Subscribe

Rainier Pacific Financial Group Inc. (RPFG)

USD0.00 +0.00 (+0.00%)
US OTC Financial Services Banks - Regional
Address 1498 Pacific Avenue 98402
Tacoma, WA, US
CEO John A. Hall
IPO 2003-10-21
ISIN US75087U1016

Explore sections of this company profile

Description

Rainier Pacific Financial Group Inc. serves as the parent entity for Rainier Pacific Savings Bank, which delivers a comprehensive array of banking and financial solutions. Customers can access various deposit options, such as checking, money market, and savings accounts, along with certificates of deposit (CDs) and individual retirement accounts (IRAs). The institution's extensive loan portfolio encompasses real estate financing for residential properties (ranging from one-to-four family units), multi-family developments, and commercial ventures. It also provides construction funding for residential projects, single-family land acquisition and development, and lot inventory. For personal needs, Rainier Pacific offers consumer installment loans for vehicles, marine craft, recreational equipment, home equity, and general personal use. Furthermore, it provides unsecured personal lines of credit, home equity lines of credit, and credit cards. Beyond its core banking activities, the group extends into other services, including automobile and homeowners' insurance, financial planning, and investment solutions involving non-federally insured mutual funds. Its diverse clientele includes individual consumers, small and medium-sized businesses, and professionals. As of June 30, 2009, the company maintained 14 branch offices throughout the Tacoma-Pierce County market and the city of Federal Way in Washington State. This Tacoma, Washington-based company commenced operations in 1932.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
USD0.00 +0.00 (+0.00%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
62
Beta
-0.75
Float Shares
5.46M
Free Float %
90.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +0.00% +0.00% +0.00% +0.00% +0.00% +0.00% -93.22% +60.00% -99.99%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.85
Distress
Piotroski F-Score
3 / 9
Average
Operational MOAT
  • Revenue growth
    -11.7% Q3'09: -17.2% (vs Q3'08)
  • EPS growth
    -377.1% Q3'09: -1,087.8% (vs Q3'08)
  • FCF margin
    Q3'09: -30.1% (vs Q3'08)
  • EBIT margin
    Q3'09: -225.1% (vs Q3'08)
  • ROIC
    Q3'09: -45.7% (vs Q3'08)
  • Share dilution
    +0.2% Q3'09: +0.2% (vs Q3'08)
  • Debt / EBITDA
    Q3'09: -2.58× (vs Q3'08)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (-0.82) × ERP
WACC = 0% × Ke + 0% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 0.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-8.52M
OE per share TTM
-1.42
Owner's Yield
-88,732.73%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
49.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2008-12-18 HARRISON DALEN D Officer D-Return D Common Stock, no par value 4,500 0.00 38,329
2008-12-18 EDWARDS JOEL G Officer D-Return D Common Stock, no par value 4,500 0.00 13,922
2008-10-28 EDWARDS JOEL G Officer S-Sale D Common Stock, no par value 40,000 3.15 126.0K 18,422
2008-08-27 EDWARDS JOEL G Officer S-Sale D Common Stock, no par value 600 7.21 4.3K 61,622
2008-08-25 EDWARDS JOEL G Officer S-Sale D Common Stock, no par value 3,083 7.34 22.6K 62,922
2008-08-01 HARRISON DALEN D Officer S-Sale D Common Stock 6,000 8.65 51.9K 42,829
2008-04-18 EDWARDS JOEL G Officer S-Sale D Common Stock, no par value 5,000 13.61 68.1K 62,722
2006-11-27 HARRISON DALEN D Officer S-Sale D Common Stock 2,600 19.19 49.9K 47,029
2004-06-24 HARRISON DALEN D Officer A-Award A Common Stock, no par value 22,500 0.00 47,692
2004-06-24 EDWARDS JOEL G Officer A-Award A Common Stock, no par value 22,500 0.00 72,728
2004-06-07 HARRISON DALEN D Officer A-Award A Stock Option 30,000 16.26 487.8K 30,000
2004-06-07 EDWARDS JOEL G Officer A-Award A Stock Option 50,000 16.26 813.0K 50,000
2003-10-20 HARRISON DALEN D Officer P-Purchase A Common Stock, no par value 25,000 10.00 250.0K 25,000
2003-10-20 EDWARDS JOEL G Officer P-Purchase A Common Stock, no par value 25,000 10.00 250.0K 50,000
2003-08-12 HARRISON DALEN D Officer D Common Stock, no par value 0 0.00 0
2003-08-12 EDWARDS JOEL G Officer D Common Stock, no par value 0 0.00 0

Executive team

Top executives
EBIT / Employee
-56.8K
Shares Outstanding
6.04M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
John A. Hall Chief Executive Officer, President, Interim Chief Financial Officer, Principal Accounting Officer, Interim Treasurer & Director 279.4K male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits