Subscribe

Santander UK plc (SANB.L)

GBp142.00 +0.00 (+0.00%)
GB LSE Financial Services Banks - Regional
Address 2 Triton Square NW1 3AN
London, GB
CEO Mahesh Chatta Aditya
IPO 2000-09-01
ISIN GB0000044221

Explore sections of this company profile

Also trades on London Stock Exchange · SANB.L (GBp) Other OTC · STNDF (USD)
Description

Santander UK plc, headquartered in London, UK, along with its subsidiaries, delivers a broad spectrum of banking and financial solutions across the United Kingdom. The company's operations are divided into four primary segments: Retail Banking, Consumer Finance, Corporate & Commercial Banking, and the Corporate Centre. The Retail Banking division primarily offers mortgages in the UK to owner-occupiers and smaller buy-to-let landlords. It also provides banking services and unsecured loans to individuals and small businesses, alongside wealth management for high-net-worth clients. Consumer Finance specializes in prime vehicle financing, serving individual customers, businesses, and automotive distribution networks. Corporate & Commercial Banking extends financial products and services to small and medium-sized enterprises (SMEs), larger corporations, local authorities, and housing associations. Lastly, the Corporate Centre manages treasury functions, including the asset and liability management of its balance sheet, and oversees non-core and legacy investment portfolios. Santander UK plc supports its clients through a comprehensive omnichannel presence, encompassing 450 physical branches, ATMs, telephone banking, digital platforms, and various intermediary channels. Established in 1988, the company is a subsidiary of Banco Santander SA.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
GBp142.00 +0.00 (+0.00%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
9.6K
Beta
0.49
Free Float %
0.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +0.00% -5.96% -2.07% -4.05% -5.65% +14.98% +0.53% +1.79% +32.40%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
142.00
Quality scores
Altman Z-Score
-0.51
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
5 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
  • Revenue growth
    -7.0% Q1'24: +5.8% (vs Q1'23)
  • EPS growth
    +11.7% Q1'24: +31.2% (vs Q1'23)
  • FCF margin
    Q1'24: +0.0% (vs Q1'23)
  • EBIT margin
    Q1'24: +0.0% (vs Q1'23)
  • ROIC
    Q1'24: +0.0% (vs Q1'23)
  • Share dilution
    +0.0% Q1'24: -2.1% (vs Q1'23)
  • Debt / EBITDA
    Q1'24: -46.19× (vs Q1'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.49) × ERP
WACC = 31% × Ke + 69% × Kd (13.6%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 142.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-28 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-27 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-26 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-22 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-21 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-20 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-19 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-18 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-15 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-14 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-13 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-12 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-11 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-08 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-07 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-06 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-05 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-01 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-30 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-29 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-28 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-27 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-24 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-23 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-22 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-21 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-20 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-17 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-16 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
502.69M
OE per share TTM
0.03
Owner's Yield
2.11%
Maintenance CapEx ratio
4.72%
Maint CapEx / Avg PPE
20.7%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
82.3K
Shares Outstanding
31.05B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Angel Santodomingo Martell Chief Financial Officer & Executive Director 3M male
Brad Fordham Head of Mortgages
Colm Corcoran Head of European Asset-Backed Securities Trading Business male
David Edmund Thomas Morris Head of Homes male
John Baldwin Chief Executive Officer of Corporate & Commercial Banking male
Mahesh Chatta Aditya CEO & Director male
Michael Roy Andrew Bagguley Head of Global Markets male
Nick Peet Divisional Head of Real Estate Finance male
Paul Sharratt Head of Investor Relations
Stewart Todd Head of External Affairs male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings reports

Stock splits