Pinnacle Bankshares Corporation (PPBN)
Altavista, VA, US
Pinnacle Bankshares Corporation operates as a bank holding company for First National Bank that provides a range of commercial and retail banking products and services in the United States. The company accepts checking accounts, savings and time deposits, individual retirement accounts, certificates of deposit, and money market accounts. Its loan products include residential and commercial mortgage loans, home equity loans, consumer installment loans, agricultural loans, investment loans, small business loans, commercial loans, lines of credit, and letters of credit. It also provides credit cards; insurance products, including property and casualty, life, and health; treasury and other services; investment and annuity products; and overdraft protection, merchant bankcard processing, reorder checks, remote deposit capture, online bill pay, digital wallet, mobile capture, night drop, safe deposit box, merchant, and notary services, as well as telephone, mobile, and online banking services. The company operates through branches in Amherst County, Bedford County, Campbell County, and Pittsylvania County; and the city of Danville, Lynchburg and Charlottesville. Pinnacle Bankshares Corporation was founded in 1908 and is headquartered in Altavista, Virginia.
| Target company | Ticker | Date | Filing |
|---|---|---|---|
| Virginia Bank | VABB | 2020-07-02 | View |
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | +3.41% | +12.09% | +26.53% | +13.93% | +55.72% | +167.91% | +102.11% | +155.37% | +393.71% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+6.2% Q1'26: +7.2% (vs Q1'25)
-
EPS growth+16.9% Q1'26: +36.3% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +25.1% (vs Q1'25)
-
ROIC— Q1'26: -5.8% (vs Q1'25)
-
Share dilution+24.0% Q1'26: -0.7% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 0.00× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-22 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-14 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-11 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-08 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-07 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-06 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-05 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-05-04 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-29 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-28 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-27 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-24 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-23 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-22 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-21 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-20 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-17 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
| 2026-04-16 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
Owner Earnings
Ownership Overview
| # | Reporting person | Amount owned | % of class | Sole voting | Shared voting | Sole dispositive | Shared dispositive | Type | Citizenship | Filing date | SEC filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Jeffrey L. Gendell | 125.6K | 8.03% | — | 125.6K | — | — | IN | United States | 2021-02-11 | ↗ |
| 2 | Tontine Financial Partners, L.P. | 125.6K | 8.03% | — | 125.6K | — | — | PN | Delaware | 2021-02-11 | ↗ |
| 3 | Tontine Management, L.L.C. | 125.6K | 8.03% | — | 125.6K | — | — | OO | Delaware | 2021-02-11 | ↗ |
| 4 | Banc Fund IX L.P. | 45.6K | 3.00% | 45.6K | — | 45.6K | — | PN | U.S. | 2017-02-14 | ↗ |
| 5 | BANC FUND IX L.P.37-1755531 | 45.6K | 2.10% | 45.6K | — | 45.6K | — | PN | USA | 2021-02-11 | ↗ |
| 6 | BANC FUND VIII L.P.26-2334080 | 41.6K | 1.90% | 41.6K | — | 41.6K | — | PN | USA | 2021-02-11 | ↗ |
| 7 | Banc Fund VIII L.P. | 40.9K | 2.70% | 40.9K | — | 40.9K | — | PN | U.S. | 2017-02-14 | ↗ |
| 8 | Banc Fund VII L.P. | 26.1K | 1.70% | 26.1K | — | 26.1K | — | PN | U.S. | 2017-02-14 | ↗ |
| 9 | BANC FUND X L.P.82-5185037 | 12.4K | 0.60% | 12.4K | — | 12.4K | — | PN | USA | 2021-02-11 | ↗ |
| 10 | BANC FUND VII L.P.20-1818049 | — | 0.00% | — | — | — | — | PN | USA | 2019-02-12 | ↗ |
| 11 | Banc Fund VI L.P. | — | 0.00% | — | — | — | — | PN | U.S. | 2017-02-14 | ↗ |
Institutional Activity (13F)
| # | Investor | Shares / Δ | Mkt value / Δ | Own% / Δ | Weight% / Δ | Avg px / Perf. | Hold / Status |
|---|---|---|---|---|---|---|---|
| 1 | BANC FUNDS CO LLC | 37.5K +— (+0.0%) | 1.75M +43.8K (+2.6%) | 1.35% -0.332 pp | 0.33% -0.012 pp | USD20.91 +123.2% | 39 qtrs — |
| 2 | GAMMA INVESTING LLC | 200.00 +— (+0.0%) | 9.3K +234.0 (+2.6%) | 0.01% +0.000 pp | 0.00% +0.000 pp | USD27.50 +69.7% | 8 qtrs — |
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
| Date | Person | Role | Transaction | A/D | Security | Shares | Price | Value | Owned after | D/I | Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2012-09-06 | Stott C Bryan | Director | L-Small | A | Common Stock | 500 | 8.00 | 4.0K | 6,930 | — | ↗ |
| 2012-05-01 | SHELTON CARROLL | Director / Officer | A-Award | A | Common Stock | 1,000 | 0.00 | — | 18,810 | — | ↗ |
| 2012-05-01 | LEMLEY BRYAN M | Officer | A-Award | A | Common Stock | 2,000 | 0.00 | — | 2,310 | — | ↗ |
| 2012-05-01 | Hall Aubrey H III | Director / Officer | A-Award | A | Common Stock | 4,000 | 0.00 | — | 7,000 | — | ↗ |
| 2012-04-10 | Dalton Judson H | Director | — | D | Common Stock | 0 | 0.00 | — | 250 | — | ↗ |
| 2012-03-01 | Stott C Bryan | Director | P-Purchase | A | Common Stock | 102 | 9.00 | 918.00 | 6,430 | — | ↗ |
| 2012-02-14 | Hall Aubrey H III | Officer | L-Small | A | Common Stock | 1,000 | 8.98 | 9.0K | 3,000 | — | ↗ |
| 2011-12-31 | WALLER JOHN L | Director | — | — | — | 0 | 0.00 | — | 0 | — | ↗ |
| 2011-11-22 | Stott C Bryan | Director | P-Purchase | A | Common Sock | 824 | 7.99 | 6.6K | 6,328 | — | ↗ |
| 2011-11-08 | ARTHUR A WILLARD | Director | L-Small | A | Common Stock | 1,000 | 7.50 | 7.5K | 7,909 | — | ↗ |
| 2011-05-20 | Stott C Bryan | Director | L-Small | A | Common Stock | 500 | 7.75 | 3.9K | 5,504 | — | ↗ |
| 2011-05-01 | GILLIAM ROBERT H JR | Director / Officer | A-Award | A | Common Stock | 1,000 | 0.00 | — | 29,312 | — | ↗ |
| 2011-02-01 | ARTHUR A WILLARD | Director | L-Small | A | Common Stock | 450 | 9.00 | 4.1K | 6,909 | — | ↗ |
| 2011-01-25 | ARTHUR A WILLARD | Director | L-Small | A | Common Stock | 50 | 9.00 | 450.00 | 6,459 | — | ↗ |
| 2010-12-16 | Hall Aubrey H III | Officer | — | D | Common Stock | 0 | 0.00 | — | 2,000 | — | ↗ |
| 2010-05-01 | SHELTON CARROLL | Director / Officer | A-Award | A | COMMON STOCK | 2,000 | 0.00 | — | 17,810 | — | ↗ |
| 2010-05-01 | LEMLEY BRYAN M | Officer | A-Award | D | Employee Stock Option with Tandem Stock Appreciation Rights | 5,000 | 9.00 | 45.0K | 5,000 | — | ↗ |
| 2010-05-01 | GILLIAM ROBERT H JR | Director / Officer | A-Award | A | Common Stock | 4,000 | 0.00 | — | 28,312 | — | ↗ |
| 2010-04-13 | Stott C Bryan | Director | — | D | Common Stock | 0 | 0.00 | — | 5,004 | — | ↗ |
| 2010-04-13 | Merryman A Patricia | Director | — | D | Common Stock | 0 | 0.00 | — | 500 | — | ↗ |
| 2009-08-12 | BURTON JAMES E IV | Director | P-Purchase | A | Common Stock | 1,000 | 6.96 | 7.0K | 20,186 | — | ↗ |
| 2009-07-06 | BURTON JAMES E IV | Director | P-Purchase | A | Common Stock | 200 | 7.19 | 1.4K | 19,186 | — | ↗ |
| 2009-06-10 | ARTHUR A WILLARD | Director | P-Purchase | A | Common Stock | 1,000 | 7.50 | 7.5K | 6,409 | — | ↗ |
| 2009-05-18 | WATSON MICHAEL E | Director | P-Purchase | D | Common Stock | 200 | 9.00 | 1.8K | 1,998 | — | ↗ |
| 2009-05-14 | LEMLEY BRYAN M | Officer | P-Purchase | A | Common Stock | 100 | 9.49 | 949.00 | 310 | — | ↗ |
| 2009-05-07 | GILLIAM ROBERT H JR | Director / Officer | P-Purchase | A | Common Stock | 200 | 8.50 | 1.7K | 24,496 | — | ↗ |
| 2009-04-03 | Hall Thomas F | Director | P-Purchase | A | Common Stock | 1,000 | 9.10 | 9.1K | 4,000 | — | ↗ |
| 2009-03-16 | ARTHUR A WILLARD | Director | P-Purchase | A | Common Stock | 1,000 | 9.25 | 9.3K | 5,409 | — | ↗ |
| 2009-03-04 | ERB JOHN P | Director | P-Purchase | A | Common Stock | 40 | 9.17 | 366.80 | 5,388 | — | ↗ |
| 2009-03-02 | ERB JOHN P | Director | P-Purchase | A | Common Stock | 160 | 10.25 | 1.6K | 5,348 | — | ↗ |
| 2009-02-25 | Hall Thomas F | Director | P-Purchase | D | Common Stock | 500 | 10.00 | 5.0K | 3,000 | — | ↗ |
| 2009-02-23 | Hall Thomas F | Director | P-Purchase | A | Common Stock | 500 | 10.00 | 5.0K | 2,500 | — | ↗ |
| 2008-12-31 | WALLER JOHN L | Director | — | — | — | 0 | 0.00 | — | 0 | — | ↗ |
| 2008-12-31 | ARTHUR A WILLARD | Director | — | — | — | 0 | 0.00 | — | 0 | — | ↗ |
| 2008-12-01 | WATSON MICHAEL E | Director | P-Purchase | A | Common Stock | 200 | 12.00 | 2.4K | 1,776 | — | ↗ |
| 2008-11-11 | Hall Thomas F | Director | — | D | Common Stock | 0 | 0.00 | — | 2,000 | — | ↗ |
| 2008-02-05 | WATSON MICHAEL E | Director | P-Purchase | A | Common Stock | 196 | 22.50 | 4.4K | 1,537 | — | ↗ |
| 2007-06-01 | LEMLEY BRYAN M | Officer | M-Exempt | D | Stock Option | 500 | 14.00 | 7.0K | 2,000 | — | ↗ |
| 2007-04-17 | GILLIAM ROBERT H JR | Director / Officer | M-Exempt | A | Common Stock | 12,000 | 10.00 | 120.0K | 23,941 | — | ↗ |
| 2007-02-15 | WATSON MICHAEL E | Director | P-Purchase | A | Common Stock | 300 | 23.30 | 7.0K | 1,309 | — | ↗ |
| 2007-02-06 | SHELTON CARROLL | Director / Officer | M-Exempt | A | Common Stock | 8,000 | 10.00 | 80.0K | 15,571 | — | ↗ |
| 2006-11-20 | BURTON JAMES E IV | Director | I-Discretionary | A | Common Stock | 427 | 25.00 | 10.7K | 17,258 | — | ↗ |
| 2006-08-10 | GILLIAM ROBERT H JR | Director / Officer | P-Purchase | A | Common Stock | 200 | 21.65 | 4.3K | 23,700 | — | ↗ |
| 2006-06-09 | ERB JOHN P | Director | P-Purchase | A | Common Stock | 69 | 22.00 | 1.5K | 4,769 | — | ↗ |
| 2006-05-26 | ARTHUR A WILLARD | Director | P-Purchase | D | Common Stock | 1,000 | 21.90 | 21.9K | 3,214 | — | ↗ |
| 2006-05-08 | OVERACRE WILLIAM F | Director | P-Purchase | A | Common Stock | 200 | 24.00 | 4.8K | 1,000 | — | ↗ |
| 2005-11-29 | BURTON JAMES E IV | Director | I-Discretionary | A | Common Stock | 253 | 253.00 | 64.0K | 15,173 | — | ↗ |
| 2005-11-09 | WATSON MICHAEL E | Director | P-Purchase | A | Common Stock | 350 | 20.00 | 7.0K | 979 | — | ↗ |
| 2005-03-10 | GILLIAM ROBERT H JR | Director / Officer | P-Purchase | A | Common Stock | 42 | 22.00 | 924.00 | 23,227 | — | ↗ |
| 2004-11-09 | BURTON JAMES E IV | Director | I-Discretionary | A | Common Stock | 132 | 19.00 | 2.5K | 13,340 | — | ↗ |
| 2004-02-25 | WATSON MICHAEL E | Director | P-Purchase | A | Common Stock | 250 | 18.65 | 4.7K | 604 | — | ↗ |
| 2003-10-22 | BURTON JAMES E IV | Director | I-Discretionary | A | Common Stock | 140 | 18.00 | 2.5K | 11,807 | — | ↗ |
Executive team
Executive compensation
| # | Year | Executive | Salary | Bonus | Stock award | Option award | Incentive | Other | Total | % Stock- based |
Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2010 | Robert H. Gilliam, Jr. President and Chief Executive Officer | 198.4K | — | 36.0K | — | — | 17.7K | 252.1K | 14.28% | ↗ |
| 2 | 2010 | Aubrey H. Hall, III Executive Vice President | 152.4K | — | — | 39.6K | — | 5.9K | 197.9K | 20.01% | ↗ |
| 3 | 2010 | Carroll E. Shelton Vice President | 126.4K | — | 18.0K | — | — | 4.6K | 149.0K | 12.08% | ↗ |
| 4 | 2009 | Robert H. Gilliam, Jr. President and Chief Executive Officer | 198.4K | — | — | — | — | 12.4K | 210.8K | 0.00% | ↗ |
| 5 | 2009 | Aubrey H. Hall, III Executive Vice President | 150.7K | — | — | — | — | 5.8K | 156.5K | 0.00% | ↗ |
| 6 | 2009 | Carroll E. Shelton Vice President | 124.6K | — | — | — | — | 4.5K | 129.1K | 0.00% | ↗ |
| 7 | 2009 | Bryan M. Lemley Secretary, Treasurer and Chief Financial Officer | 104.4K | — | — | — | — | 3.9K | 108.3K | 0.00% | ↗ |
| 8 | 2008 | Robert H. Gilliam, Jr. President and Chief Executive Officer | 199.4K | — | — | — | — | 5.5K | 204.9K | 0.00% | ↗ |
| 9 | 2008 | Carroll E. Shelton Vice President | 125.6K | — | — | — | — | 330.00 | 125.9K | 0.00% | ↗ |
| 10 | 2008 | Carroll E. Shelton Senior Vice President and Chief Credit Officer of the Bank | 125.6K | — | — | — | — | 330.00 | 125.9K | 0.00% | ↗ |
| 11 | 2008 | Bryan M. Lemley Secretary, Treasurer and Chief Financial Officer | 101.8K | — | — | — | — | 251.00 | 102.0K | 0.00% | ↗ |
| 12 | 2008 | Bryan M. Lemley Vice President and Chief Financial Officer | 101.8K | — | — | — | — | 251.00 | 102.0K | 0.00% | ↗ |
| 13 | 2007 | Robert H. Gilliam, Jr. President and Chief Executive Officer | 191.0K | — | — | — | 2.5K | 3.8K | 197.3K | 0.00% | ↗ |
| 14 | 2007 | Carroll E. Shelton Senior Vice President and Chief Credit Officer | 116.5K | — | — | — | 1.5K | 323.00 | 118.3K | 0.00% | ↗ |
| 15 | 2007 | Carroll E. Shelton Senior Vice President and Chief Credit Officer of the Bank | 116.5K | — | — | — | 1.5K | 323.00 | 118.3K | 0.00% | ↗ |
| 16 | 2007 | Bryan M. Lemley Vice President and Chief Financial Officer | 93.2K | — | — | — | 1.3K | 238.00 | 94.7K | 0.00% | ↗ |
| 17 | 2006 | Robert H. Gilliam, Jr. President and CEO | 181.0K | — | — | — | 10.0K | 9.1K | 200.1K | 0.00% | ↗ |
| 18 | 2006 | Robert H. Gilliam, Jr. President and Chief Executive Officer | 181.0K | — | — | — | 10.0K | 3.6K | 194.6K | 0.00% | ↗ |
| 19 | 2006 | Carroll E. Shelton Senior Vice President and Chief Lending Officer | 104.8K | — | — | — | 5.6K | 4.0K | 114.4K | 0.00% | ↗ |
| 20 | 2006 | Carroll E. Shelton Senior Vice President and Chief Credit Officer | 104.8K | — | — | — | 5.6K | 339.00 | 110.7K | 0.00% | ↗ |
| 21 | 2006 | Bryan M Lemley Vice President and Chief Financial Officer | 86.4K | — | — | — | 4.9K | 10.9K | 102.2K | 0.00% | ↗ |
| 22 | 2006 | Bryan M. Lemley Vice President and Chief Financial Officer | 86.4K | — | — | — | 4.9K | 187.00 | 91.5K | 0.00% | ↗ |
| 23 | 2005 | Robert H. Gilliam, Jr. President & Chief Executive Officer | 172.3K | 6.8K | — | — | — | 4.7K | 183.8K | 0.00% | ↗ |
| 24 | 2005 | Carroll E. Shelton Senior Vice President | 99.6K | 3.8K | — | — | — | 110.00 | 103.6K | 0.00% | ↗ |
| 25 | 2004 | Robert H. Gilliam, Jr. President & Chief Executive Officer | 159.6K | 5.3K | — | — | — | 2.9K | 167.8K | 0.00% | ↗ |
| 26 | 2004 | Carroll E. Shelton Senior Vice President | 95.0K | 3.0K | — | — | — | 102.00 | 98.1K | 0.00% | ↗ |
| 27 | 2003 | Robert H. Gilliam, Jr. President & Chief Executive Officer | 158.5K | 6.1K | — | — | — | 2.7K | 167.4K | 0.00% | ↗ |
| 28 | 2003 | Carroll E. Shelton Senior Vice President | 91.4K | 3.5K | — | — | — | 314.00 | 95.2K | 0.00% | ↗ |
| 29 | 2002 | Robert H. Gilliam, Jr. President & Chief Executive Officer | 151.9K | 7.2K | — | — | — | 655.00 | 159.8K | 0.00% | ↗ |
| 30 | 2001 | Robert H. Gilliam, Jr. President & Chief Executive Officer | 144.1K | 4.2K | — | — | — | 3.1K | 151.4K | 0.00% | ↗ |
| 31 | 2000 | Robert H. Gilliam, Jr. President & Chief Executive Officer | 135.8K | 11.8K | — | — | — | 2.9K | 150.5K | 0.00% | ↗ |
Proxy statements
Recent SEC filings
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Aubrey H. Hall | President, Chief Executive Officer & Director | 719.5K | male |
| Bryan Lemley | Secretary, Treasurer & Chief Financial Officer | 368.7K | male |
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for PPBN
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
