+157.1%)
|
481.40B
474.67B – 493.05B
+12.1% YoY
|
530.12B
530.12B – 591.24B
+10.1% YoY
|
598.40B
598.40B – 728.45B
+12.9% YoY
|
648.29B
645.80B – 650.78B
+8.3% YoY
|
| EBIT |
186.82B
est: 164.19B (+13.8%)
|
199.20B
est: 261.40B (-23.8%)
|
244.69B
est: 335.85B (-27.1%)
|
258.82B
est: 266.09B (-2.7%)
|
213.26B
est: 283.88B (-24.9%)
|
258.55B
est: 240.66B (+7.4%)
|
181.77B
est: 279.13B (-34.9%)
|
9.45B
est: 203.67B (-95.4%)
|
-41.87B
est: 11.76B (-456.0%)
|
52.20B
est: -130.76B (+139.9%)
|
303.17B
est: 60.10B (+404.4%)
|
327.96B
est: 305.46B (+7.4%)
|
497.39B
est: 330.29B (+50.6%)
|
753.99B
est: 356.84B (+111.3%)
|
912.40B
est: 632.47B (+44.3%)
|
1.06T
est: 422.10B (+152.0%)
|
473.09B
466.48B – 484.54B
+12.1% YoY
|
520.97B
520.97B – 581.03B
+10.1% YoY
|
588.07B
588.07B – 715.87B
+12.9% YoY
|
637.10B
634.65B – 639.55B
+8.3% YoY
|
| Net Income |
117.34B
est: 100.52B (+16.7%)
|
106.85B
est: 164.18B (-34.9%)
|
153.43B
est: 180.15B (-14.8%)
|
179.16B
est: 165.87B (+8.0%)
|
141.74B
est: 196.51B (-27.9%)
|
169.94B
est: 159.95B (+6.2%)
|
122.25B
est: 183.47B (-33.4%)
|
2.41B
est: 136.97B (-98.2%)
|
-45.56B
est: 3.00B (-1,617.3%)
|
23.00B
est: -48.66B (+147.3%)
|
197.68B
est: 26.47B (+646.7%)
|
224.05B
est: 199.17B (+12.5%)
|
353.74B
est: 215.37B (+64.3%)
|
556.48B
est: 232.68B (+139.2%)
|
670.85B
est: 765.43B (-12.4%)
|
775.61B
est: 794.38B (-2.4%)
|
789.07B
737.92B – 850.39B
-0.7% YoY
|
904.33B
841.29B – 967.38B
+14.6% YoY
|
970.86B
767.84B – 1.28T
+7.4% YoY
|
1.03T
927.09B – 1.09T
+5.7% YoY
|
| SGA |
3.38B
est: 2.00B (+69.2%)
|
16.71B
est: 2.79B (+498.2%)
|
7.52B
est: 4.71B (+59.8%)
|
10.79B
est: 5.11B (+111.4%)
|
11.79B
est: 5.60B (+110.6%)
|
13.82B
est: 6.34B (+118.0%)
|
12.57B
est: 6.70B (+87.6%)
|
13.27B
est: 7.73B (+71.7%)
|
27.96B
est: 10.35B (+170.1%)
|
32.46B
est: 10.31B (+214.9%)
|
35.76B
est: 11.83B (+202.4%)
|
31.46B
est: 12.47B (+152.4%)
|
34.26B
est: 13.45B (+154.8%)
|
42.21B
est: 14.79B (+185.3%)
|
44.23B
est: 89.31B (-50.5%)
|
47.84B
est: 59.57B (-19.7%)
|
66.80B
65.87B – 68.42B
+12.1% YoY
|
73.56B
73.56B – 82.05B
+10.1% YoY
|
83.04B
83.04B – 101.09B
+12.9% YoY
|
89.96B
89.62B – 90.31B
+8.3% YoY
|
| EPS |
18.48
est: 16.16 (+14.3%)
|
16.83
est: 18.62 (-9.6%)
|
24.16
est: 17.79 (+35.8%)
|
26.68
est: 22.27 (+19.8%)
|
20.40
est: 15.72 (+29.8%)
|
22.76
est: 18.00 (+26.4%)
|
15.95
est: 14.61 (+9.2%)
|
0.31
est: 14.08 (-97.8%)
|
-5.22
est: 0.71 (-834.4%)
|
2.58
est: 5.77 (-55.3%)
|
22.15
est: 19.63 (+12.8%)
|
25.11
est: 22.63 (+10.9%)
|
39.64
est: 38.11 (+4.0%)
|
62.35
est: 55.22 (+12.9%)
|
75.17
est: 77.93 (-3.5%)
|
86.91
est: 78.55 (+10.6%)
|
86.20
80.76 – 93.06
+9.7% YoY
|
92.07
92.07 – 105.87
+6.8% YoY
|
104.78
84.03 – 140.08
+13.8% YoY
|
111.22
101.46 – 119.18
+6.1% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-08 | B+ | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-07 | B+ | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-06 | B+ | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-05 | B | 3/5 | 2/5 | 4/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-04 | B | 3/5 | 2/5 | 4/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-30 | B | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-29 | B | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-28 | B | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-27 | B | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-24 | B | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-23 | B | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-22 | B | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-21 | B | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-20 | B | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-17 | B+ | 3/5 | 3/5 | 4/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-16 | B+ | 3/5 | 3/5 | 4/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-15 | B+ | 3/5 | 3/5 | 4/5 | 5/5 | 1/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Ashwini Kumar Tewari | MD of Corporate Banking (CAG & CCG) ]and Director | 6M | male |
| Rana Ashutosh Kumar Singh | MD of International Banking, Global Markets & Technology and Director | 4M | male |
| Rama Mohan Rao Amara | Managing Director of Retail Business & Operations and Director | 3M | male |
| Kameshwar Rao Kodavanti | Chief Financial Officer | — | male |
| Ravi Ranjan | Managing Director of Risk, Compliance, & Stressed Assets Resolution Group (SARG) | — | male |
| Ruma Dey | Deputy MD & Group Compliance Officer | — | female |
| Ashok Kumar Sharma | DMD, CCO and CHIEF SUSTAINABILITY OFFICER | — | male |
| Sandeep Tewari | Managing Director Corporate Banking & Subsidiaries | — | male |
| Binod Kumar Mishra | Deputy MD & Chief Operating Officer | — | male |
| G. S. Rana | Deputy MD of Human Resources & CDO | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for SBIN.NS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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