Subscribe

Peoples Ltd. (PPLL)

USD58.66 +0.05 (+0.09%)
US OTC Financial Services Banks - Regional
Address 76 Church Street 18853
Wyalusing, PA, US
CEO Anthony J. Gabello
IPO 2012-09-25
ISIN US7112151037

Explore sections of this company profile

Description

Peoples Ltd., headquartered in Wyalusing, Pennsylvania, functions as the parent entity for PS Bank, providing a comprehensive range of financial solutions. The company caters to a diverse clientele, including individual consumers, small businesses, and corporate clients across Pennsylvania, USA. Its extensive product portfolio features various deposit accounts, such as savings, checking, money market, business checking, NOW checking, and individual retirement accounts, alongside certificates of deposit. For lending requirements, Peoples Ltd. offers auto, personal, business, and commercial loans, as well as home equity loans, lines of credit, mortgages, and credit cards. Beyond traditional banking, the firm provides specialized business services like online cash management, credit card processing, remote deposit capture, and positive pay for fraud detection. Clients can also access investment and insurance products, retirement planning assistance, and convenient digital banking options via mobile and online platforms. Founded in 1914, Peoples Ltd. serves its communities through eight physical branches located in the Bradford, Sullivan, Wyoming, and Lackawanna counties of Pennsylvania.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
USD58.66 +0.05 (+0.09%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
246
Beta
0.21
Float Shares
562.3K
Free Float %
31.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -0.83% -3.39% +8.18% +2.59% -20.67% +92.93% +84.78% +107.46% +712.84%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
58.66
DCF (Unlevered) 98.92 +68.6%
DCF (Levered) 184.49 +214.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.34
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
A
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
5 / 5
High
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    +17.4% Q1'26: +19.9% (vs Q1'25)
  • EPS growth
    +33.3% Q1'26: -27.9% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +37.9% (vs Q1'25)
  • ROIC
    Q1'26: +18.6% (vs Q1'25)
  • Share dilution
    +110.6% Q1'26: +110.9% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 0.82× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.22) × ERP
WACC = 90% × Ke + 10% × Kd (87.9%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 98.92 Current price: 58.66
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-28 A 4/5 5/5 5/5 4/5 3/5 3/5 2/5
2026-05-22 A 4/5 5/5 5/5 4/5 3/5 3/5 2/5
2026-05-21 A 4/5 5/5 5/5 4/5 3/5 3/5 2/5
2026-05-12 A 4/5 5/5 5/5 4/5 3/5 3/5 2/5
2026-05-11 A 4/5 5/5 5/5 4/5 3/5 3/5 2/5
2026-05-08 A 4/5 5/5 5/5 4/5 3/5 3/5 2/5
2026-05-06 A 4/5 5/5 5/5 4/5 3/5 3/5 2/5
2026-05-05 A- 4/5 5/5 4/5 4/5 3/5 3/5 2/5
2026-05-01 A 4/5 5/5 4/5 5/5 3/5 3/5 2/5
2026-04-24 A- 4/5 5/5 4/5 5/5 2/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
894.0K
OE per share TTM
1.16
Owner's Yield
0.84%
Maintenance CapEx ratio
13.28%
Maint CapEx / Avg PPE
32.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
2.46M
Shares Outstanding
1.81M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Anthony J. Gabello President, Chief Executive Officer & Director male
D. J. Stack Chief Compliance Officer & Vice President female
David Wintermute Senior Vice President and Chief Credit & Administration Officer male
Eli T. Tomlinson Senior Vice President & Chief Information Officer male
James L. Souto Senior Vice President and Chief Administrative & Risk Officer male
Marguerite Donato Senior Vice President & Chief Financial Officer female
Patrick J. Perih Secretary & Director male
Paul J. Walsh Senior Vice President & Chief Lending Officer male
Sean Ann Schoen Vice President & Marketing Director female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits