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Hong Leong Finance Limited (S41.SI)
Singapore, SG
Hong Leong Finance Limited operates as a financial services company for consumer, and small and medium-sized enterprises (SMEs) markets in Singapore. The company offers a range of deposits and savings, which includes fixed deposit and saving accounts, saving accounts, and premium saver accounts, as well as silver 40 plus and golden 55 plus accounts; and business current accounts, fixed deposit and saving accounts, fixed saving accounts, and premium saver accounts. It also provides personal loans, including car and home loans, private property loan, mortgage equity, credit plus share loan, premium, and share financing, as well as HLF digital and safe deposit box personal services. In addition, the company offers corporate finance services, including corporate finance advisory services, such as capital restructuring, project and investment evaluation, financial advisory, mergers and acquisitions, independent financial advisory; and equity capital market and fund-raising services comprising initial public offering, secondary and dual listings, reverse takeovers and rights issues and private placements. Further, it provides SME loans, which includes equipment and commercial vehicle; vehicle and charger green loans; new clinic and clinic expansion loan, medical, dental equipment, dental property loan, and working capital loan for medical practitioners; commercial property plus and property development loan; working capital loans, accounts receivable financing, BizCap, revolving working capital, suppliers’ invoice financing, and letters of credit; government assistance schemes, SME working capital, and trade loans. Additionally, the company offers corporate finance advisory services, and deposits and business current account, as well as eGuarantee services. The company was formerly known as Singapore Finance Limited. Hong Leong Finance Limited was incorporated in 1961 and is based in Singapore.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.40% | -0.79% | -3.47% | -3.10% | -3.85% | -4.58% | -0.40% | +1.63% | +2.88% | +7.30% | +154.01% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-04 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-23.6% Q4'25: +284.3% (vs Q4'23)
-
EPS growth-39.1% Q4'25: +168.2% (vs Q4'23)
-
FCF margin— Q4'25: +72.0% (vs Q4'23)
-
EBIT margin— Q4'25: +17.6% (vs Q4'23)
-
ROIC— Q4'25: +9.7% (vs Q4'23)
-
Share dilution+0.2% Q4'25: -49.8% (vs Q4'23)
-
Debt / EBITDA— Q4'25: 0.00× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
178.61M
est: 174.16M (+2.6%)
|
148.31M
est: 174.16M (-14.8%)
|
185.75M
est: 188.56M (-1.5%)
|
230.35M
est: 179.00M (+28.7%)
|
214.16M
est: 184.00M (+16.4%)
|
353.69M
est: 166.00M (+113.1%)
|
579.20M
est: 169.00M (+242.7%)
|
601.53M
est: 189.00M (+218.3%)
|
459.57M
est: 195.00M (+135.7%)
|
223.00M
223.00M – 223.00M
+14.4% YoY
|
237.00M
237.00M – 237.00M
+6.3% YoY
|
| EBITDA |
91.12M
est: 57.74M (+57.8%)
|
68.12M
est: 57.74M (+18.0%)
|
106.66M
est: 62.51M (+70.6%)
|
144.09M
est: 59.34M (+142.8%)
|
132.03M
est: 61.00M (+116.5%)
|
165.05M
est: 55.03M (+199.9%)
|
119.59M
est: 56.02M (+113.5%)
|
—
est: 48.95M (-100.0%)
|
84.80M
est: 50.50M (+67.9%)
|
57.76M
57.76M – 57.76M
+14.4% YoY
|
61.38M
61.38M – 61.38M
+6.3% YoY
|
| EBIT |
86.78M
est: 53.07M (+63.5%)
|
64.02M
est: 53.07M (+20.6%)
|
102.94M
est: 57.46M (+79.2%)
|
142.14M
est: 54.55M (+160.6%)
|
123.96M
est: 56.07M (+121.1%)
|
157.11M
est: 50.58M (+210.6%)
|
112.03M
est: 51.50M (+117.5%)
|
-8.50M
est: 45.11M (-118.8%)
|
75.51M
est: 46.54M (+62.2%)
|
53.22M
53.22M – 53.22M
+14.4% YoY
|
56.56M
56.56M – 56.56M
+6.3% YoY
|
| Net Income |
72.86M
est: 65.42M (+11.4%)
|
53.07M
est: 65.42M (-18.9%)
|
85.69M
est: 69.85M (+22.7%)
|
118.34M
est: 81.19M (+45.8%)
|
103.09M
est: 109.90M (-6.2%)
|
130.88M
est: 61.45M (+113.0%)
|
93.37M
est: 63.25M (+47.6%)
|
104.08M
est: 79.13M (+31.5%)
|
62.72M
est: 67.89M (-7.6%)
|
80.92M
80.92M – 80.92M
+19.2% YoY
|
90.36M
90.36M – 90.36M
+11.7% YoY
|
| SGA |
446.0K
est: 5.57M (-92.0%)
|
430.0K
est: 5.57M (-92.3%)
|
508.0K
est: 6.03M (-91.6%)
|
500.0K
est: 5.73M (-91.3%)
|
532.0K
est: 5.89M (-91.0%)
|
544.0K
est: 5.31M (-89.8%)
|
88.13M
est: 5.41M (+1,529.7%)
|
530.0K
est: 12.66M (-95.8%)
|
81.86M
est: 13.07M (+526.5%)
|
14.94M
14.94M – 14.94M
+14.4% YoY
|
15.88M
15.88M – 15.88M
+6.3% YoY
|
| EPS |
0.16
est: 0.15 (+9.7%)
|
0.12
est: 0.15 (-17.7%)
|
0.19
est: 0.16 (+22.0%)
|
0.27
est: 0.18 (+49.2%)
|
0.23
est: 0.25 (-6.1%)
|
0.29
est: 0.14 (+111.7%)
|
0.21
est: 0.14 (+48.9%)
|
0.23
est: 0.18 (+30.7%)
|
0.14
est: 0.15 (-7.3%)
|
0.18
0.18 – 0.18
+19.2% YoY
|
0.20
0.20 – 0.20
+11.7% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-28 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-26 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-25 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-22 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-21 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-20 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-19 | A- | 4/5 | 4/5 | 2/5 | 3/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-18 | A- | 4/5 | 4/5 | 2/5 | 3/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-15 | A- | 4/5 | 4/5 | 2/5 | 3/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-14 | A- | 4/5 | 4/5 | 2/5 | 3/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-13 | B+ | 3/5 | 3/5 | 2/5 | 2/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-12 | B+ | 3/5 | 3/5 | 2/5 | 2/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-11 | B+ | 3/5 | 3/5 | 2/5 | 2/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-08 | A- | 4/5 | 3/5 | 2/5 | 3/5 | 4/5 | 3/5 | 5/5 |
| 2026-05-07 | A- | 4/5 | 3/5 | 2/5 | 3/5 | 4/5 | 3/5 | 5/5 |
| 2026-05-06 | A- | 4/5 | 3/5 | 2/5 | 3/5 | 4/5 | 3/5 | 5/5 |
| 2026-05-05 | A- | 4/5 | 3/5 | 2/5 | 3/5 | 4/5 | 3/5 | 5/5 |
| 2026-05-04 | A- | 4/5 | 3/5 | 2/5 | 3/5 | 4/5 | 3/5 | 5/5 |
| 2026-04-30 | B+ | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-04-29 | B+ | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-04-28 | B+ | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-04-27 | B+ | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-04-24 | B+ | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 | 3/5 | 4/5 |
| 2026-04-23 | A- | 4/5 | 4/5 | 2/5 | 4/5 | 3/5 | 3/5 | 4/5 |
| 2026-04-22 | A- | 4/5 | 4/5 | 2/5 | 4/5 | 3/5 | 3/5 | 4/5 |
| 2026-04-21 | A- | 4/5 | 4/5 | 2/5 | 4/5 | 3/5 | 3/5 | 4/5 |
| 2026-04-20 | A- | 4/5 | 4/5 | 2/5 | 4/5 | 3/5 | 3/5 | 4/5 |
| 2026-04-17 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 2/5 | 3/5 | 4/5 |
| 2026-04-16 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 2/5 | 3/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Leng Beng Kwek | Executive Chairman & MD | 3M | male |
| Chris Tan | Senior Vice President of Risk Management | — | male |
| Guat Hong Peh | Executive Vice President of Corporate & Consumer Business | — | female |
| Jeffrey Toh | Senior Vice President of Corporate & Consumer Business | — | male |
| Pauline Tan | Executive Vice President of Operations | — | female |
| Poh Nguok Yeo | Executive Vice President & Chief Financial Officer | — | female |
| Siew Lee Lim | Senior Vice President of Legal & Compliance | — | female |
| Siew Wye Au | Senior Vice President of Credit Control & Corporate Finance | — | male |
| Andrew Low | Senior Vice President of Human Resources | — | male |
| Tang Chor Ang | President | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for S41.SI
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
